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Thread: Accident related - What happen next? Private settlement? Look here

  1. #1
    Andy
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    http://www.lawsociety.org.sg/html/awarenes.../road_accid.htm

    What to do at the accident site

    You should take down the following particulars:-

    [list]registration numbers and name of insurance companies of all vehicles involved in the accident. [*]names, NRIC numbers, addresses and telephone numbers of the drivers, passengers, injured pedestrians and witnesses. [list]

    You should also provide your particulars to the other parties involved in the accident.

    If it is a serious accident e.g. where someone is injured or has died, call the police. As the police need to draw a sketch plan, do not move the vehicles or dead bodies.

    If possible,

    [list]make a sketch plan or mental note of the accident site, position of vehicles and any landmarks and [*]take photographs of all damage caused by the accident. You must keep the negatives of these photographs.[list]



    What to do immediately after

    [list]Police Report: You should lodge a written police report as soon as possible at any police station or neighbourhood police post. If you are hospitalised as a result of the accident, make your report as soon as you are discharged from hospital.
    You have to give all the information mentioned in the above paragraph What to do at the accident site.

    The report must be made in English. If you have difficulty, ask someone to help you write a report beforehand, or you can explain the accident to the police officer who will translate it into English and write it for you.

    The police report is important because it is the official written record of the accident. Your insurance company, the police and lawyers will refer to it if you make any claim for compensation.

    [*]Report to insurance company: You should report the accident to your insurance company (insurers) within the time limit stated in your policy, usually 7 days. Otherwise, your insurers may not accept responsibility for any claims made by you or any third party against you.
    [*]Damage to your vehicle: You should arrange for your damaged vehicle to be removed to your workshop or a workshop approved by your insurer for a survey and repair. If, however, you wish to claim against the insurer of the other guilty party, you may wish to afford the insurer an opportunity to inspect your vehicle within a reasonable time (e.g. 48 hours).
    [*]Injury to person: If you have been injured, see a doctor immediately and get a medical report. [list]


    Keeping records

    You should keep a proper record of the following:

    [list]particulars in the above paragraph What to do at the accident site. [*]copies of police reports. [*]medical and specialist reports. [*]a list of expenses incurred, e.g. transport, medical fees and rental of car. [*]documents supporting your claim such as photographs (and negatives), medical certificates, repair bills and receipts.[list]


    How do I make a claim

    [list]Claim against your own insurance company: In this case, you should note that there is an excess clause in your insurance policy. Your claim must exceed the excess amount, and your insurance company will only pay the difference between your claim and the excess amount. For example, if the excess amount is $700 and your claim is $500 the insurers will not pay. However, If your claim is $1,000, your insurers will only pay $300. You will also lose your no claim bonus.
    [*]Claim against another person: It is advisable to see a lawyer (see information on Seeing a Lawyer). Please remember that lawyers can represent you only if you authorise them to do so, usually by signing a warrant to act. Please be informed that workshops are not authorised to make claims on your behalf.[list]


    Claiming in hit and run cases

    If you suffer personal injuries as a result of an accident and do not know the particulars of the other party that caused the accident, you may make a claim to the Motor Insurance Bureau.


    Seeing your lawyer

    When you see your lawyer, bring along the documents stated in the above paragraph Keeping Records

    If you receive a police summons charging you for an offence related to the accident, seek advice from a lawyer immediately before taking any course of action.


    What will your lawyer do

    Your lawyer will:-

    [list]go through the documents and consider the evidence; [*]take a statement from you and advise you on the merits of your case; [*]write letters on your behalf to claim compensation; [*]discuss with you offers made and negotiate a settlement; [*]if no settlement is made, commence proceedings in Court, prepare court documents, interview your witnesses and prepare for trial.[list]

    NOTE:Under the law, you must issue a summons for a claim relating to personal injuries within 3 years from the date of the accident. For damage to vehicles, the time limit is 6 years.


