User Tag List

Page 1 of 2 12 LastLast
Results 1 to 50 of 97

Thread: possible to own car for me??

  1. #1
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default possible to own car for me??



    hi guys , i will be enlisted into ns in march , thinking of whether i wan to sign on . if sign on will probably be getting ard 2k per month . my dad will continue to give me allowance of 650 per month .. can i own a car with the amount i will be getting? my dad dont wan to get car for me . im below 18 if i really have the means to pay every month also cannot get a automotive loan right? got any possible ways anot ah? OPC also can lei. aiming for hyundai getz .. =(
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  2. #2
    EJ
    Nothing but the Max
    TeePee
    Join Date
    Aug 2005
    Location
    Singapura, Yishun
    Posts
    3,672
    Feedback Score
    4 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    How certain are you that the army/police/scdf wants you in their payroll?
    rien d'autre que le max.

     

     
  3. #3
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    sorry i meant below 21 and im 18 . zzz
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  4. #4
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by EJ View Post
    How certain are you that the army/police/scdf wants you in their payroll?
    if they dont wan den bo bian liao lor.. 400 plus + 650 enought to maintain a opc?
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  5. #5
    CMYRS
    has no status.
    TeePee CMYRS's Avatar
    Join Date
    Apr 2005
    Posts
    3,428
    Feedback Score
    0
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    yes highly possible, please feed our economy
    Most people go through life following the crowd.

    Others think for themselves.

    They go their own way.

  6. #6
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by CMYRS View Post
    yes highly possible, please feed our economy
    lol.. its for my own transport la.. haha
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  7. #7
    EJ
    Nothing but the Max
    TeePee
    Join Date
    Aug 2005
    Location
    Singapura, Yishun
    Posts
    3,672
    Feedback Score
    4 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    Taking into account of:

    High COE, high insurance (as TS is below 21), rising petrol prices, road tax (no more $50 for OPC due to new scheme), maintainence, season parking etcetera..

    Yup, probably you can. Hit the dealers soon!
    rien d'autre que le max.

  8. #8
    EJ
    Nothing but the Max
    TeePee
    Join Date
    Aug 2005
    Location
    Singapura, Yishun
    Posts
    3,672
    Feedback Score
    4 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    Taking into account of:

    High COE, high insurance (as TS is below 21), rising petrol prices, road tax (no more $50 for OPC due to new scheme), maintainence, season parking etcetera..

    Yup, probably you can. Hit the dealers soon!
    rien d'autre que le max.

  9. #9
    wait4me
    my friend's , friend is my enemy
    SBF Lacer wait4me's Avatar
    Join Date
    Sep 2005
    Location
    the far east
    Posts
    39,738
    Feedback Score
    1 (100%)
    Mentioned
    63 Post(s)
    Tagged
    0 Thread(s)

    Default

    21 years old .. means even if u sign on .
    u need to show yr pay roll before u can borrow loan.
    opc, means u reach camp before 7 and then 7pm then leave..

    well if u stay in , camp parking is free, eat at cook house..
    no problem leh since dad off set yr road tax and petrol liao..

    the problem is if u sign on and its 8 to 5.....
    and yr camp is the other end of the world...
    good luck lo...
    一路向北 4 EVER , my friend



  10. #10
    ulysses_sc
    has no status.
    Class 2
    Join Date
    Oct 2003
    Posts
    1,237
    Feedback Score
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    No. Go BMW like everyone else.

    Or ride a bike like everyone else here.
    Past: KDX200, LC4 400, LC4 620, GSXR750WR
    Present: CBR900RRY, Gas Gas EC250, XR250L, XR250RV, XR400 (motard-ed), NX650 Dominator

  11. #11
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by EJ View Post
    Taking into account of:

    High COE, high insurance (as TS is below 21), rising petrol prices, road tax (no more $50 for OPC due to new scheme), maintainence, season parking etcetera..

    Yup, probably you can. Hit the dealers soon!
    but below 21 not even possible to buy a car right?
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

     

     
  12. #12
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by ulysses_sc View Post
    No. Go BMW like everyone else.

