Sub Rider

[harukikujo]

hi. my dad's friend is going to pass me his bike next week, a kawasaki krr, FW plate.he's going to make me as a 2nd rider meaning he is still the owner of the bike - but never use it anymore, and insurance-wise, how is it all done? because, he only said i had to fork out $100 for everything - probably including the insurance. i'm 19 this year - and i doubt that $100 covers the whole insurance stuff. and surely $100 doesn't cover alot - coz my friend is riding kr and his insurance 3rd pt, is like over $900, also 19 yrs old.

 

advanced thank you for your reply ((:

[harukikujo]

any help meow?

[harukikujo]

anyone anyone can help??

[.Hack]

Insurance price will follow the younger of the 2. Meaning if rider is younger or subrider is younger, the premium will base on the younger age.

[harukikujo]

Insurance price will follow the younger of the 2. Meaning if rider is younger or subrider is younger, the premium will base on the younger age.

 

so both me and my friend's dad will have the same premium based on my age? is that what you mean?

[.Hack]

so both me and my friend's dad will have the same premium based on my age? is that what you mean?

 

Yup, thats right.

[xiaobanz]

I think your father's fren thinks that the gov still using the old system of the using the older person age. But now is using the younger person age so for a p-plater, the insurance will kill you le. But be happy, at least the bike is free you only need to pay for the insurance, road tax and the full servicing of the bike.

[SinFilled]

Yup, initially as long as the owner is old enuff the insurance premium will following according to his age... but now they take the younger of the two... so no point... u might as well take over as owner haha

[harukikujo]

kinda true. hahha! bt if he's willing to pay, i dun mind >

 

anywho! another thing, for example my premium is around 1k den my dad's fren oso have to pay 1k, or 1k divide by 2?

[.Hack]

kinda true. hahha! bt if he's willing to pay, i dun mind >

 

anywho! another thing, for example my premium is around 1k den my dad's fren oso have to pay 1k, or 1k divide by 2?

 

You just need to pay for the higher premium. For e.g. your premium $1k, your dad's friend $500. The premium you have to pay will be $1k.

[YyuAnN]

hi guys. i wanna ask. if lets say there is a 1st rider and sub rider for a motorbike. will any of the letters of road tax and summons or something be sent to the sub rider's house address?

[harukikujo]

You just need to pay for the higher premium. For e.g. your premium $1k, your dad's friend $500. The premium you have to pay will be $1k.

 

oh well, that sucks and that isn't fair. bahhh. anywho,insurance can be paid monthly over time right, with NTUC? and applying for insurance, what's the procedure, and firstly, any NTUC Motor Insurance around woodlands? =/

[.Hack]

hi guys. i wanna ask. if lets say there is a 1st rider and sub rider for a motorbike. will any of the letters of road tax and summons or something be sent to the sub rider's house address?

 

Any road tax, inspection letter, etc. will be sent to the registered owner of the bike.

[.Hack]

oh well, that sucks and that isn't fair. bahhh. anywho,insurance can be paid monthly over time right, with NTUC? and applying for insurance, what's the procedure, and firstly, any NTUC Motor Insurance around woodlands? =/

 

Thats how the insurance work now, not like last time can just ask dad to add you as subrider. For buying of insurance, you can go down to any branch to apply for it, if i not wrong they do provide with installments for the payments.

[harukikujo]

hi guys. i wanna ask. if lets say there is a 1st rider and sub rider for a motorbike. will any of the letters of road tax and summons or something be sent to the sub rider's house address?

 

i think the owner will get the bills.

[harukikujo]

so that is finalised.

 

owner 40+

sub rider 19

 

insurance based on 19 years old.

 

bahhhh!