Need some feedback regarding this issue i got from my bike shop. I wanna clear my installment outstandings, which left 21months @ $324/month. So total is $6804. Then was told there will be early settlement fees included. So the staff check with the finance department and will get back to me. Straight away they tell me its $1300 for the fees. I want them to explain base on wat figures they charge me with this amount. They can only say the finance say to pay this amount. They are not being transparent to me about this. I dun even allowed to speak to the finance. Now i already paid a total of $8104. The invoice they wrote is just early settlement. No break down. Is this justifyable? Any advise??