    Or ride a bike like everyone else here.
    haha u sure bmw everyone does it?
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  13. #13
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by wait4me View Post
    21 years old .. means even if u sign on .
    u need to show yr pay roll before u can borrow loan.
    opc, means u reach camp before 7 and then 7pm then leave..

    well if u stay in , camp parking is free, eat at cook house..
    no problem leh since dad off set yr road tax and petrol liao..

    the problem is if u sign on and its 8 to 5.....
    and yr camp is the other end of the world...
    good luck lo...
    i only tot of using car on weekends .. if want to loan for car every month min income hw much ah??
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  14. #14
    ohayo
    loves to eat breads for past time
    Deregistered
    Join Date
    Aug 2005
    Posts
    3,354
    Feedback Score
    19 (100%)
    Mentioned
    8 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    haha u sure bmw everyone does it?
    His BMW refers to Bus Mrt Walk. Not the car bmw

    Quote Originally Posted by BlkeIover View Post
    i only tot of using car on weekends .. if want to loan for car every month min income hw much ah??


    Why do you need to use a car on the weekend? To own a car comfortably and WITHOUT any worries, one must be financially stable on HIS/HER OWN FEET. With your meagre NS pay, i am pretty sure that you cant even own brand new china make car. You are just living in a fantasy world, assuming that everything will pan out beautifully everyday and you are just borrowing money from the future for something you cannot even realistically own. I assume that you had based on the decision to purchase a car because of your father allowance $650 per month. If that is the only financial support you are relying on, you will be screwed big time very soon. You are wearing a hat way too big for your head. And a mumbo jumbo size burger way too big for your mouth.

    If you are my younger brother - i will slap you hard to wake you up.
    If you are my friend - i will delete your contact number. To avoid being your ATM in the event your father cant give you 650 anymore.

    Apology for the harshness of my tone, just that i am very shocked and sad that this is the thinking of the Young Ones In Singapore.

    Relies heavily on the parents to survive. Does not appreciate value of hard work and only see the digits on the printed paper. Does not work hard to buy the things from their hard earned money and expected to be fed.

    When i was your age, the only thing i hope to own was a BMX bicycle. For me to cycle to MAcdonald to work as part time.

    ....seriously...did you even do your maths properly before posting?.........

    Last edited by ohayo; 19-01-2011 at 07:50 PM.

  15. #15
    Fried Rice
    is running out of time
    SBF Lacer Fried Rice's Avatar
    Join Date
    May 2009
    Posts
    5,705
    Feedback Score
    1 (100%)
    Mentioned
    31 Post(s)
    Tagged
    0 Thread(s)

    Default

    i think it is not enough to feed a car, why not look at a 2a or 2b bike?

    some more even if you can afford the car, you will not be satisfied and contended, you will get tired of it soon and you will want to upgrade.

    i think u get a bike and save the money for rainy days better

  16. #16
    stanco
    has no status.
    SBF Fazers stanco's Avatar
    Join Date
    Nov 2007
    Location
    Highway To Hell
    Posts
    3,781
    Feedback Score
    0
    Mentioned
    11 Post(s)
    Tagged
    0 Thread(s)

    Default

    i thought april came early this year...

    ts, u should get it... maybe few years later, COE get doubled of what it is now, and you can sell urs and even make a profit.

    but just curious, if u intend to sign on, means a stable job... why are u still getting money from ur dad?
    肥仔七千号

  17. #17
    yhchoong
    has no status.
    L Plate
    Join Date
    Oct 2008
    Posts
    13
    Feedback Score
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    i only tot of using car on weekends .. if want to loan for car every month min income hw much ah??
    If you want to use the car as transport only for weekends, it really works out to be MUCH cheaper by simply taking a cab everytime. Hassle-free and with a chauffeur to boot. You don't have to worry about petrol, maintenance, jams and finding parking spots. Dial-a-cab and it arrives at your doorstep in 5 minutes.
    If you want to use the car to impress girls and friends, a Hyundai Getz doesn't cut it. You will end up turning into a chauffeur for people instead when they ask for free lifts, more so during night's off and book-outs with the peer pressure going on.

    Think wisely.

