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View Poll Results: What insurance type do you use?

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  • Third Party

    68 36.56%
  • Third Party, Fire & Theft (TPFT)

    104 55.91%
  • Full Comprehensive

    14 7.53%
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Thread: [Discussion] ~ Insurance Related Issue

  1. #101
    bluesurfer
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    Quote Originally Posted by blackbeauty2A View Post
    like i said b4 nowadays young rider alot of accident mayb they increase e insurance? bluesurfer u got ask em' y ur insurance so x?
    of cos got ask la...they say that is a rough estimation wor...

  2. #102
    Blackbeauty69
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    aiyah their roughly only ah... when u want to buy bike that time i tink will b much cheaper. bought my spec 1 my age was 21... my insurance was near to 700...

    My Motard make wonders

     

     
  3. #103
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    Quote Originally Posted by blackbeauty2A View Post
    i just called up ntuc income.. to find out they do installment for insurance! wohooo!! i do not hav to worry liao...
    glad there is alternative for u.

  4. #104
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    wow...i tink probably go for axa ba...since some bro here say they are only paying 300++ for 20 yrs old

  5. #105
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    haha damn! i tried calling axa want to find out how much.. *uck i forgot i still got pending insurance claim from the other party... 2 yrs liao... still haven get back to me till i forgot. now i got to wait for e claiming officer incharge to call me.. HAIZZZZZzzz!

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  6. #106
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    Quote Originally Posted by quizesilver View Post
    glad there is alternative for u.
    Thx Bro!

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  7. #107
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    Quote Originally Posted by blackbeauty2A View Post
    haha damn! i tried calling axa want to find out how much.. *uck i forgot i still got pending insurance claim from the other party... 2 yrs liao... still haven get back to me till i forgot. now i got to wait for e claiming officer incharge to call me.. HAIZZZZZzzz!
    sis.... dun wait.... go down straight to axa and ask for ur claim.... u wait until u really go IMH money oso haven come ar... i've got my claim within 3 mths....
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  8. #108
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    i using ntuc now.... the other party wants to claim from me! no shame sia i not at fualt want to claim THICK skin one! siao! my one settle liao my lawyer do for me all e paperwork but tp still haven call me.. sianz.....

    My Motard make wonders

  9. #109
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    Quote Originally Posted by blackbeauty2A View Post
    i using ntuc now.... the other party wants to claim from me! no shame sia i not at fualt want to claim THICK skin one! siao! my one settle liao my lawyer do for me all e paperwork but tp still haven call me.. sianz.....
    bo bian tis all ver slow wan .. hv frend case 3yrs + liao still hv nt close lor .. ur case consider close liao i see .. left claiming ..

  10. #110
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    Quote Originally Posted by joajas View Post
    My input for info.

    age: 29
    Ver S
    3rd party
    $246

    AXA via Anda
    if i were ur age i choose ntuc leh .. cau in term of service they are better .. anda is slow .. but cheapest for young rider .. i tink ntuc quote u 200+ as well ..

  11. #111
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    Quote Originally Posted by edition View Post
    bo bian tis all ver slow wan .. hv frend case 3yrs + liao still hv nt close lor .. ur case consider close liao i see .. left claiming ..
    left to investigate only.. dunno la but my case very siong 1 lehz.. the car swerve into my lane just b4 the chevron line without signalling lei.. i hit the side of the car no choice coz both my left n right got curb n i was using wave at that time so not that good easily skidded. road was bit wet n only travel at 50... it happens within seconds luckily i'm ok except my 4th toe kena hair line crack.

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  12. #112
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    hmm...after all the insurance tok...wanna find out if a normal NSmen can afford to maintain a s4 anot??servicing and stuff is NS pay enuff??interested in the spec 3

  13. #113
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    hmm... if u dun smoke, no go out, no installment... can lah....
    imagine u got installment... how much gone liao...
    imagine u got petrol... how much gone liao...
    imagine juz one time maintaince... u almost die liao....
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  14. #114
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    haha i no smoke lei...other than that makan all can settle in camp donno can own a s4 anot sia...how are the maintenance cost for a s4?insurance saying its 400 per annum

  15. #115
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    When i bought my bike last year,i paid 500 for the insurance,just now i called up NTUC for 1st party quotation..1.6K..shocked!...Guess i stick with AIG...


    "Irreplaceable"

  16. #116
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    but u go na ns oso cat ride to often ma

    juz bear wif it de come out le den buy ba
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  17. #117
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    but saying that if my ns vocation is a everyday come out 9-5 job then sure can own a bike rite?? if not abit bu fang bian lei

  18. #118
    PaLmEr
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    to own a S4 with NS pay is really stretching it, unless you are drawing officer pay.

  19. #119
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    Quote Originally Posted by PaLmEr View Post
    to own a S4 with NS pay is really stretching it, unless you are drawing officer pay.
    oh...really ar...ok then thx...izit becos of its high maintenance cost?

