actually there are a lot of solutions proposed previously on the high COE, individual bidder and not shop. Or COE must be cash outlay, cannot lump into Loan. That will stop some crazy bike shop or car dealer to put in ridiculous bid which burden down the buyer.
Especially for the case of young bikers, many just want to push bike out and totally unaware of the high loan they are paying in coming months or years. That's why some look very sensational in their first 3 months of bike ownership, after which the fuel, the parking, summons, servicing, repair costs all come together, many will s