  18. #18
    tionghan
    track & trail
    Class 2A tionghan's Avatar
    Join Date
    Oct 2010
    Posts
    533
    Feedback Score
    0
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)

    Default

    i've did calculation for my friend b4.. he was saying " eh if buy a picanto monthly only $300-500 , sounds ok rite?" then i told him ...
    monthly installment : $300
    carpark season : $90
    road tax for one yr : $400 / 12 = 33.3
    insurance for one yr : $1200 /12 = 100
    petrol : $300 -$500
    misc ( summon/repair/modify/add this add that) : $50 monthly.. (rough calculate)

    do your own maths..

    but seriously.. if you are a sign on.. car dealer will give u the loan .. even if you buy big car....

  19. #19
    tionghan
    track & trail
    Class 2A tionghan's Avatar
    Join Date
    Oct 2010
    Posts
    533
    Feedback Score
    0
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)

    Default

    i've did calculation for my friend b4.. he was saying " eh if buy a picanto monthly only $300-500 , sounds ok rite?" then i told him ...
    monthly installment : $300
    carpark season : $90
    road tax for one yr : $400 / 12 = 33.3
    insurance for one yr : $1200 /12 = 100
    petrol : $300 -$500
    misc ( summon/repair/modify/add this add that) : $50 monthly.. (rough calculate)

    do your own maths..

    but seriously.. if you are a sign on.. car dealer will give u the loan .. even if you buy big car....

  20. #20
    ulysses_sc
    has no status.
    Class 2
    Join Date
    Oct 2003
    Posts
    1,237
    Feedback Score
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    If one needs to calculate till the last cent, sorry, you are threading on thin ice.
    Past: KDX200, LC4 400, LC4 620, GSXR750WR
    Present: CBR900RRY, Gas Gas EC250, XR250L, XR250RV, XR400 (motard-ed), NX650 Dominator

  21. #21
    tionghan
    track & trail
    Class 2A tionghan's Avatar
    Join Date
    Oct 2010
    Posts
    533
    Feedback Score
    0
    Mentioned
    2 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by ulysses_sc View Post
    If one needs to calculate till the last cent, sorry, you are threading on thin ice.
    well.. you can always ignore the last cent and treat it as nothing.. sure no problem.. but those $ are still meant to be paid.. just too bad

     

     
  22. #22
    wait4me
    my friend's , friend is my enemy
    SBF Lacer wait4me's Avatar
    Join Date
    Sep 2005
    Location
    the far east
    Posts
    39,738
    Feedback Score
    1 (100%)
    Mentioned
    63 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    i only tot of using car on weekends .. if want to loan for car every month min income hw much ah??
    by the time u read this , i believe those who have posted above give u a rough picture ...
    if u jus use it on weekend .. pls dun waste money la... since u already getting allowance from yr dad ,
    i mean how many ppl at yr age still get such a big allowance ??
    650 dollar at age 18 leh ...
    i was living on 280dollar at that age hahhahahaha
    一路向北 4 EVER , my friend



  23. #23
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by ohayo View Post
    His BMW refers to Bus Mrt Walk. Not the car bmw





    Why do you need to use a car on the weekend? To own a car comfortably and WITHOUT any worries, one must be financially stable on HIS/HER OWN FEET. With your meagre NS pay, i am pretty sure that you cant even own brand new china make car. You are just living in a fantasy world, assuming that everything will pan out beautifully everyday and you are just borrowing money from the future for something you cannot even realistically own. I assume that you had based on the decision to purchase a car because of your father allowance $650 per month. If that is the only financial support you are relying on, you will be screwed big time very soon. You are wearing a hat way too big for your head. And a mumbo jumbo size burger way too big for your mouth.

    If you are my younger brother - i will slap you hard to wake you up.
    If you are my friend - i will delete your contact number. To avoid being your ATM in the event your father cant give you 650 anymore.

    Apology for the harshness of my tone, just that i am very shocked and sad that this is the thinking of the Young Ones In Singapore.

    Relies heavily on the parents to survive. Does not appreciate value of hard work and only see the digits on the printed paper. Does not work hard to buy the things from their hard earned money and expected to be fed.