    What can a person claim

    A person can claim:

    [list]General damages:This compensates you for pain and suffering as a result of injuries caused to a person ("personal injuries"). Discuss with your lawyer how much you can claim as general damages for your personal injuries.
    [*]Special Damages: This compensates you for expenses incurred, e.g. costs of medical fees, transport, repairs to vehicle, hiring another vehicle while your vehicle was being repaired, loss of salary and CPF savings contributions before trial. You must ensure that you keep the original receipts for these expenses.[list]


    At the trial

    If proceedings are commenced in Court, there are 2 questions to be decided:

    [list]: who is responsible; and [*]Quantum: how much the damage caused is worth. [list]

    For liability, the Court can decide that one party is fully responsible for the accident, in which case, he is said to be "100% liable".

    It can also decide that the person making the claim (plaintiff) is partly responsible for the accident (contributorily negligent).

    In this case, the Court will assess the degree of responsibility in percentage terms and divide the damage accordingly between the parties e.g. if the plaintiff is found to be 20% contributory negligent for a $10,000 claim, then he will only be awarded the sum of $8,000 as damages.


    Costs

    The costs you have to pay your lawyer are called "Solicitor and Client's" costs.

    The costs that the losing party pays to the winning party is called "Party and Party" costs.

    If you lose your case, you will have to pay the other side's Party and Party's costs, as well as your own Solicitor and Client's costs.

    If you win your case, the Party and Party costs received by you can be used towards paying your own Solicitor and Client's costs.

    If you are awarded more than $5,000 for personal injuries, the Court decides on the amount of Solicitor and Client's costs and the Party and Party costs.


    How do I collect my money?

    If you are awarded general damages in excess of $5,000 the money will be paid to the Public Trustee (a government officer) who will then pay you the money. It usually takes 3 to 6 month from the completion of your case for payment to be made.

    If there is no claim for personal injuries, the money will be paid directly by the insurance company to you or through your lawyer.
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    hmmm..... seems like u hav learned quite alot after that incident...
    ?ree ur body & soul
    ?nfold ur powerful wings
    ?limb up e highest mountains
    ?ick ur feet up in e air
    ?ou may now live 4ever
    ?r rtn 2 tis earth
    ?nless u feel good where u r

     

     
  3. #3
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    hmmm..... seems like u hav learned quite alot after that incident...
    no lah, this one from other sites one. But learnt alot from experiences... haha
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    Title: Making A Traffic Accident Report
    Source: Information Booklet on Police Procedures

    When Should A Traffic Accident Report Be Made?

    A traffic accident report should be made if it involves:

    [list]A government vehicle or damage to government property; or[*]A foreign vehicle; or[*]A pedestrian or cyclist; or[*]An injury where
    [list]- at least one party involved in the accident was conveyed to hospital from the accident scene by an ambulance; or
    - if conveyance to hospital was done through other transport and the party is subsequently hospitalised or given outpatient medical leave of 3 days or more; or
    - no one was conveyed to hospital from the scene but latent injury had subsequently developed which entailed hospitalisation or outpatient medical leave of 3 days or more; or[list][*]A hit-and-run.[list]
    If the accident does not fall under any of the above categories, there is no need to lodge a Police report. A General Insurance Association (GIA) Motor Accident Report to the insurance company is sufficient.

    How Should A Traffic Accident Report Be Made?

    A traffic accident report can be made at any Police station, NPC or NPP. One should provide (wherever possible) Police with the following information:

    [list]Date/time/place of accident;[*]Particulars of witnesses;[*]Damage and position of accident vehicle(s);[*]Registration number and description of other vehicle(s).[list]
    A copy of the report will be issued to the complainant.

    Are Amendments To An Accident Report Allowed?

    Yes. Amendments can be made by filling in an amendment form available at Traffic Police, Ubi Ave 3, Singapore 408865. Alternatively, you can write to the Head Investigation, Traffic Police stating the amendments to be made.

    Can One Party Obtain The Other Party's Traffic Accident Report?

    Only a person directly involved in the accident may obtain a copy. Application may be done personally at Traffic Police or through a lawyer. Or, written applications can be made to the Sales Section, Traffic Investigation Branch. The application must state the date, time and place of the accident, the vehicle(s) involved and the report number.

    The fee for each report is $16. The search fee is $14. Cheques should be made to 'Head Investigation, Traffic Police'. For most applications, a copy of the report will be sent within 3 weeks after payment.

    How Can The Result Of Investigation Be Obtained?

    Application can be made personally at Traffic Police. Or, written applications may be made to the Sales Section, Traffic Investigation Branch with the date, time and place of accident, the vehicle(s) involved and the report number (if available).

