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Thread: [General] Insurance!!

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    ylsonny
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    Default [General] Insurance!!



    Hi everyone, i'm currently 19 this year. Passed TP yesterday!

    But there is a huge problem. i heard that the insurance is going to increase to $1300 from the current $700+-. is it true? can anyone confirm? thanks

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    I am currently 19 also. i gt my insurance last month from ntuc. Mine is 660 (third party) reaching 700 liao.. and i am riding phantom. Must depend on what bike u riding ma. Sport bike sure will over 900+. And also which insurance u wan. Either third party or others.

     

     
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    my TA200 insurance 2nd party 1k+ -.-

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    Due to inexperience in riding and age below 21...the insurance premium will be alot higher and if the bike comes with faring or it is a sports bike it will also add the cost of insurance premium...

    When I was 20, with a newly get 2B...I got a Kawasaki KRR150 first hand and I paid $1288 for insurance...and you cannot imagine how much the First Party premium cost ...$2700!!!

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    wo0t.. price to pay for being young and reckless according to the government..

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    Metalfyre
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    I pay $128 for my phantom insurance...
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    tanchunxun
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    Quote Originally Posted by Metalfyre View Post
    I pay $128 for my phantom insurance...
    so low.. how you get that amount? with NCD?

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    Metalfyre
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    Eh sorry..is $108. Yeah with NCD.
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    what company is better? i'm now with NTUC, thinking of changing to a more solid one next year..

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    queirtus
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    Quote Originally Posted by Replay View Post
    what company is better? i'm now with NTUC, thinking of changing to a more solid one next year..
    be patient ah in my opinion coz u can get discount if u stick to NTUC.
    The pain of discipline is nothing like the pain of disappointment

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    however, i heard some storied bout NTUC's policies being inadequate for most riders. meaning, repairs etc they will get 3 shops to quote, and they will pay for the least expensive one.. so a shop could quote them really cheap, and do a lousy job. just my 2 cents

     

     
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    Quote Originally Posted by Replay View Post
    my TA200 insurance 2nd party 1k+ -.-
    OMG.. u serious??? Insurances for young riders on 2B has reached such ridiculous proportions! kindof makes me glad I'm old!
    BlackDawn aka kiamh
    "There is no man more free than the one who doesn't give a damn what society thinks of him"

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    yes, need receipt?

    yupp.. i wanna grow old too..

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    My insurance for Phantom was just about $230 (with 15% NCB) for 2nd Party when I sold it in March this year.

    I'm paying about $680 for my current bike, 2nd Party with the same NCB.
    BlackDawn aka kiamh
    "There is no man more free than the one who doesn't give a damn what society thinks of him"

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    OMG 5 times cheaper! how much older are you compared to me? i'm 18+

    yr current is a HD so confirm ex ma..

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    jB
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    lol don't forget his road tax..paying more road tax he can hog more lanes than us who pay lesser jk jk hehe..
    Click below link or copy+paste for good deals!
    http://www.singaporebikes.com/forums/showthread.php/417915-WTS-Shoei-XR-1100-Diabolic-Cimmerian-Mint-Condition-L-Size-CHEAP!-9-8-10?p=8191458#post8191458

    http://www.singaporebikes.com/forums/showthread.php/406472-WTS-Blaupunkt-Style-Headphones-Unopened-BNIB!

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    Quote Originally Posted by ylsonny View Post
    Hi everyone, i'm currently 19 this year. Passed TP yesterday!

    But there is a huge problem. i heard that the insurance is going to increase to $1300 from the current $700+-. is it true? can anyone confirm? thanks
    dude its best you give the intended company you wanna sign up for a call its best to check and not just hear-say
    Click below link or copy+paste for good deals!
    http://www.singaporebikes.com/forums/showthread.php/417915-WTS-Shoei-XR-1100-Diabolic-Cimmerian-Mint-Condition-L-Size-CHEAP!-9-8-10?p=8191458#post8191458

    http://www.singaporebikes.com/forums/showthread.php/406472-WTS-Blaupunkt-Style-Headphones-Unopened-BNIB!

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    Quote Originally Posted by Replay View Post
    OMG 5 times cheaper! how much older are you compared to me? i'm 18+
    I got my first bike license 13 years ago... you do the math & estimate my age
    next year onwards I'll be in another age bracket for insurance premium calculations, so its gonna get cheaper for me
    BlackDawn aka kiamh
    "There is no man more free than the one who doesn't give a damn what society thinks of him"

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    wo0t.. lau jiao liao..

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    Mine's $262.50, 3rd party with 5% GST. took it early this year in late march..

    21 yrs old, more than 1 yr exp.

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    so cheap...

     

     
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    jB
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    lol its good for them old birds get cheaper..but still they(some) complain..that they old liao lol..
    Click below link or copy+paste for good deals!
    http://www.singaporebikes.com/forums/showthread.php/417915-WTS-Shoei-XR-1100-Diabolic-Cimmerian-Mint-Condition-L-Size-CHEAP!-9-8-10?p=8191458#post8191458

    http://www.singaporebikes.com/forums/showthread.php/406472-WTS-Blaupunkt-Style-Headphones-Unopened-BNIB!

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    hehehe my 3rd party 250 plus gst only 270...get a quote from Anda, theirs by far the cheapest aft sourcing ard...
    Go as far as you can see; when you get there, you'll be able to see farther.
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    wo0t.. anyone can recommend good insurance companies? those that are really responsible when doing ur claims, making sure u get the best, that sorta thing..