    When i was your age, the only thing i hope to own was a BMX bicycle. For me to cycle to MAcdonald to work as part time.

    ....seriously...did you even do your maths properly before posting?.........


    hi thanks for ur reply . i did talk abt signing on as a mean to support my own car right? is when someone post and ask wat if spf/scdf/army dont wan me as a regular den i ask question abt it . please, im asking for suggestions not lecture from a unknown, get it into ur D head n read carefully before u talk.
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  24. #24
    BlkeIover
    has no status.
    Class 2B BlkeIover's Avatar
    Join Date
    Apr 2010
    Location
    somewhere i belong
    Posts
    288
    Feedback Score
    2 (100%)
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    funny when the inexperience trying to get tips from the experienced result into their smug-ness and think they have the right to scold people . dont be a cunt.. please..
    overtake ? you will never overtake any last vehicle because u will never be the first no matter how .

  25. #25
    wait4me
    my friend's , friend is my enemy
    SBF Lacer wait4me's Avatar
    Join Date
    Sep 2005
    Location
    the far east
    Posts
    39,738
    Feedback Score
    1 (100%)
    Mentioned
    63 Post(s)
    Tagged
    0 Thread(s)

    Default

    it depends on what tips and advise u are asking ..

    in fact some sure flame u , but now u take a step futher in calling them a cunt
    which will make it worse
    一路向北 4 EVER , my friend



  26. #26
    wait4me
    my friend's , friend is my enemy
    SBF Lacer wait4me's Avatar
    Join Date
    Sep 2005
    Location
    the far east
    Posts
    39,738
    Feedback Score
    1 (100%)
    Mentioned
    63 Post(s)
    Tagged
    0 Thread(s)

    Default

    it depends on what tips and advise u are asking ..

    in fact some sure flame u , but now u take a step futher in calling them a cunt
    which will make it worse
    一路向北 4 EVER , my friend



  27. #27
    CMYRS
    has no status.
    TeePee CMYRS's Avatar
    Join Date
    Apr 2005
    Posts
    3,428
    Feedback Score
    0
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    what brand & model are u after?
    Most people go through life following the crowd.

    Others think for themselves.

    They go their own way.

  28. #28
    EJ
    Nothing but the Max
    TeePee
    Join Date
    Aug 2005
    Location
    Singapura, Yishun
    Posts
    3,672
    Feedback Score
    4 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by CMYRS View Post
    what brand & model are u after?
    I believe he wants a hyundai Getz..

    Petrol propellant or cycle-powered I'm not sure though
    rien d'autre que le max.

  29. #29
    EJ
    Nothing but the Max
    TeePee
    Join Date
    Aug 2005
    Location
    Singapura, Yishun
    Posts
    3,672
    Feedback Score
    4 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    Seriously I envy you TS. My dad stopped giving me allowance when I turned 17, not that he can't afford I guess he just want me to learn to be independent the hard way.

    Anyway, your dad has a reason on why he doesn't want to get you a car in the first place. Why don't you ask your dad about his opinion? Or perharps someone like an uncle?

    Unless you already had and their response is the same as ohayo's.
    rien d'autre que le max.

  30. #30
    CMYRS
    has no status.
    TeePee CMYRS's Avatar
    Join Date
    Apr 2005
    Posts
    3,428
    Feedback Score
    0
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by EJ View Post
    I believe he wants a hyundai Getz..

    Petrol propellant or cycle-powered I'm not sure though
    Go Get a Getz!~

    Decent 2nd hand ones prob. can be had for a dime?
    Most people go through life following the crowd.

    Others think for themselves.

    They go their own way.

  31. #31
    Throttle
    needs a holiday
    SBF Lacer Throttle's Avatar
    Join Date
    Oct 2002
    Location
    Singapore
    Posts
    11,953
    Feedback Score
    0
    Mentioned
    15 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    hi guys , i will be enlisted into ns in march , thinking of whether i wan to sign on . if sign on will probably be getting ard 2k per month . my dad will continue to give me allowance of 650 per month .. can i own a car with the amount i will be getting? my dad dont wan to get car for me . im below 18 if i really have the means to pay every month also cannot get a automotive loan right? got any possible ways anot ah? OPC also can lei. aiming for hyundai getz .. =(

    you my boy, are a classic example of the highway to very very early financial destruction.

    save the money, it's already so little.