    A search fee of $14 is payable and should be enclosed with the application. If application is made for both a copy of the report and the result of investigation, only one search fee of $14 is imposed. Cheque payments should be made payable to 'Head Investigation, Traffic Police'. The result of investigation will be sent within 3 weeks after investigations have been completed. It can also be collected personally or through a representative. The representative must produce a letter of authorisation from the applicant. The letter must state the name and NRIC of the authorised representative.

    Can Civil Claims Be Made In Cases Where No Action Is Taken By Police?

    Yes, such a decision will not affect civil claims.

    Can One Party Obtain The Other's Insurance Particulars When No Traffic Accident Report Was Made To Police?

    Yes. Application for the other party's insurance particulars can be made from the Multi-Transaction Counter, 2nd Level, Land Transport Authority, No. 10 Sin Ming Road. The enquiry number is 1800-553 5229. A fee of $5.15 is payable.

    Lodging A Traffic Accident Report As A Witness?

    If you have witnessed a traffic accident, Police would appreciate it if you would come forward to tell us what happened. Many traffic accidents remain unsolved each year because of inconclusive or conflicting evidence.

    One factor which discourages witness from coming forward is having to testify in court if the case is brought to trial. Most people shy away from such exposure. However, we would like you to help Police get to the truth.

    If you have witnessed a traffic accident, especially one in which someone was injured or killed, please lodge a traffic accident report at any Police station, NPC or NPP. Or, you can call the Traffic Police Hotline at 1800-547 1818 to provide the information.

    Hit-and-Run Accident?
    If you have witnessed a hit-and-run accident, please note the following information and call '999':

    [list]registration number of the hit-and-run vehicle;[*]colour, make and model of the hit-and-run vehicle;[*]race and gender of the driver;[*]the direction the hit-and-run vehicle was last seen proceeding towards.[list]

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    Title: Motor Claim Procedures for AXA Insurance
    Source: AXA Insurance Singapore Pte Ltd

    Claims Reporting

    [list]Contact and arrange for one of AXA Premium Workshops to have your vehicle surveyed and repaired. If your policy is enjoying the special benefits under AXA Premium Workshop scheme, all accident repairs to your vehicles will have to be carried out by any of our AXA Authorised Workshops strategically located in Singapore. AXA shall not be liable to indemnify you for the costs of any repairs undertaken by other workshop or repairer. [*]Call AXA Insurance Singapore within 7 days to file a claim.
    24-Hour Helpline: 1800-8804741 [*]Complete and return the Non-injury Motor Accident Report form which we will send to you when we receive your call to file a claim.[*]Forward all letters and communications received from third parties to
    AXA Insurance, Motor Claims Dept.
    143 Cecil Street #01-01
    GB Building, Singapore 069542
    Fax No: 68804838
    24-Hour Helpline: 1800-8804741[list]

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    Title: Motor Claim Procedures for NTUC-Income Insurance
    Source: NTUC-Income

    Claims Reporting

    [list]You are advised to report the accident immediately at the Independent Damage Assessment Centre (IDAC) within 24 hours. If you have made a police report, you need to furnish a copy at the Idac;[*]Please call INCOME's 24 hour hotline: 6788 6616 for location of the nearest IDAC;[*]If towing service is needed, you can call Idac's 24-hour hotline at 1800 887 5151 for towing at no charge to you;[*]At the IDAC, you will be required to file an accident report and submit a claim to your insurance company;[*]IDAC will assess the damage to your car and we will authorise repair within two working days;[*]Your car/motorcycle will be repaired at a workshop selected by Income in accordance with the policy conditions;[*]Policyholders who are not liable for the accident are also required to make an own damage claim instead of third party claim. Your no claim discount will not be affected.[list]
    Accident in Malaysia

    For accidents in Malaysia where towing services are required, you can call NTUC Income's 24-hour hotline: 6788 6616 for assistance.

    You will have to pay for the towing service direct with the recommended service provider, based on mutual agreement. The service provider will tow your car to the nearest Idac, and you can then file an accident report at the Idac upon your return to Singapore. You can submit a claim upto $200 for the towing service as provided for under the Scope of Cover of your policy.