  20. #120
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    Quote Originally Posted by edition View Post
    if i were ur age i choose ntuc leh .. cau in term of service they are better .. anda is slow .. but cheapest for young rider .. i tink ntuc quote u 200+ as well ..
    My friend, NTUC quoted me 400+

  21. #121
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    Quote Originally Posted by biting_point View Post
    never went any agent, just renew by letter also..
    maybe you are lady??

    i think in the end it differs person to person.. then again, if by agent, see how much the agent wanna "earn" from you..

    Mine not thru agent... from NTUC direct....
    how can they.. tot ladies shld be lower since we tend to ride more carefully as we wont want accident.... scars look ugly mah

     

     
  22. #122
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    Quote Originally Posted by bluesurfer View Post
    but saying that if my ns vocation is a everyday come out 9-5 job then sure can own a bike rite?? if not abit bu fang bian lei
    wah bro... 9-5 u die lagi fast.... unless wat palmer say u take officer pay then can tahan.... take a kup kia is better for u bro...
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  23. #123
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    Quote Originally Posted by bluesurfer View Post
    oh...really ar...ok then thx...izit becos of its high maintenance cost?
    juz imagine 3 bottle of eo with 4 spark plug with 1 eo with 1 spark plug. kup kia bro...

    insurance confirm cheaper but dun noe about ur age coz my fren small bro juz bought 125z his insurance 600+.....
    Last edited by B.e.n.s.o.n; 14-05-2008 at 02:40 PM.
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  24. #124
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    any super4 rider here.. can quote me roughly

    19+
    Spec3

    thanks.

  25. #125
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    me 31, was quoted by andrew's friends for around $320 for 2nd party for Spec 1 (2001)

    haven't confirm, but will check on other company first..
    Proud Owner of Motorola Backflip, Iphone 4G (soon), Canon 500D, Panasonic FX9, and PS3
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    but $0...

  26. #126
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    Currently i've already reserved a brand new Spec 3 and my insurance for TPFT is $500+. This June turning to 26 and they calculate as 26 yrs old above. Last year use AXA no claimant made earn 10% discount. So with this, got AIG for the price mentioned earlier. If not cos of this 10% discount will have to pay bout $700+
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  27. #127
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    Quote Originally Posted by euz View Post
    i will get everything done at my bikeshop. it much more easlier......
    as bike shop at sin ming area.
    so i suppose the price they quoted got include kopi money?

    anything, can try calling tht guy's fren, ntuc also can help u do road tax
    http://www.wix.com/hongming/photojourney

  28. #128
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    Quote Originally Posted by quizesilver View Post
    anyway y am i asking u all to try is because he is a biker too.
    he would be able to see and afterall it is juz a quote. no obligation. over phone he dun bite too
    haha

    anyway to euz... nothing abt ntuc knowing me. it is juz my frd have trust in me and i have trust in him. and he help me pay 1st that all.

    i pay him too as soon as possible.

    wah, better dnt let the ntuc compliance department see this, if not ur fren will kenna investigate
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  29. #129
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    Quote Originally Posted by dragonforce View Post
    i thought should be older bike more ex (assuming more prone to errors) and newer bkes cheaper..

    assuming both are somewhat the same bike.. cb400 ver s and cb400 spec 3..
    no lah, u buyingbike insurance, not life insurance.

    life insurance is more ex when u older cause more possible to claim mah.

    bike insurance is cheaper as it gets older cause the value of the bike drops
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  30. #130
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    Got quote from Anda (for don't know AXA or AIG)
    1st party - 870
    TPFT - 730

    Inclusive of GST. I am 25 coming to 26 this yr, no accident and got my class 2A back in 2004.

    Looking for cheaper insurance

    Any recommendation?
    Versys

  31. #131
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    Quote Originally Posted by xyoshiki View Post
    Got quote from Anda (for don't know AXA or AIG)
    1st party - 870
    TPFT - 730

    Inclusive of GST. I am 25 coming to 26 this yr, no accident and got my class 2A back in 2004.

    Looking for cheaper insurance

    Any recommendation?
    NTUC 1.3K for 1st and 800 for TPFT.......
    Versys

     

     
  32. #132
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    Anybody need a quick code from NTUC Income can Pm me. :-)
    Pm me your

    1) DOB
    2) NCD?
    3) Claims experience for the past 2 yrs?
    4) Bike model and cc
    5) State passing date for class 2B,(ignore if more than 2 years)

    Thank you
    Ride it like you stole it
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  33. #133
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    Quote Originally Posted by xyoshiki View Post
    Got quote from Anda (for don't know AXA or AIG)
    1st party - 870
    TPFT - 730

    Inclusive of GST. I am 25 coming to 26 this yr, no accident and got my class 2A back in 2004.

    Looking for cheaper insurance

    Any recommendation?
    i was quoted $650 TPFT frm AXA, $595 frm NTUC and $561 frm Allianz all inclusive of GST n aft NCD 10% discount. Im 24 tis yr.
    Hw cum ur quote so expensive???
    不要以为,一脸冷漪,只会沉默,我只是不懂得表达我自己..

