Insurance NCD

[archie84]

Hallo fellow bikes . I got a question here. I helped my friend as a main rider to get a insurance for his SP at NTUC . Now this friend of my get into a small accident with a car . That car owner now claiming 1k+ from the NTUC insurance so will this affect my NCD from Allianz for my haya renewing next year. As 20% NCD for big bike is quite a big amount. And if i buy my haya insurance will my NCD be carry over from Allianz.

 

Thanks guys happy holidays !

[omnislash]

I rmb NCD is tied to policy, not rider. So your policy shouldn't be affected. Best to call an agent to ask.

[funwheels]

Hallo fellow bikes . I got a question here. I helped my friend as a main rider to get a insurance for his SP at NTUC . Now this friend of my get into a small accident with a car . That car owner now claiming 1k+ from the NTUC insurance so will this affect my NCD from Allianz for my haya renewing next year. As 20% NCD for big bike is quite a big amount. And if i buy my haya insurance will my NCD be carry over from Allianz.

 

Thanks guys happy holidays !

 

Hi omnislash, I think is call NCB, no cliam bonus.

Good Day.

[omnislash]

Hallo fellow bikes . I got a question here. I helped my friend as a main rider to get a insurance for his SP at NTUC . Now this friend of my get into a small accident with a car . That car owner now claiming 1k+ from the NTUC insurance so will this affect my NCD from Allianz for my haya renewing next year. As 20% NCD for big bike is quite a big amount. And if i buy my haya insurance will my NCD be carry over from Allianz.

 

Thanks guys happy holidays !

 

Hi omnislash, I think is call NCB, no cliam bonus.

Good Day.

 

You think wrong then. Its NCD, No Claim Discount.

[funwheels]

Hi omnislash, thank you.

[archie84]

Any more ideas guys ?..... If i lose my NCD i will going to charge my friend for this .

[omnislash]

Hi omnislash, thank you.

 

Not a prob.. NCB sounds more like Nabei Chxx Bxx..

[omnislash]

Any more ideas guys ?..... If i lose my NCD i will going to charge my friend for this .

 

Tot i've already told you the answer. Furthermore, i just realized that its from a different company, Allianze and NTUC. I pretty sure it wont affect your original NCD. Just pick up that phone and ask if your're still worried.

[Trueno]

don think so lei bro if ur sub rider is involve in ur accident ur NCD will be affected cos no matter which company u go to they will have a data base as record . and if 1'm nt wrong NCD can be onli used on 1 bike at 1 point of time if 2 bike at same time onli 1 can use NCD correct me if i'm wrong

[omnislash]

I just tried a number on Allianz webpage. Its Ban Hock Hin's number.

 

I tried to make it as easy to understand as possible but the other party seems impatient and mentally slow maybe cuz I told them its a friend, not me, that has a policy with them.

 

The question he posed to me is that whether the NCD with allianz is TRANSFERRED to the NTUC policy. Yes, thats the word he used. By infering, it would mean that it makes a diff whether its transferred or not. I told him its not transferred and he kept asking for the bike #. Of cuz, i dont have and asked him a leading question:

 

If not transferred, shouldn't affect right? and he replied yes. But he insist on having the plate number and asked the owner to call himself.

[archie84]

Thank you omnislash !!!

 

I guess that guy dont understand your question at all.

[CrossOver]

One good pint the operator made is, get the owner to call himself.. So archie, why not u just call and ask for your next renew of insurance how much do you have to pay.. Then you will know the result..

 

I just tried a number on Allianz webpage. Its Ban Hock Hin's number.

 

I tried to make it as easy to understand as possible but the other party seems impatient and mentally slow maybe cuz I told them its a friend, not me, that has a policy with them.

 

The question he posed to me is that whether the NCD with allianz is TRANSFERRED to the NTUC policy. Yes, thats the word he used. By infering, it would mean that it makes a diff whether its transferred or not. I told him its not transferred and he kept asking for the bike #. Of cuz, i dont have and asked him a leading question:

 

If not transferred, shouldn't affect right? and he replied yes. But he insist on having the plate number and asked the owner to call himself.