     

     
  32. #32
    Throttle
    needs a holiday
    SBF Lacer Throttle's Avatar
    Join Date
    Oct 2002
    Location
    Singapore
    Posts
    11,953
    Feedback Score
    0
    Mentioned
    15 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    funny when the inexperience trying to get tips from the experienced result into their smug-ness and think they have the right to scold people . dont be a cunt.. please..
    actually on second thoughts, go ahead buy a car.
    why should we by bothered if another bites the dust.

  33. #33
    drumbeat
    has no status.
    Class 2B
    Join Date
    Feb 2003
    Location
    Singapore Westside
    Posts
    251
    Feedback Score
    0
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)

    Default Car calculations

    Bro,

    Just imagine this la. You will be looking to spend about $1K plus per month on your car, looking into things long term, do you think it is worth it. You know 1k can go holiday every month and may still have spare change (thailand, china, indo etc) and if you open a forced savings bank account (1k can become 12k by the end of the year)

    My wife and I currently own a small suzuki swift 1.6, i think the monthly adds up to about 1.2-1.4k per month, this is not a weekend plate and we got this cheap in 2006 @$60k. We really use the car for work and my company pays for the petrol, parking etc. Our monthly income is just below 10k per month, we stay hdb, eat simple, live simple, with savings. In my early twenties, I made mistakes buying nice vehicles, I drove a WRX, had a few cars to boot, yes it was fun and everything but I really regret not thinking bigger for the future. Looking back if I could relive what I went through, I'd never have bought these cars, and would sit on a more sizable bank account.

    Do you sums, I'm not saying don't buy but do your sums. I'm not the kind who would say don't wear a hat too big for your head or give you the "young man listen to me" kinda bs advice because people, including me, learn from experience.

    Currently we pay (monthly)

    $645 for installments
    $170 for insurance + road tax per month
    $90 for season parking
    $400 give take for petrol per month
    $50 odd arrears and quarterly servicing
    Thats already in the 1.3K range.....

    Cars are very much more expensive now than they were previously due to coe hence a picanto would cost the same as my swift sport I'd think. As a rough guide, I've heard a wise investment person tell me, make sure your transport spending budget per month is less than 20%, I think that makes wise sense.

  34. #34
    MS
    is celebrating life.
    TeePee MS's Avatar
    Join Date
    Sep 2002
    Location
    Schweinfurt, Stuttgart, Friedrichshafen
    Posts
    3,485
    Feedback Score
    0
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    hi guys , i will be enlisted into ns in march , thinking of whether i wan to sign on . if sign on will probably be getting ard 2k per month . my dad will continue to give me allowance of 650 per month .. can i own a car with the amount i will be getting? my dad dont wan to get car for me . im below 18 if i really have the means to pay every month also cannot get a automotive loan right? got any possible ways anot ah? OPC also can lei. aiming for hyundai getz .. =(
    I was a SAF regular for 6 years. I only bought my first car 2 years after I left the army while working in the civilian sector. I paid for my car and bike myself. Stopped taking a single cent from my parents since I was enlisted. At the age of 18 and getting enlisted into the army but you are still taking allowance from your father?! sorry to say but this was my first thought: "F*CK YOU USELESS SISSY BOY!!!" (pardon my expletives.)

    Stand on your own feet. What's wrong with taking the public transport when you cannot afford a car or bike? There are so many people doing that right now during that phase of life and many people who're doing well now took that route many years down the memory lane. Considering the fact that public transport was a lot worse than now.

    I have a good alternative for you if you are keen to pay installments. Go and buy the AIA achiever plan. It is a very good stagnant investment. You get appreciated value 10 years down the road. Of course it it more lucrative to go for Kayhian and DIY. But the risk is higher and you are left on your own. Look far and think ahead. Since you only drive your car during weekends means you don't need a car. Why waste the money on a depreciating liability.