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  34. #134
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    Hi, can i ask, if lets say when i have an accident previously on the current bike i have. And its under AXA then if i were to buy a s4. will my premium go up?

  35. #135
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    Quote Originally Posted by sTaRdUsT_11 View Post
    i was quoted $650 TPFT frm AXA, $595 frm NTUC and $561 frm Allianz all inclusive of GST n aft NCD 10% discount. Im 24 tis yr.
    Hw cum ur quote so expensive???
    think maybe becoz my bike is 2004 bike......
    Versys

  36. #136
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    Quote Originally Posted by knoobie View Post
    Hi, can i ask, if lets say when i have an accident previously on the current bike i have. And its under AXA then if i were to buy a s4. will my premium go up?
    roughly 50% loading due to accident claim.. even thou it aint ur fault.. jus checked fer my fren whose bike gt burnt last yr..
    不要以为,一脸冷漪,只会沉默,我只是不懂得表达我自己..

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  37. #137
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    Quote Originally Posted by xyoshiki View Post
    think maybe becoz my bike is 2004 bike......
    mayb.. u try allianz? heard frm bikeshop its e cheapest if u dun add subrider..
    不要以为,一脸冷漪,只会沉默,我只是不懂得表达我自己..

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  38. #138
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    Default Insurance Matters

    guys, does the insurance go by buying the youngers or owner?

  39. #139
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    Seems that the premium went up as compared to the 1st half of the year.
    Even the cheapest insurance is expensive

  40. #140
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    Guys, i have a question to ask. Currently, i'm the sub rider of my bike. My insurance is expiring soon and i wanna change my name to the owner and add somebody else as the sub rider. Any idea how i shd go bout doing it. Anyway, my insurance company is ntuc. thanks.

  41. #141
    dragonforce
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    hi jid_10
    so meaning now you are the sub rider, you want to change as the main rider and add some1 else as the sub?
    just remember to tell them that.. if you dun tell.. they will just extend your insurance, everything status quo.. and bring a copy of your new sub riders ic and driving license..
    Quote Originally Posted by motobike-search-engine.co.uk
    Rat bike - A motorcycle not necessarily kept in pristine condition, often painted matt black. Minimal maintenance and mismatched parts often used.

     

     
  42. #142
    BigDogs
    needs a Big scooter
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    NTUC quite high but i heard they got rebate and stuff. I just switched from AXA to NTUC. And i think claiming with them will be much much more quicker.
    Jun 06 - Aug 06: Honda Phantom TA200 FV13**Y
    Aug 06 - Oct 07: Yamaha RXZ FR41**U
    Oct 07 - Nov 09: Honda CB400 Spec 3 FBC10**B
    Nov 09 - Mar 11: Suzuki GSR400 FBC73**C
    Mar 11 - Apr 11: Piaggio X9 Evo FX 42**U
    Mar 11 - Jan 14: Honda Silverwing 400 FBC 53**J
    Dec 13 - May 14: Toyota Wish SJU 48**L
    May 14 - Jul 15: Maxsym 400i FBJ 36**G
    Aug 15 - Current: Honda Silverwing SW-T400 FBG 29**R

  43. #143
    jid_10
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    thanks man.

  44. #144
    eedwinn
    doesn't have a ride
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    Anyone knows how much does it cost to insure a freshly graduated 2A guy who is 19 years old?

  45. #145
    PegScraper
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    Default [Discussion] What insurance type do you use?

    Hi there,

    What insurance type do you use?

    Third party
    Third party, fire and theft (TPFT)
    Full comprehensive

    I'm on TPFT but I'm thinking of switching to Third party...
    Ride 'em like you stole 'em...

  46. #146
    euz
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    i'm using Full comprehensive

  47. #147
    steel_headz
    is a Rider with a Smile always...
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    im using 3rd party....
    Rider Can Be Driver, But Driver Cannot Be Rider......

  48. #148
    PaLmEr
    ish nom nom noming!
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    comprehensive

  49. #149
    Stardust83
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    Third Party Fire And Theft.

    Just in case...
    July 2006-21st Aug 2007 :Honda NSR SP (FS1029R)
    21st Aug 2007-28th Oct 2009 :Honda CB400 Spec III (FY8*8*M)
    5th Sept 09-20th Nov 2013 Suzuki Hayabusa K6 FBA 9**6 J
    30 Jan 13-Hyundai Getz 1.6 SFV*1*1K
    20th Nov 13-Honda CBR600RR 2008 FBE4*4*S
    2015-2015:Mitsubishi Lancer GLX
    28th Oct 2015-Mitsubishi Lancer EX GLS


  50. #150
    e|ement
    \
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    u nv noe when someting will happen to u ma.....touch wood la
    bike history
    1987 - 1988 - Baby steps
    1989 - 2005 - Bus,Mrt,Taxi
    Nov05 - Jan07 -YBR125
    Jan07 - Feb11- CB400 Spec 1
    Mar11 - ??? Fazer 1000
    Nov05 - Got Got Class 2B
    Dec 06 - Got Class 2A
    Nov07 - Got Class 3
    Mar08 - Got Class 2

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