alexanderegrt

It's amazing how people can infer so much from a single post. That I only mentioned about the insurance policy issue and nothing else seemed to give the impression that I only cared about the finances, to heck with the motorcyclist and all other things. Truth is, I didn't deem it absolutely necessary to describe exactly what transpired after the accident, how I felt and the things I've done because it wouldn't help matters at this point. That you guys knowing or not wouldn't affect the judgement of the financial issues at hand, or so I thought. I've been to the hospital numerous times since he was admitted, visited him and spoke to his family members. I felt very relieved when his dad forgave me since day one, saying that it was an accident which nobody wanted happened. When I sensed that they were at a loss regarding what else they could do, I tried liasing them with my own insurance (and adjuster) people, hoping that they could help them more since they're definitely more informed than I was. My parents even warned me regarding the clash of interest in this case. His family came all the way from Malacca for the visit, and asked me to help them locate a cheap way of accommodation, and I tried looking for my property agent friends for assistance. Until I realised they were not able to rent any sort of room / apartment at all since they were on vacation pass, instead of employment pass or work permit etc. I was specifically warned against using my own IC to rent a room on their behalf, something which is illegal. I wasn't any financially well-to-do person at all, being a recent graduate. Having a miserly 4-figure sum in the bank account rendered me almost incapable of helping them out in the monetary sense at all. So I did something I never thought I'd ever do and went praying. At a temple in Jurong West. Erawan Shrine in Bangkok. I hoped for any sort of divine intervention to make him recover quickly, no matter whether I'd have to go to jail or not. I stopped myself from making the depressing visit him to the hospital everyday, and turned it into a monthly affair instead. The logic is that it would seem he'd made progress every time. The day when I first realised about the insurance company repudiating all liabilities, suddenly my future became so bleak. My peers were just beginning to start work after graduation, thinking about the cars they would buy, houses they could own, vacations they longed for, and there I was with a real probability that none of those would ever materialise. I could spend the rest of my life climbing out of the hole I'd dugged for myself, and that's considering the scenario that there's somewhere willing to hire someone with a court appearance record. Btw, the judge didn't deem it necessary to suspend my driving license. But any chances of me driving again soon were effectively killed when the insurance included a clause, during the renewal, forbidding any drivers below the age of 30. Just as well, I remember telling a friend that the public would benefit from someone like me on the roads. All these, I didn't mention in the first post due to aforementioned reasons. That's when all the flaming started coming towards me. I don't think doing so now will provide much relief, but at least let it be known before additional postings. To the guy who said anything about knocking down family members, yeah that's real cheap. Never involve family members in one's own dealings. To those who hope I'd crash and burn, I hope the metal plates and screws in my elbow and knee can provide scant consolation.

Good evening to all, This post is concerning a few legal issues between an insurance company and its insured in the event of a traffic accident, which I'd like for some advices. I'm involved recently in a motoring accident when I knocked the front of my car onto the rear of a motorcycle, the impact of which threw the motorcyclist off his bike onto the roadside and severely injuring him. The police came and I failed the subsequent breathalyser test because I've been drinking a bit before that. I was then taken back to the Traffic Police HQ at Ubi and tested a second time which I passed, having an alcohol content of 22mg per 100ml of breath. The traffic police informed me of the possibility of being charged with drink driving nonetheless, of which I fully understood since an accident had taken place and I had been drinking. While I was waiting for the exact nature of the charge, my insurance company MSIG wrote me a letter saying they would REPUDIATE ALL LIABILITIES to me due to the fact that I had been drinking prior to the accident, which in doing so contravened the exclusion clause of the insurance contract. (Please do note the difference between repudiating all liabilities to me and to the third party.) Consequently, I was charged with the lesser offense of Inconsiderate Driving by the Traffic Police for reasons that I can only be thankful for. Today, I received a letter from the lawyer representing the motorcyclist, which is a copy of their claims made towards MSIG, which amounted to a sum which I wouldn't consider small by my standards. The questions are: 1) Does MSIG have the legal right to repudiate all liabilities when I hadn't been charged with drink driving? 2) Is it legal for MSIG to eventually seek to recover the indemnity from me in the future? All they can do is to raise the premiums for any future insures? 3) Do I have to pay personally for the damages as laid out by the lawyer?

alfa, that IS a real screwed up bike you got there. Did you send it for servicing after you got it? I'm guessing that's a second hand bike. Perhaps you could have gotten Pandora to help you tune it Pandora, you really seem to know your stuffs. Are you working in a dealer shop? You said you just helped someone tuned up an SP last month, how much did you charge for it? PS: Do 2nd hand dealer shops tune up the bikes before putting them up for resale, or do they just resell them straightaway?

I'm just back from the Yamaha showroom at Paya Lebar, and they said they don't import R125 at all. Currently R15 ran out of stock, next batch coming in next month, cost $7.6k if i recall correctly. But I won't be getting a brand new bike until after 3-4 years since I won't trust myself so soon after getting license. A 2nd hand bike will have to make do during this transition period. I don't see myself going all the way to class 2A and 2 anytime in the near future, so I guess it'll have to be 2B until... who knows Thanks blahhh for the brief explanation, alfa and deckard too. But I won't be able to tell any buzzing sound or knocking sound at all since I'm terribly new at this. Same for the leakage too. I guess if a salesman wanna con me into buying a lousy bike, then I might just fall for it. Right now I'm looking at 2nd hand Yamaha R15 and Honda 150SP. Do you guys have any 2nd hand dealer shops to recommend me? Oh and are there any discussions on Honda 150SP? Can't seem to find much in the forum.

General feedback on Yamaha R125: Plus side: good looking, high Fuel Consumption, cheap and easy maintenance. Downside: Expensive, and slow.

Hi guys, I'm new to the community and new to everything about motorcycles as well. I'm learning class 2B now and am thinking of getting a bike after I got my license. But I have no idea what to look out for in a bike other than its appearance, well and none of my friends ride any bikes, so I'm hopelessly lost until I chanced upon this forum I hope you guys can really help me out here. In any case, the appearance of the bike is still high on my priority, but so is the economics. I thought the Honda NSR150SP looks decent, until I read from some online forums that its fuel consumption rate is very high, so I'm having second thoughts now. So can you guys guide me on the things to look out for when getting a bike, and in particular, how to save on money at the same time in addition to looking at its fuel economy? Cheers.