previously i let my bike shop handled everything, in the end i no need to do anything (besides signing forms), the bike shop liased with the insurance company, and the company liased with the lawyer. i got compensation for my injury, cost of repairs, loss of use, survey fees, medical report fees... everything. i just paid the bike shop 500 to repair the bike initially.
in the end, we win so i was rewarded everything, except the cost of repairs goes to the bike shop, so the bike shop earn this and the 500 i paid them initially. basically it was hassle-free for me.
usually the bike shop would only fight for you if there is chance to win, cos if win, then they earn more, if not, they only earn from the 500 i paid them initially.
anyway after i deducted the 500, actually, i still have extra $$ from the total compensation i received.
so everything counts, the more days the MC, the greater the compensation too.