Frostb3ar

For the HDB financial reports, please do not exclude the auditors who have played a really significant part in generating the report. I think the auditors are either one of the big 4 - EY, PWC, KPMG or Deloitte ... Firstly, from my perspective, I do have real property rights and they are set out in the terms of the Agreement to Lease, which HDB and I have contracted into. I dont necessarily need to own the land in order to have lawful property rights, and I do not necessarily need to own the land before i can lawfully sell those property rights to another person in the market. And it is