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    tanchunxun
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    Quote Originally Posted by hamsterwhale View Post
    hehehe my 3rd party 250 plus gst only 270...get a quote from Anda, theirs by far the cheapest aft sourcing ard...
    anda only do for year 21 and above?

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    hamsterwhale
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    ehh...20 and above
    dun think need 21...but muz be above 20...cuz my fren, called for a quote but was rejected due to his age...
    Go as far as you can see; when you get there, you'll be able to see farther.
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    is there a Mitsui website or company i can call to ask about the premium ?

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    google it..?

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    Quote Originally Posted by tweakmax2 View Post
    is there a Mitsui website or company i can call to ask about the premium ?
    can call WTT, they are brokers for mitsui...

    for more info on insurance coy contact no. refer to onemotoring
    Go as far as you can see; when you get there, you'll be able to see farther.
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    Quote Originally Posted by tweakmax2 View Post
    is there a Mitsui website or company i can call to ask about the premium ?
    you can try 62209644, called when i was sourcing for mine long ago. Dont know if they changed it.
    I have the best signature.

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    Quote Originally Posted by TheYasMan View Post
    you can try 62209644, called when i was sourcing for mine long ago. Dont know if they changed it.
    wo0t... Yas bro u still keep the number ar? i ditched it once i got my insurance! xD

     

     
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    Lexanez
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    my insurance is mitsui one. 3rd party cost bout 600+, got it together with my bike at VS motors. 18 years old

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    LeXiong
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    if u rdin those wave sparks 135 more worse those bike high accident rate oso costly for insuran
    . . . I am a Discipline rider . . .

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    well, i want a phantom though... not sure how much will be the insurance. i asked around in some bike shops. they are selling like 2.8k with a FU plate. which i think is damn Ex...

    i'm looking for a phantom which is around 1.6-1.8k.. Any suggestion?
    i heard from my friends that buy from shops are better, because if got any problem, can go back there. got warranty. if dun have, usually the shops don't really like to do the bike that they did not sell to you ...

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    1.6- 1.8k + your insurance at est 700-800
    add up also 2500 - 2600

    not much diff but remember, if you are getting from private seller, be prepared to fork up full cash. If not, its better off you go to bike shop if you wish to take loans.
    千金难买早知道.......

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    Quote Originally Posted by arjen View Post
    1.6- 1.8k + your insurance at est 700-800
    add up also 2500 - 2600

    not much diff but remember, if you are getting from private seller, be prepared to fork up full cash. If not, its better off you go to bike shop if you wish to take loans.
    yeah, i know . but that guy was selling without insurance at 2.8k.

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    You can get a better deal HERE for sure.
    千金难买早知道.......

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    Quote Originally Posted by arjen View Post
    You can get a better deal HERE for sure.
    lol thanks. i'm very interested in those deal above. but lack the cash payment.. so i'll have to get 1 at a shop and pay by installment

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    i'm 22... only 170 bucks...cheap cheap... uncle as owner... i'm sub rider..

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    Quote Originally Posted by |a|eX| View Post
    i'm 22... only 170 bucks...cheap cheap... uncle as owner... i'm sub rider..
    oh oh, your insurance with who? but it thot they dont care now whether youre with uncle or anyone, thot they follow ur age and riding experience?

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    Quote Originally Posted by Replay View Post
    however, i heard some storied bout NTUC's policies being inadequate for most riders. meaning, repairs etc they will get 3 shops to quote, and they will pay for the least expensive one.. so a shop could quote them really cheap, and do a lousy job. just my 2 cents
    Never experienced this before lehz..
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    [QUOTE=airoh;3226808]oh oh, your insurance with who? but it thot they dont care now whether youre with uncle or anyone, thot they follow ur age and riding experience?[/QUOTE

    the old policy is see who is the older rider...
    the new policy is see who the younger rider,,

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    i gt my FU phantom with 3rd party 388 inclusive 5% GST on March with AXA. Cheap Cheap~ ^_^


    Flaws Imperfects My Perfection

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    Quote Originally Posted by ylsonny View Post
    lol thanks. i'm very interested in those deal above. but lack the cash payment.. so i'll have to get 1 at a shop and pay by installment
    if not u can jolly well go get one from the garage sales in singaporebikes =here from the seller and go to bike shops to check how much interest is their reloan.. if not imagine u have to pay 2.8k for FU and haven even include interest loan.. so not worth.. whereby i get my 1.6k FU, and if u go to bike shop do reloan, myabe 3.5% to 5% per yr, will save more for u.. and this way, the bike shop can help u settle full payment for u to yr seller too..

    I can try to chip out few bike shops that does that, www.kymco.com.sg, u can call and ask their rate first b4 u decide yr way of purchase.


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    so cheap.. mine so ex sia...

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    may i know wats the price for mitsui 3rd party insurance now ? for 21yr+
    Burn rubber not your soul !

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    Quote Originally Posted by MrQuan View Post
    may i know wats the price for mitsui 3rd party insurance now ? for 21yr+
    call mitsui to ask la....

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    AXA- 230+ for 3rd party.

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    Quote Originally Posted by Replay View Post
    wo0t... Yas bro u still keep the number ar? i ditched it once i got my insurance! xD
    So its easy to cancel if anything happens, or to enquire about extending and it's package prices.
    I have the best signature.

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    Replay
    ? Rewind ? Fast Forward ?
    SBF Lacer Replay's Avatar
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    Quote Originally Posted by Metalfyre View Post
    Never experienced this before lehz..
    duno leh, thats what i heard from a friend..

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