    Courtesy Car / Transport Allowance

    From the 2nd day your car is in our quality workshop, you will enjoy either of the following benefits :

    Upon availability, a courtesy car for the duration of the repair to a maximum of 14 days or
    Transport allowance of $50 per working day for the duration of the repair to a maximum of 14 days
    An administrative charge of $10 and a refundable deposit of $50 will be charged for the usage of the courtesy car.

    No Claim Discount

    [list]Our policyholder enjoy a 10% ‘No Claim Discount’ upon renewal of their motor insurance premium if there is no claim during the previous policy year; [*]For every ‘claim free’ year, the discount will be increased by 10% to a maximum of 50% over five years;[*]Our policyholder's 'No Claim Discount" will be protected if the policyholder is not at fault or the liability is less than 30%;[*]If the policyholder is unhappy with the assessment of liability made by our officer, they can lodge a request for review to the claim officer.[list]
    If You Receive A Third Party Claim

    If you receive a claim from a third party or a writ from a lawyer, you should refer the matter to us immediately. We will handle the claim or writ for you. We have to respond to a writ within 8 days, so you have to act immediately. Give us a call at 6788-6616.We may need your full cooperation in giving a full report of the accident, and to verify the extent of damages to the third party.

    Third Party Claims

    Insured who chooses to make third party liability claim against other insurers will have to make the claim on their own . If you are involved with Malaysian cars and making a claim against a Malaysian insurer, the process will take a longer time. Please be patient. You will need to liaise direct with the workshop who undertake the third party claim on your behalf. NTUC Income cannot assist you to claim third party as it is outside our control.

    Repairing At Your Own Workshop

    If you wish your car to be repaired at your existing workshop, you can provide its name and contact number to us. We will invite the workshop to quote and carry out for the repair if the charges are competitive. If the workshop does not have an email we send a fax to them to quote. However, if the charges are too high and your workshop is unable to repair at the benchmark price quoted by our quality workshop, we may have to send your vehicle to our quality or authorised workshop. If this is done, we will ensure that the repair matches up to a satisfactory standard, in accordance to our underwriting.

    Spare Parts Unavailability

    The insurer shall not be responsible if the spare parts are not available. Arrangement will be made for the unavailable spare parts to be shipped in at our cost. However, if the spare parts have to be air freighted, then the air freight charges shall be borne by the policyholder. During the period where spare parts are not available and due to this the repair is delayed, neither courtesy car nor transport allowance will be provided.

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    Title: Motor Claim Procedures for AIG
    Source: AIG, Inc.

    Claims Reporting

    [list]For the convenience of our insured, report could also be lodged at our designated panel of authorized workshops or our authorized agent workshops.
    [*]Non Traffic Accident Damages
    For non traffic accident damages eg. vandalism, malicious act, theft, windscreen damage, etc., Insured/driver needs to fill up an AIG Motor Claim form. However for cases with criminal intent involved, a police report will be required before filing up the AIG Motor Claim form eg. vandalism, theft and malicious act.[list]
    Making An Own Damage (OD) Claim

    [list]If you decide to file a claim under your own policy, you should send your car to one of our authorized workshops where you can also report your claim. Your workshop will prepare an estimate of the cost of repair and liaise directly with AIG.
    [*]Survey
    You should not allow the workshop to carry out any repair until after approval is given by AIG. We will arrange for your vehicle to be surveyed before repair authorization is given to the workshop.
    [*]Excess
    Under the policy condition, you are required to pay an excess for your claim, if applicable. You should pay the excess directly to the workshop.
    [*]No Claims Discount (NCD)
    When you make an own damage claim, your NCD will be reduced accordingly. NCD will be reduced at a rate of 30% per accident claim.
    [*]Windscreen Claim
    With effect from 1st November 2002, windscreen cover will be reinstated automatically following a claim, free of charge. However, an excess of $100 (exlusive of GST) will apply for each claim. As for policies issued prior to 1 November 2002, the old clause still applies whereby there is no excess but insured has to pay $100 (exclusive of GST) to reinstate the cover.
    [*]Summons
    If you receive any letter or a court summons from the other party relatingto the accident, you should forward it to us "BY HAND" immediately and leave us to act on it. You should not negotiate, admit liability or offer payment to the third party.
    [*]However, if you receive a traffic summons from the police which allows you to pay a composition fine, you can proceed to pay the fine if you have violated any traffic rules or regulations.[list]
    Making A Third Party Claim

    [list]If you are involved in an accident but the third party is fully at fault, you may wish to claim against the other party for your losses.
    [*]You can choose any of the following options:-

    [list]OPTION 1
    - Send your vehicle to any of our authorized workshops. If the other party is fully at fault, the workshop will repair your vehicle and claim on your behalf.

