help needed!

[heisehui]

need help from those hu had their reloan done at everbright..

my fren had help me check tt they do reloan..

 

condition:

the amount i wan to loan must dwn 1.2k min and the rest on loan

interest 5% pa

5 extra charges need to pay

2 guarantor and their pay slip

my ic.

 

wad im still confuse is:

total i wan to loan is 5k

so i dwn 1.2k left 3.8k

the 5% interest will charged on the 3.8k? or the total 5k?

wad are the 5 charges?

 

i hope those hu had their reloan done at everbright could enlighten me..

or even better do a breakdwn for me..

thx alot guys

[philiplolc]

wad im still confuse is:

total i wan to loan is 5k

so i dwn 1.2k left 3.8k

the 5% interest will charged on the 3.8k? or the total 5k?

 

if loan $5k and down payment $1.2k, interest is on $3.8k.. ALWAYS.. everbright or any other bike shop..

 

not too sure about 5 charges.. possibly

1) road tax

2) insurance

3) processing fee

4) transfer fee

5) ?

 

When you negotiate to buy bike, ask for "on the road" price, which includes the above charges.

[bladeboy]

Hmm the 5th might be (agreement fee) / (GST) / (KOPI fee ) wat ever they name u pay

[heisehui]

ic.. thx alot guys.. but i still wondering in the 5 charges.. rd tax already jus paid so need transfer 1? i thought is buy on the bike 1 like coe..