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sws32

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Everything posted by sws32

  1. Guys please help give me some advise! I am under COI with my bike, left with 18 months. Wanted to sell so did ask bike shop about how to sell or returning back to them etc... And I know I can never transfer ownership to anyone even if I pay full settlement. Unless i pay another 800-1000$ .. or return back to them at no fees or taking back any $$.. And I know i can so called sell my bike to another person making him the 2nd rider.. Let him continue pay for the bike and just pay me a sum i quoted right? Can this work? Do we need to inform bike shop? please help. I regretted getting COI!
  2. Ohh so only one insurance under me with 2nd rider? Or theres a need for two insurance? Risky to me cos if he dun pay i need to bear right? To him is cos i might jus dun transfer him after e loan right? Thanks for your advise!
  3. But how you do it? No need inform bike shop or what? Jus he buy insurance? And take over you or?
  4. I am now having a bike that is under installment, at first i thought of paying everything one shot then sell the bike away, only then i realised I cant as agreement of the installment state that i cannot transfer ownership until the end of loan date. So i am now looking at selling it, letting the new rider continue my installment.. i have a few questions about that: 1. Does this process involves the bike shop? do they need to be notified? 2. If the buyer take up as 2nd rider, do i still have to pay for the insurance for myself even though i 'sold to him' not riding that bike? 3. what's the steps if one agree to pay me some cash n carry on installment? Please help me! Thanks
  5. Thanks for your reply! I just went to bike shop.. e shop say if pay everything clear installment can, without early settlement fees. If want to pay all and sell away to other shops or direct owner i can only do it after the initial years of loan we signed for even i paid all. if not pay another $800-$1000 fees then can sell. regretted to get a bike under installment.. now im stucked with it.
  6. I have a few questions! Im actually under installment for my bike with a bike shop.. I asked the shop if i want to stop riding this bike n return back to em, they say can.. but no money returned to me. is it supposed to be like that? So my plan is advertise to sell my bike.. let direct owner view my bike and if anyone interested, then i will pay all my remaining installment to the shop, then sell to owner. is it possible? need any time for them to process under my name then can sell? Thanks!
  7. Yea petrol! I tell my friends petrol, all say diesel la! =/ anyhow only they all. Anyway is it better to stick to one petrol station and one type of petrol?
  8. all bike pump diesel? or petrol?
  9. transport uh. for convenient! 5k plus include 1 yr insurance
  10. Emm Oct 2009 .. 4 yr bike? duno if its worth? lol
  11. 4 year old. Oct 2009 till now
  12. Oh, service warranty? Means buying from them and still get a period of free servicing if the bike have problems?
  13. Oh, service warranty? Means buying from them and still get a period of free servicing if the bike have problems?
  14. Yamaha Spark T135 VS Yamaha FZ150i ... which is better?
  15. I just went dwn to bike shop (GP Motoring Pte Ltd) . Was looking at FZ150i. Asked for the breakdown of costs n stuff. Here's wad the shop given me... Bike: $3300 Admin fees (including transfer, inspection, servicing): $63 Yearly admin fees with bank(not sure what is that) : $150 Insurance, 2nd party: $669 Pay by instalment 3 years: $3300+$63 +($150 x 3 years)+ $669 = $4482 $4482-$1000 (down payment) = $3482 $3482x1.21% = $4213 Monthly: $117 Stated no hidden charges ald.
  16. Not enough cash for private seller. thats y going for shop.
  17. Depend on the shop? How much can they charge? lol $100? Road tax payable?
  18. Hi, I wanted to buy a 2nd hand bike and is looking at getting it from a shop (instalment). I know that shop settle all the documents like transfering and buying of insurance for us. I have some questions: 1. Any extra admin fees for all that? And how much? 2. Which company of insurance will they take? Can we choose ourselves? 3. I know that it takes 2-3 days to settle before I can take the bike home, is it possible if i can drop by LTA myself etc and get the bike straight?
  19. I know la...just say say only.. lols.. but they judge by age also might nt to be really accurate aso ma lol
  20. They should look at TP results for ppl of younger age to judge how safe they are..cos i got only 4 pts. = p
  21. I'm 20 this year..thinking of getting a phantom too.. The range how much huh? is there big difference between age 19 and 20? Or big difference between 20 and 21? How much should i set a set for insurance only? =/
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