    OPTION 2
    - If the workshops are unable to provide such a service, insured will have to submit his claim directly to the third party insurers.[list]
    [*]Below are the steps to be taken when submitting a third party claim:-

    [list]- Get your workshop to prepare a repair estimate
    - Contact the third party insurer and request them to conduct a survey of your vehicle. You can also engage an independent surveyor on your own.
    - After the survey, you may proceed with the repair
    - Settle the repair bills and other expenses eg, car rental fees.
    - Send this claim to the third party insurer, together with copies of your repair bill, expenses' receipts, survey report / photographs (if survey is conducted by your own independent surveyor) and GIA non-injury report.[list]

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    Title: Motor Claim Procedures for Mitsui Sumitomo Insurance
    Source: Mitsui Sumitomo Insurance (Singapore) Pte Ltd

    Claims Reporting

    [list]Call any of our authorised workshops for towing service or repairs.
    [*]Lodge a police report if any party is injured in the accident, followed by a report to Mitsui Sumitomo enclosing copy of the police report, driving licence, NRIC and insurance certificate. If there is no injury, submit GIA non-injury report form to Mitsui as soon as possible with a copy of driving licence, NRIC and insurance certificate.
    [*]Ask the workshop to submit quotation for repairs to Mitsui Sumitomo if you are making a claim under your own policy.[list]
    For further enquires, please contact us at 6220 9644 and ask for Mr. Calvin Sim at extension 209.

  9. #9
    Andy
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    Default Accident related - What happen next? Private settlement? Look here

    If you are involved in a motor accident and decide to enter into a private settlement with the other driver, it is important to note that there should not be any personal injuries and the damage is minor. When you decide to settle privately, make sure that the settlement is full and final.

    It is necessary that a discharge voucher listing the terms of the settlement be duly acknowledged by all parties in writing. The discharge voucher should indicate :-

    [LIST]the date, place and time of the accident
    [*]the names of the parties agreeing to the private settlement
    [*]the amount of compensation to be paid and received by whom
    [*]the settlement full and final settlement of the accident
    [*]no further claim shall raise from the accident[LIST]

    When you settle privately and have it recorded in writing, no further claim can be made against your insurance policy. In this case, your No Claim Discount is not affected and there is no need to submit to us.

    The forms are available at our branches and head office.

    To print a copy of the private settlement claim form, visit http://www.income.com.sg/claims and click on "Motor Insurance".

    A copy of the private settlement claim form is attached in doc format for easy printing.

    http://www.income.com.sg/claims/pdf/prv-settle.pdf
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    errr..

    dun have leh.
    only see motor workshops
    '90 DT200RR | '95 Skipper 125 | '94 RXZ 135 | '99 WRE 125 | '80 Super 150 | '99 KTM200EGS
    '91 NC30 | '00 GN250EY | '03 YZF-R1 | '00 Y125Z | '04 X-1 | '06 R6


    '07 GSX1300R
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    Found it and copy into a MS word document.
    Download at will..

     

     
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    thankiu very much.
    im sure everyone wld appreciate it
    '90 DT200RR | '95 Skipper 125 | '94 RXZ 135 | '99 WRE 125 | '80 Super 150 | '99 KTM200EGS
    '91 NC30 | '00 GN250EY | '03 YZF-R1 | '00 Y125Z | '04 X-1 | '06 R6


    '07 GSX1300R
    PC3USB | Ti-Force Sumo | BMC Race | Discacciati | Swage | Venhill | ZG | Motovation | Ariete | Michelin PilotRoad 2 | SPY Alarm

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    Default Accident related - What happen next? Private settlement? Look here

    Guys

    I just had an accident today...made me learn a lot of stuff that I would like to share with you all..

