Hi Guys,
Was going around various dealors and looking at the XL125. Got a couple of questions:
1. Do any of you guys buy Comprehensive insurance? Or 3rd+Fire+Theft is good enough?
2. Have checked NTUC Comprehensive is about $1200 for me (31 and new rider) but the excess is only $300. Worth it for a P-plate rider? or just take 3+F+T
3. For new bikes: Have gone to BS (and quoted 10.8K w/o ins), Mah Agency (11.2K w/o ins) & Mah (11.2k w/o ins). Only BS got 3 free servicing and 1yr warrantee, the other 2 dun have anything but some freebies. Feel more inclined to go with BS, with its package and also it is shipping the 06 model. The rest all old model (05), though BS tell me there is not much change. And also BS seems to just need 1K+ins for OTR, will the rest need upwards to 2K (which includes ins). From my calculation, BS seems to offer the lowest monthly repayment and interest (4.5%, the rest 5%). I will check out GHC too, any other shops to recommend? Any advise on this issue?
Cheers
Jimmy