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Thread: Motor Insurance

  1. #1301
    Fried Rice
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    Quote Originally Posted by Xentrino View Post
    oMg, why u guys insurance cheaper then mine (26 this year).
    My insurance from $200+ increase until $500+ now. How come???
    My NCD is 20% currently, no accident and any traffic offence... 5% loyalty discount also.

    Anyone can answer my question? Premium go up?
    third party?

  2. #1302
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    Quote Originally Posted by Xentrino View Post
    NTUC, but i have asked for more quotation look like theirs is the cheapest zZzz
    Maybe too many claims against sp.. that's why.. then people like you want to renew insurance then suffer.

     

     
  3. #1303
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    Hi Guys, have a question here, my bike is currently under hire purchase with a shop, and my insurance is expiring soon. Is it ok if I go directly to the insurance company directly to renew my insurance rather than going to the shop?
    Riding like a madman, doesn't mean you're a racer...

  4. #1304
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    Quote Originally Posted by Hilminho View Post
    Hi Guys, have a question here, my bike is currently under hire purchase with a shop, and my insurance is expiring soon. Is it ok if I go directly to the insurance company directly to renew my insurance rather than going to the shop?
    Yeah if i not wrong shouldnt be a problem. The insurance company will ask you if your bike is under hire purchase.
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  5. #1305
    mrpinky69
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    Any 1 know a price of insurance now for a S4 Spec 1.... Age 23 5 yrs of riding exp. No NCD.

  6. #1306
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    Anyone know the price of the cheapest insurance now if I just got my bike and under 31?

  7. #1307
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    Hi guys.. i used to ride sp for abt 1 year plus. i was under ntuc income. but i had abt 3-4 claims.. whereby 2 of it not my fault. but the other 2 was my fault.. so the motor deparment actually block me from taking insurance. i go other company try to take insurance also under my ic got record sayin got claims so nobody wanna take me. i sold my sp ready now i bought cbr400 from a shop but cannot take insurance where eva i go.. having a big problem gettin a insur for my cbr400.. any advices which company can offer my insur bros?

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    paid $800+ for vespa
    NTUC
    19 years old P PLATE

  10. #1310
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    hi there i have a bike with a sub rider... will the insurance show the sub rider name and address??

  11. #1311
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    and another thing how am i to get my hands on the insurance again can i just ask from the insurance company?? will there be charges?/

     

     
  12. #1312
    r1der
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    Quote Originally Posted by deanz4 View Post
    hi there i have a bike with a sub rider... will the insurance show the sub rider name and address??
    It will only shows the sub rider name.
    My Ride History:
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    2012 - 2012 : Honda CB400 Spec II a.k.a My First VTEC Love
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  13. #1313
    r1der
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    Quote Originally Posted by deanz4 View Post
    and another thing how am i to get my hands on the insurance again can i just ask from the insurance company?? will there be charges?/
    U meant get a copy of insurance? Can request a soft copy and print out, should be free one la.
    My Ride History:
    1997 - 2003 : Yamaha SRE 100 a.k.a My First Love
    2001 - 2004 : Yamaha Sports Y110SS a.k.a My First 2-Stroke Bike
    2005 - 2012 : Honda Phantom TA200 a.k.a My First Cruiser Bike
    2012 - 2012 : Honda CB400 Spec II a.k.a My First VTEC Love
    2013 - NOW : Yamaha YZF-R1 a.k.a My First SuperBike

  14. #1314
    prettymussel
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    i just went n checked out directasia for motorbike insurance quotes, and i was surprised to find that the premiums were close to $200 lower than what i am currently paying to chartis n ntuc!

    am i missing something or what?

    any traps that us the consumers might get caught in?

    anyone with bad experiences or reviews of DA.com?

    probably will go with DA.com for my next renewals..

  15. #1315
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    Quote Originally Posted by prettymussel View Post
    i just went n checked out directasia for motorbike insurance quotes, and i was surprised to find that the premiums were close to $200 lower than what i am currently paying to chartis n ntuc!

    am i missing something or what?

    any traps that us the consumers might get caught in?

    anyone with bad experiences or reviews of DA.com?

    probably will go with DA.com for my next renewals..
    We'll have to hear from someone who has claims experience with them.

    As for premium, 1 possible reason why DA is cheaper is they look into vehicle usage frequency too I guess...

  16. #1316
    di_andrei
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    On my insurance agreement there is an "insured estimate of value" - the estimated value of the bike for insurance purposes (for instance in case of theft). No value is entered in the form - just "PMV" - prevailing market value. How is the PMV determined, is there a formula or a record that can be checked?

  17. #1317
    dhomosapien
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    Hi would you guys go with NTUC or AXA?
    For me, tpft would be $350 cheaper with AXA than NTUC.
    For tp only, AXA would be $50 cheaper.

    Not sure which to get and this is my first time.
    Need your advice about claims, loyalty discounts etc before I make a decision.

    Thanks!

  18. #1318
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    Quote Originally Posted by T.D.C View Post
    We'll have to hear from someone who has claims experience with them.

    As for premium, 1 possible reason why DA is cheaper is they look into vehicle usage frequency too I guess...
    What did you mean by vehicle usage frequency?

    What and who's data do they take into consideration when they compute that? Or is it in the form where they ask: How often do you you intend to use the vehicle? daily, 3 times a week, weekends, monthly ...

  19. #1319
    sICkbOi-dOt-cOm
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    Quote Originally Posted by whitepomfret View Post
    What did you mean by vehicle usage frequency?