    This morning , I was turning left in my sch and I have signal my intention to turn long ago. This reckless driver came from behind and bang into my ack wheel..why? maybe he was fast? maybe he was cock? maybe he couldnt care less ? but thats not the main issue.

    At the first impact of the bang, I thought I corner too low on tarmac causing my back wheel to slide so I countered steer and managed to escpae from a fate of scratches and bruises. Upon stopping the bike, I expect him to come out of the car looking apologetic, instead, he dashed out giving a **** face and claimed that I stopped too soon and signaled too late..we started to have a heated agrument on whois right and whois wrong and that driver simply dun want to admit his mistake and insisted on claiming my insurance. That arsehole even challanged me to hit him.. DUN!! no matter under what circumstances , you should never lay your hand on the driver...road bullies are always wrong!~

    without even giving a care to what he says, I phoned for the police knowing that there wouldnt be a case as theres no damage to public property, no injury, and doesnt affect cyclists or pedestrains. The police arrived and WOW! you see the change in attitude of that guy became instantous.. amazing!!

    Police came and took down what happened and will keep it as referance...



    When you are involved in an accident, dun panic or be agitated! analyse the situation and select your strong points and work on them!

    No matter whether the driver ask for a private settlement or he wana make a claim, report the matter to your respective insurance company and file it under report...NTUC income policies holder can do it at IDAC (few locations) they could even provide free towing if your vehicle cant move.This is to protect yourself against double sided snakes that says they wouldn claim you in front of you but makes a claim behind your back..Your insurance company will access the situation and take down pictures of your bike and hopefully writes a report in your favor..

    Next important thing..

    If some driver has been performing some "tricks" on the road that you find its a hazzard to other road users safety, you can also do a write in to complain abt them.. all you need is that "stunt" driver or rider's plate number.

    Write a formal fax letter to OC Violation Traffic POlice Department telling them what has happened. The fax number is 65474883, the telephone number is 65470000..

    Your complain could probably save another rider or driver life.. :thumbs:


    Regards
    Life is full of sh*t....just the same sh*t different place... WHAT A WHOLE LOAD OF BULLSHIT!

  14. #14
    Lonely Stranger
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    If you're using NTUC Insurance carrying this form will come in handy when settling privately : http://www.income.com.sg/claims/pdf/prv-settle.pdf
    All that is gold does not glitter, Not all who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost. From the ashes a fire shall be woken, A light from the shadows shall spring; Renewed shall be blade that was broken: The crownless again shall be king.

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    If you're using NTUC Insurance carrying this form will come in handy when settling privately :http://www.income.com.sg/claims/pdf/prv-settle.pdf
    really useful piece of information...but just wondering if anyone really does print this out and carry it with him wherever he go?

    regards
    Life is full of sh*t....just the same sh*t different place... WHAT A WHOLE LOAD OF BULLSHIT!

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    really useful piece of information...but just wondering if anyone really does print this out and carry it with him wherever he go?

    regards
    Me Anyway it's just a piece of paper, won't cause any hassle, just fold it up, stuff it in the wallet and away we go.
    All that is gold does not glitter, Not all who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost. From the ashes a fire shall be woken, A light from the shadows shall spring; Renewed shall be blade that was broken: The crownless again shall be king.

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    If you're using NTUC Insurance carrying this form will come in handy when settling privately :http://www.income.com.sg/claims/pdf/prv-settle.pdf
    Can this form act as prove if the fella refuses to admit / pay? Meaning when lodging a police case...? Kindly enlighten?
    "Contemplate thy powers, contemplate thy wants and thy connections; so shalt thou discover the duties of life, and be directed in all thy ways."

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    Always remember to take down the plate number... I did not take down after my accident and the bugger goes scot-free. Hope next time his son/daughter get knocked down on the road and see how he feels about it...

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    Can this form act as prove if the fella refuses to admit / pay? Meaning when lodging a police case...? Kindly enlighten?
    Ok........... this form is for a private settlement between you and the driver ,this form is a form of valid black & white proof, for example;that you had given him money and settled on the spot, so both of you sign the form and go off. Then you go to NTUC and submit the form for them, by doing this, the driver can't backstab you by making any fraudulent claims against your insurance company as you have both signed on the form. This was implemented since there were lots of cases in where unscropulous motorists make claims against the plaintiff even though they have settled on the spot. Hope this clears you up.
    All that is gold does not glitter, Not all who wander are lost; The old that is strong does not wither, Deep roots are not reached by the frost. From the ashes a fire shall be woken, A light from the shadows shall spring; Renewed shall be blade that was broken: The crownless again shall be king.