    Look far, you can potentially earn so much more by not signing on. If that's your intention, signing on to buy a car is plain stupid. Be your own safety net. Don't rely on your parents at this age. Otherwise you are no better than a useless bum.

    Do Not Tailgate Me!

  35. #35
    EJ
    Nothing but the Max
    TeePee
    Join Date
    Aug 2005
    Location
    Singapura, Yishun
    Posts
    3,672
    Feedback Score
    4 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by CMYRS View Post
    Go Get a Getz!~

    Decent 2nd hand ones prob. can be had for a dime?
    Then he can use the balance from his allowance to mod the getz to make it pick up girls.

    Quote Originally Posted by Throttle View Post
    actually on second thoughts, go ahead buy a car.
    why should we by bothered if another bites the dust.
    True. Gives the repoman some work too.

    Quote Originally Posted by MS View Post
    I was a SAF regular for 6 years. I only bought my first car 2 years after I left the army while working in the civilian sector. I paid for my car and bike myself. Stopped taking a single cent from my parents since I was enlisted. At the age of 18 and getting enlisted into the army but you are still taking allowance from your father?! sorry to say but this was my first thought: "F*CK YOU USELESS SISSY BOY!!!" (pardon my expletives.)

    Stand on your own feet. What's wrong with taking the public transport when you cannot afford a car or bike? There are so many people doing that right now during that phase of life and many people who're doing well now took that route many years down the memory lane. Considering the fact that public transport was a lot worse than now.

    I have a good alternative for you if you are keen to pay installments. Go and buy the AIA achiever plan. It is a very good stagnant investment. You get appreciated value 10 years down the road. Of course it it more lucrative to go for Kayhian and DIY. But the risk is higher and you are left on your own. Look far and think ahead. Since you only drive your car during weekends means you don't need a car. Why waste the money on a depreciating liability.

    Look far, you can potentially earn so much more by not signing on. If that's your intention, signing on to buy a car is plain stupid. Be your own safety net. Don't rely on your parents at this age. Otherwise you are no better than a useless bum.
    I guess he'll be calling you a cunt next.
    rien d'autre que le max.

  36. #36
    Demon
    has no status.
    SBF Lacer Demon's Avatar
    Join Date
    Jan 2003
    Posts
    6,223
    Feedback Score
    0
    Mentioned
    6 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by MS View Post
    Look far, you can potentially earn so much more by not signing on. If that's your intention, signing on to buy a car is plain stupid. Be your own safety net.
    When the economy is on overdrive, SAF also need to fight with the rest in recruitment. Now they tangle up to $25,000 for poly grads to sign on as regular. When you are 18, that is an obscene amount of money.

  37. #37
    MS
    is celebrating life.
    TeePee MS's Avatar
    Join Date
    Sep 2002
    Location
    Schweinfurt, Stuttgart, Friedrichshafen
    Posts
    3,485
    Feedback Score
    0
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    funny when the inexperience trying to get tips from the experienced result into their smug-ness and think they have the right to scold people . dont be a cunt.. please..
    Because you deserve to be scolded. Listen to those who went through it and seen people create their own destruction. Believe it or not, I know several guys like you and none of them are out of unnecessary debts. In his mid 20s having to borrow $50 petty cash and then dump the friendship for that $50... You are treading that way. Heed the blunt unappealing advises or seek your tempting doom. The choice is yours. None of us get a single cent for giving you sound advises.

    Do Not Tailgate Me!

  38. #38
    MS
    is celebrating life.
    TeePee MS's Avatar
    Join Date
    Sep 2002
    Location
    Schweinfurt, Stuttgart, Friedrichshafen
    Posts
    3,485
    Feedback Score
    0
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by Demon View Post
    When the economy is on overdrive, SAF also need to fight with the rest in recruitment. Now they tangle up to $25,000 for poly grads to sign on as regular. When you are 18, that is an obscene amount of money.
    Yes I know. I went through that too. But realised how unworthy it is. I took the plunge 6 years ago to leave the SAF and never looked back. The golden handshake comes anytime. When your contract is not renewed, you are going to be in deep scheisse. And I know people drawing half the pay they used to draw in the army. One of them was even reduced to debt laden lifestyle and he had live the life of a city nomad just to prevent the repo man from repossessing his Suzuki Swift. The last heard of him was his attempt to try and sell some MLM products in camp. He AWOL the following ICT.