    What and who's data do they take into consideration when they compute that? Or is it in the form where they ask: How often do you you intend to use the vehicle? daily, 3 times a week, weekends, monthly ...
    Yes they will ask you how frequent you use the vehicle. Eg. Whats ur total mileage per month/year. :thumbup:

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  20. #1320
    leong77
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    Guys,

    Insurance industry is the same as other industry. When one newcomer needs business, they will slash the price and try to get market share. When they cannot tahan claims, they will either increase premium or stop insuring.

    When i choose insurance company, i look at the financial ratings, the size of the company and the support rendered. This will affect how fast the claims being processed. Imagine a motor claim department with 5 staffs handling thousands of claims. Compare to another with 20 staffs, which one will settle claims fast?

    Guys, its not always the premium. There are many reasons why a company is charging at a premium.

    Good lucks!!!!!

  21. #1321
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    Hi all,

    I am getting a bike from my friend and his bike is under hire purchase. Bike shop has refused to process the insurance for me as a subrider over a small misunderstanding. I went to AIG to try and get direct from them but they cant process it as bike is under hire purchase from some collective company i presume. What are my options?

     

     
  22. #1322
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    (double posting)
    Hi all,

    I am getting a bike from my friend and his bike is under hire purchase. Bike shop has refused to process the insurance for me as a subrider over a small misunderstanding. I went to AIG to try and get direct from them but they cant process it as bike is under hire purchase from some collective company i presume. What are my options?
    Last edited by hihelpme; 29-08-2014 at 09:26 PM. Reason: (double posting)

  23. #1323
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    Quote Originally Posted by hihelpme View Post
    (double posting)
    Hi all,

    I am getting a bike from my friend and his bike is under hire purchase. Bike shop has refused to process the insurance for me as a subrider over a small misunderstanding. I went to AIG to try and get direct from them but they cant process it as bike is under hire purchase from some collective company i presume. What are my options?



    Best option :

    Pay bike fully


    As long as u r under installment with bikeshop, u have Little or close to No say till your contract is done


    Even IF they allow now, upon completing your installment/"Release Form", they have the "Processing Fee" for u to settle before u r Officially out from their list..

    Out of sudden the "charges" comes into play..

  24. #1324
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    Yea not much choice. Should clear the misunderstanding

  25. #1325
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    which insurance company allow 2 subrider? as in owner nt riding and then adding 2 more sub riders.

  26. #1326
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    Quote Originally Posted by SG_Me31 View Post
    which insurance company allow 2 subrider? as in owner nt riding and then adding 2 more sub riders.
    Try giving AXA (Anda) a ring, believe they do have that option. Not cheap though to add the 2nd subrider. For pricing, ring them up to check.

  27. #1327
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    ahh.. i will try that. thank you

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    Bros need to check with you guys something very important. I have insurance for a bike alr, this bike alr has owner and subrider. Transfer of ownership will be done soon, but is it illegal to ride the bike? I have valid insurance for the bike, license and road tax. just that ownership is not under my name & the owner alr knows I have the bike. Owner also does not ride this bike alr as he owns a seperate bike.

  29. #1329
    sa8live
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    hi guys im looking to buy a cbr 150r 2015 version.
    im 21 just passed my 2b
    insurance very expensive and i jus saw at the website the insurance is comprehensive, is it true that new motocycles must buy comprehensive insurance or can i just choose to buy fire and theft one? my compre qoute is 3k man

  30. #1330
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    Quote Originally Posted by sa8live View Post
    hi guys im looking to buy a cbr 150r 2015 version.
    im 21 just passed my 2b
    insurance very expensive and i jus saw at the website the insurance is comprehensive, is it true that new motocycles must buy comprehensive insurance or can i just choose to buy fire and theft one? my compre qoute is 3k man
    Are you intending to full cash or hire purchase your bike? If it's hire purchase, normal shops will only let you get TPFT or comprehensive. And if you've full cashed it, it's your choice to what insurance you want to get.
    You're 21 and just got your licence, so there will definitely be an excess for your p-plate. Not to mention, yours is considered a sports-bike hence the 3K quotation.
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  31. #1331
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    Not sure if I'm at the correct forum, I recently got hit by a cab riding my bike and it's damaged now and have to sit at the service center awaiting repair which will take awhile considering shipping of parts and awaiting for insurance claims and whatsnot.

    I understand that under motorcycle insurance there are no such things as replacement motorcycle.

    Is it a good idea to rent a motorcycle while waiting for my bike to be repaired?

    Can I claim the rental cost from the guy who hit me?

     

     
  32. #1332
    HimQQ
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    Any freelance agents doing insurance quotes here?
    Road hogger @ 50km/h on 4th lane
    A bike can go up till 200km/h, can the rider go up till 200km/h

  33. #1333
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    Quote Originally Posted by HimQQ View Post
    Any freelance agents doing insurance quotes here?
    U can try watsapp Terence at 9362 3352. He is insurance broker. Cars & bikes all can.
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  34. #1334
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    Hi all at ntuc website for insuramce there is this thing pass date of driving license. what should i put??
    date of class 2b or class 2 pass date?

  35. #1335
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    Quote Originally Posted by funky2008 View Post
    Hi all at ntuc website for insuramce there is this thing pass date of driving license. what should i put??
    date of class 2b or class 2 pass date?
    If insurance is intended for 2B bike then 2B pass date, and likewise for class 2 bike then class 2 pass date.
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  36. #1336
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    i love the thrill of the open road. As fun as motorcycling is, it is not without its risks. There are unique risks involving motorcycles and accidents can be very serious. This is why it is important to have the proper protection against losses caused by physical injuries, property damage and more through a motorcycle insurance policy. i need a company that understands the unique risks of motorcycle accidents.

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