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    Wah... wat abt those from other insurance companies?

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    Thanks for the tips dirt_man8

     

     
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    Ok........... this form is for a private settlement between you and the driver ,this form is a form of valid black & white proof, for example;that you had given him money and settled on the spot, so both of you sign the form and go off. Then you go to NTUC and submit the form for them, by doing this, the driver can't backstab you by making any fraudulent claims against your insurance company as you have both signed on the form. This was implemented since there were lots of cases in where unscropulous motorists make claims against the plaintiff even though they have settled on the spot. Hope this clears you up.
    Roger that...
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    Guys
    No matter whether the driver ask for a private settlement or he wana make a claim, report the matter to your respective insurance company and file it under report. This is to protect yourself against double sided snakes that says they wouldn claim you in front of you but makes a claim behind your back..Your insurance company will access the situation and take down pictures of your bike and hopefully writes a report in your favor..
    Regards
    Regarding abt this 'they wouldn claim you in front of you but makes a claim behind your back' can u fight back e words of his? if nothing really happened..coz i believe if kanna any accident juz take down num plate will do rite..but think again..everyone can take down anyone num plate wat..hehe
    And under a diff incident if both parties never make any reports.. juz say private settle but in e end one dun wana pay n treat as nothing happened..coz no injuries no scatches even on both vehical. Then how?? Lanlan huh??
    Hope u guys understand wat im trying to say..

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    hi guys... tis is wad happened...
    http://www.singaporebikes.com/forum/viewto...pic.php?t=13129

    rite now.. i dunno if the guys has made any police report.. cos its been so long n the tp letter has not come to ask me to go for the tp interview.. i took my statement down in a npp but i tink the police man did a bad job... so do i still need to fone my insurance company? anyone i called up the tp and they told me there's not traffic offence commited by my bike ley.. no summons.. so.. wad do i dO>?
    One year to learn, one year to win.

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    Then if theres injuries then what should we do ? call ambuance ?
    hMmm....
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    really useful piece of information...but just wondering if anyone really does print this out and carry it with him wherever he go?

    regards
    oh, i do... carry it whenever i go, though i no longer NTUC policy holder..

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    Then if theres injuries then what should we do ? call ambuance ?
    when there injuries, pls call the police!!

    especially when injuries is incurred on the party...
    he may make a report tat u hit & run..

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    when there injuries, pls call the police!!

    especially when injuries is incurred on the party...
    he may make a report tat u hit & run..
    if i myself hurt leh ? oso do the same ?
    hMmm....
    <Lif3's sHorT... Play hArd... Rid3 Safety...>

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    if i myself hurt leh ? oso do the same ?
    if some1 run onto u & cause u considerable bodily damage.. would u report against him?? unless he's paying u a attractive sum of compensation & agree to sign the private settlement form.. think abt it..

  30. #30
    pipika
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    oh, i do... carry it whenever i go, though i no longer NTUC policy holder..
    Er, since u no longer ntuc, does this paper still have the private settlement power??? ie still valid though u under other companies??

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    Er, since u no longer ntuc, does this paper still have the private settlement power??? ie still valid though u under other companies??
    tat's wat i m still figuring out...

     

     
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    got a question how u know how much the repair shall cost on the spot?
    You are blur, when I say I am blurr.

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    got a question how u know how much the repair shall cost on the spot?
    haven't happen on me yet but i think its between u & tat driver... u may wanna quote a price which is usually higher to compensate for our inconvience & maybe injuries if he accepts... or he may sign on the form indicating tat he's willing to pay for wateva ur repair cost ll be... no one ll know the price till a bike repair shop has quoted u...

    even though so, no one would pay u on the spot as who would hav so much money in the wallet??

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    if *touch wood* accident..den wat number to call ? can't be 999 rite..

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    Information you need to get from the other party

    1. vehicle no.
    2. insurance co.
    3. driver's name
    4. driver's NIRC no.
    5. contact no.
    6. is he claiming you or you are claiming for him.


