Does anyone know what does the real meaning of break even mean and what it does. Because I have different views from different sources. Here's how 1)Installment break even already 2)$1500 of installment left 3)Bike Value $1200 4)Still left $300 5)Shop got early settlement fee a) I can push back the bike to shop, no need to pay remaining $300, pay early settlement fee only? b) I can push back the bike to shop, need to pay remaining $300 plus early settlement fee? So which one is correct, A or B?