    The young ones gotta look far. Don't be tempted by the goodies before them. $25K can be earned in months. Why sacrifice several years for a few months of money?

    Do Not Tailgate Me!

  39. #39
    Seventh Son
    has no status.
    Class 2B Seventh Son's Avatar
    Join Date
    Jan 2008
    Location
    Queenstown
    Posts
    414
    Feedback Score
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Buy, buy, buy!!! Pls buy that car! We need more of ppl like you to support this economy.
    It is impossible to defeat an ignorant man in argument.

  40. #40
    EJ
    Nothing but the Max
    TeePee
    Join Date
    Aug 2005
    Location
    Singapura, Yishun
    Posts
    3,672
    Feedback Score
    4 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    Seek your tempting doom.

    I like your choice of words MS.
    rien d'autre que le max.

  41. #41
    Throttle
    needs a holiday
    SBF Lacer Throttle's Avatar
    Join Date
    Oct 2002
    Location
    Singapore
    Posts
    11,953
    Feedback Score
    0
    Mentioned
    15 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by Seventh Son View Post
    Buy, buy, buy!!! Pls buy that car! We need more of ppl like you to support this economy.
    you mean we need more people like that so that we can buy cheap second hand when they screw?

     

     
  42. #42
    ohayo
    loves to eat breads for past time
    Deregistered
    Join Date
    Aug 2005
    Posts
    3,354
    Feedback Score
    19 (100%)
    Mentioned
    8 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by BlkeIover View Post
    hi thanks for ur reply . i did talk abt signing on as a mean to support my own car right? is when someone post and ask wat if spf/scdf/army dont wan me as a regular den i ask question abt it . please, im asking for suggestions not lecture from a unknown, get it into ur D head n read carefully before u talk.
    Quote Originally Posted by BlkeIover View Post
    funny when the inexperience trying to get tips from the experienced result into their smug-ness and think they have the right to scold people . dont be a cunt.. please..
    LOLx, Xiao Di Di. You wanna buy. Then buy lo. Why bothered to ask for advice and then not happy being 'LECTURED'? Anyway i dont really care. Young boy, i have been in the community since 2005, touring with my bike. While you are still a 13 years old secondary 1 or 2. Doing skirt chasing at Xiao Mei Mei wearing school uniform.

    Anyway............Most to most, few months down the road....

    i will see a thread......'Help, Can someone COI my car for me' The content goes. Hi riders and fellow friends, i have been defaulted my car installment for few months now because my father stopped giving me allowance to support my car. I am not able to sign on as a regular to secure my job. Given my dire financial situation, my gf wants to leave me. As my car is still new, i am not able to sell my car yet. I need someone to top up cash to me and COI my car.

    Anyway off record...........I can be a smug, be cunt and i can be S hole just to boast of my achievement to you. Because i can do full payment on my all Class 2 bikes and class 2b bikes without needing to post online asking for advice, ask my daddy and mummy for money, risk getting flaked and scold people if i dont like what i am reading. Well, CAN YOU?

    Of course there are someone way better than me. I am just a small fly here. ^_^
    Last edited by ohayo; 20-01-2011 at 07:39 PM.

  43. #43
    Seventh Son
    has no status.
    Class 2B Seventh Son's Avatar
    Join Date
    Jan 2008
    Location
    Queenstown
    Posts
    414
    Feedback Score
    0
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by Throttle View Post
    you mean we need more people like that so that we can buy cheap second hand when they screw?
    There's a sucker born every minute... they say. I love to see ppl screw up their lives when they borrow to finance their lifestyle.
    It is impossible to defeat an ignorant man in argument.