    Accident details

    1. date & time of the accident
    2. location of the accident
    3. describe extent/area of damage
    4. is he claiming you or you are claiming for him.


    Information from the witness

    1. name
    2. NRIC no.
    3. contact no.


    NOTE: it will be good if you can take 6 photos of each vehicle and some of accident scene.
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    Rare Honda Silverwing 600 for Sale!

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    If i self skidded due to oily patch and injured myself and need to be conveyed to hospital by ambulance, do i still need to make any reports if no damage is done to others ? my bike scratched abit only.
    Be happy always :-)
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    can't seem to find the document leh..

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    Nothing like learning from own experience

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    Originally posted by Andy@May 18 2002, 12:00 PM
    [What to do immediately after

    [LIST]Police Report: You should lodge a written police report as soon as possible at any police station or neighbourhood police post. If you are hospitalised as a result of the accident, make your report as soon as you are discharged from hospital.
    You have to give all the information mentioned in the above paragraph What to do at the accident site.

    Hi! Just sharing my knowledge.

    The mentioned paragraph is only applicable if the accident is a major accident, or accident involving foreign vehicles, gahment vehicles, pedestrians and cyclists, or accidents causing damage to gahment properties.

    Major accident means that that somebody is injured and requires an ambulance to convey the injured to hospital, or the injured party seek medical attention later and aquired 3 or more days of MC resulting from injuries sustained from the accident.

    Minor accident, meaning no injuries between involved parties, does not require a police Road Traffic Accident report. Involved parties are to report to respective insurance companies for claims.

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    Originally posted by Andy@May 18 2002, 12:00 PM
    http://www.lawsociety.org.sg/html/awarenes.../road_accid.htm


    take photographs of all damage caused by the accident. You must keep the negatives of these photographs.



    Does this mean that ppl can't use digital camara?
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    Quote : Does this mean that ppl can't use digital camara?

    Judiciary officers are mindful of the possibility of tempting with the photos produced from digital camera. Of course, photos developed from 35mm film may be subjected to tempting but it is very difficult to do so.

    Also the maker of the photos has to come to court to testify the authencity of the photo.

    Regards

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    Originally posted by ck88@Feb 10 2004, 10:35 AM
    Quote : Does this mean that ppl can't use digital camara?

    Judiciary officers are mindful of the possibility of tempting with the photos produced from digital camera. Of course, photos developed from 35mm film may be subjected to tempting but it is very difficult to do so.

    Also the maker of the photos has to come to court to testify the authencity of the photo.

    Regards
    I think you mean tampering. For this day and age, digital photos are quite acceptable. Even idac is using digital cameras to record damage to vehicles

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    wat if the rider got an acident in Msia and the bike is beyond repair? The pillion is dead. bike is 3rd party. how ar? Can claim the bike insurance?

    I love old SKOOL!!! And all my bikes....

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    Originally posted by The_Sheriff@Nov 8 2003, 06:45 PM
    If i self skidded due to oily patch and injured myself and need to be conveyed to hospital by ambulance, do i still need to make any reports if no damage is done to others ? my bike scratched abit only.
    if the ambulance came and sent you to the hospital, there will be police, station in the hospital to take your report.

    if you did not damage any things or others and not making any claim from your insurance then you don't need to make any report.
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    Originally posted by james phang@Feb 16 2004, 08:44 AM

    wat if the rider got an acident in Msia and the bike is beyond repair? The pillion is dead. bike is 3rd party. how ar? Can claim the bike insurance?
    the bike still have to send back to IDAC and make a report there. the pillion's family can claim from the rider's insurance.
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    Just received a call from a SBF member that he was in an accident and the driver is willing to pay him some $$ to settle the case but he did not bring along the private settlement form to help him.

    For those of you who have the Motorist Handy Kit, PLEASE put it in your bike.... you never know when you need it.

    What is in the Handy Kit;
    1. Certificate of Insurance (your own)
    2. Form for Private settlement
    3. Forms for taking down Accident Details
    4. Location of IDAC Centres
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    For those who do not have a copy of the private settlement form you may print this and keep in your bike.
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    keep this also for those (the other party) who cannot read english.
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    Don't know what infomation you need from the other party when you wanna claim from them? with this form all you have to do is fill in the blank.
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