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Guest chuinjie
Posted

can anyone point me to a bike shop that offers full loan?

 

currently looking for piaggio fly. due to personal reasons, i'm not able to cough up a down payment but am able to service loans faithfully.

 

please recommend~ : )

 

 

 

 

 

regards,

chuinjie

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Posted

hi bro,

 

just a piece of advice man.

 

rather u dont take full loan without downpayment man. this might cost u $$$ in the long run...the last thing u want to have on top of ur personal prob is financial prob..trust me, speaking from experience...

 

i would advise u to hold on there and try to save at least 1k plus to ease off the pain of more payment...its hard i know but it will be well worth it for ur own sake n future...:thumb:

 

Think of it this way, u make $0 downpayment and u can only pay the service n mnthly installment, have u ever tot abt ur insurance and rd tax when getting the bike. What if the bike got prob? what if u got into minor/major acct? ask urself that...we can always try to be safe on the road but are others doing the same? think abt it man..

 

dun get into financial debt on top of ur own personal prob, its tempting to get the bike but think first.:thumb:

Those Who Don't Know Pain

Can Never Know True Peace

Posted

Do yourself a favour. Since you can "faithfuly service the installments", don't buy a bike first. Put that money in the bank every month, wait half a year, then go buy your ride.

 

Why load yourself with extra interest that is so totally not worth it?

BlackDawn aka kiamh

"There is no man more free than the one who doesn't give a damn what society thinks of him"

Posted

Agree with the brothers who have spoken so far.

 

Also, you should be aware of the hidden components for the loan like early settlement fee that some bike shops charge.

 

No point to get full loan and end up with high interest rate, hefty early settlement fee and other charges...

Danny. Danny Crane.

Posted

yeah dude.. seriously if i were u, i would wait pay full amount of down atleast 50% of the bike.... for now get a damn cheap bike which in good condition...... if i could wait from last time, i would have enuff money to buy multistrada!!!!!!!!!!! seriously... i done all my calculation with regrets

http://www.flickr.com/photos/82454896@N07/7554745564/
Guest chuinjie
Posted

lol~ that guy kept saying "come down to dexing motors"...

 

i was thinking. how much do they charge for interest in regards to full loan?

second thought. if i loan 5k after a down payment of 2k, is it any difference from a loan of full 5k?

 

 

 

 

grateful,

chuinjie

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