  44. #44
    MS
    is celebrating life.
    TeePee MS's Avatar
    Join Date
    Sep 2002
    Location
    Schweinfurt, Stuttgart, Friedrichshafen
    Posts
    3,485
    Feedback Score
    0
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by Seventh Son View Post
    There's a sucker born every minute... they say. I love to see ppl screw up their lives when they borrow to finance their lifestyle.
    That's why loan sharks still thrive despite the clamp downs.

    Do Not Tailgate Me!

  45. #45
    karmatrix
    has no status.
    Class 2 karmatrix's Avatar
    Join Date
    Jun 2003
    Location
    Woodlands
    Posts
    940
    Feedback Score
    0
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)

    Default

    delayed gratification...master that and you will go a long way in life..

  46. #46
    Dafanshu
    is married
    TeePee Dafanshu's Avatar
    Join Date
    Jan 2005
    Location
    Singapore
    Posts
    3,360
    Feedback Score
    1 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    I took 5 working years to own first hand c2 bike car flat and lasty married a wife.

    I guess you are the lucky one with strong money supply from parents so I guess you are the lucky one
    Class 2B: 11 May 2001 | Class 2A: 06 Oct 2009 | Class 2: 21 Dec 2010
    Class 3 : 26 Sep 2003 | Forklift Licence: 06 Dec 2005
    2001-2001 : Honda NSR SP 150
    2002-2002 : Honda XR 200
    2005-2005 : Honda Wave 125S
    2006-2006 : Honda TA200
    2008-2010 : Gilera VXR 200
    2011-2014 : Honda Cbr 600
    2014-Current: Yamaha FZ1S
    2010-Current: Kia Picanto OPC

  47. #47
    Dafanshu
    is married
    TeePee Dafanshu's Avatar
    Join Date
    Jan 2005
    Location
    Singapore
    Posts
    3,360
    Feedback Score
    1 (100%)
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Default

    I took 5 working years to own first hand c2 bike car flat and lasty married a wife.

    I guess you are the lucky one with strong money supply from parents so I guess you are the lucky one
    Class 2B: 11 May 2001 | Class 2A: 06 Oct 2009 | Class 2: 21 Dec 2010
    Class 3 : 26 Sep 2003 | Forklift Licence: 06 Dec 2005
    2001-2001 : Honda NSR SP 150
    2002-2002 : Honda XR 200
    2005-2005 : Honda Wave 125S
    2006-2006 : Honda TA200
    2008-2010 : Gilera VXR 200
    2011-2014 : Honda Cbr 600
    2014-Current: Yamaha FZ1S
    2010-Current: Kia Picanto OPC

  48. #48
    Demon
    has no status.
    SBF Lacer Demon's Avatar
    Join Date
    Jan 2003
    Posts
    6,223
    Feedback Score
    0
    Mentioned
    6 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by Dafanshu View Post
    I took 5 working years to own first hand c2 bike car flat and lasty married a wife.

    If you had married a wife first then you would only need to work 2.5years to own a new CL2 Bike....why ?
    .
    .
    .
    .
    .
    .
    .
    .
    .
    .
    .
    .
    .
    .
    double income mah

  49. #49
    ohayo
    loves to eat breads for past time
    Deregistered
    Join Date
    Aug 2005
    Posts
    3,354
    Feedback Score
    19 (100%)
    Mentioned
    8 Post(s)
    Tagged
    0 Thread(s)

    Default

    Quote Originally Posted by Dafanshu View Post
    I took 5 working years to own first hand c2 bike car flat and lasty married a wife.

    I guess you are the lucky one with strong money supply from parents so I guess you are the lucky one
    Ya lo. In the end, then later need the sister to come down and comfort him lo.

    http://news.omy.sg/News/Local+News/S...11-215622.html

    1. No money to own car.
    2. Yet wanna buy or borrow car.
    3. Cant even drive properly.
    4. Killed someone on the road.
    5. Then cry father cry mother.

  50. #50
    Fried Rice
    is running out of time
    SBF Lacer Fried Rice's Avatar
    Join Date
    May 2009
    Posts
    5,705
    Feedback Score
    1 (100%)
    Mentioned
    31 Post(s)
    Tagged
    0 Thread(s)

    Default

    i wish i can get 650 each month like you at the age of 18..

Page 1 of 2 12 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •