Loan

[kailong]

think GE is for very short term loan like a month type. 1.4% for a month is quite low lo...

[Wildswans]

When taking loans, always take into consideration the length of time you will need to clear the loan. Compute based on yearly interest and you will be able to compare across the board and choose the one that suits you most.

 

For those who hace credit cards and cashline services, they may offer 0 interest for limited period but charge a service fee. For those who are able to clear within the period, it might be a worthwhile loan to just tie over. But for long term loan better think long and hard. The interest keeps rolling, very diff to clear loan with minimal sum payment.

 

Had tot that GE cash was a good deal based on the way they advertise but read the fine print, you might have to think twice.

 

I might be out of point but its just for info.

[Naz]

You're never out of point if you're advising something

 

Anyways, I am interested to know about Everbright too.

[kailong]

serious speaking, i've not heard of Everbright before...

[hafiz84]

everbright is located at eunos ind.. blk 1069..

unit i nt sure bt sign board is gay hong..

[rai_sg]

Originally posted by hafiz84@February 25, 2007 07:45 am

everbright is located at eunos ind.. blk 1069..

unit i nt sure bt sign board is gay hong..

!OUR SAVIOUR!

[ericlby]

anybody got everbright's contact?

[oozzzzzz]

Originally posted by kailong@February 24, 2007 06:56 pm

yeye, everbright's 2.88% is definetly very low!!!

 

i'm thinking of taking up loan with everbright as well...

hi,

 

juz went everbright,

 

refinance for 2nd hand bike is 5% p.a

 

2.88p.a no more le.

 

New purchase of class 2 bike, their inhouse loan is 3%

 

For class 2B is 5% le...

 

they all now havin promotion.

 

Spark Z limited edition only 4k on the road now.

 

[too_hot]

Originally posted by oozzzzzz@February 27, 2007 03:59 pm

hi,

 

juz went everbright,

 

refinance for 2nd hand bike is 5% p.a

 

2.88p.a no more le.

 

New purchase of class 2 bike, their inhouse loan is 3%

 

For class 2B is 5% le...

 

they all now havin promotion.

 

Spark Z limited edition only 4k on the road now.

 

Hi

 

Thanks for checking out for us. I'm sure there are many ppl in such situation. Sometimes as sellers, potential buyers also ask us where to get loans.

 

Just to clarify something, everbright is willing to give you a clean loan @ 5% interest without buying any bike from them?

 

Thanks again!!

[jassy2]

Please take not - There will be lots of document fees involve for loan, need to check out what are the hidden cost before deciding.

[unblockable]

who got money here?..

just lend la.. dun charge interest haha..

isn't that better.

 

[qgixxer]

5% p.a. loan for refinancing is gd!! btw, one doesn't hv 2 buy a bike frm them ryte..? btw, if buy frm others then tk their loan, can..? must downpay still..?

[oozzzzzz]

Originally posted by too_hot@February 27, 2007 10:59 pm

Hi

 

Thanks for checking out for us. I'm sure there are many ppl in such situation. Sometimes as sellers, potential buyers also ask us where to get loans.

 

Just to clarify something, everbright is willing to give you a clean loan @ 5% interest without buying any bike from them?

 

Thanks again!!

 

o, u r welcome...

 

I spoke to this guy named Jimmy 63453687, pretty friendly n helpful...

 

yup 5% for reloan w/o buying any bike from them. Think need documentation/admin fee, but early settlement NO PENALTY, n settle within a year can get interest refund.

 

maybe u guys can call him up to enquire.

 

 

o, u r welcome...

 

I spoke to this guy named Jimmy 63453687, pretty friendly n helpful...

 

yup 5% for reloan w/o buying any bike from them. Think need documentation/admin fee for loan application, but early settlement NO PENALTY, n settle within a year can get interest refund.

 

maybe u guys/gals can call him up to enquire.

 

Happy Riding!

[Wildswans]

Better make sure everything that they promise you is in black and white before signing. Plus read all fine print. If not it will not hold water.

[too_hot]

Originally posted by oozzzzzz@February 28, 2007 04:57 pm

o, u r welcome...

 

I spoke to this guy named Jimmy 63453687, pretty friendly n helpful...

 

yup 5% for reloan w/o buying any bike from them. Think need documentation/admin fee for loan application, but early settlement NO PENALTY, n settle within a year can get interest refund.

 

maybe u guys/gals can call him up to enquire.

 

Happy Riding!

Thanks again bro! Cheers!

[oozzzzzz]

Originally posted by Wildswans@February 28, 2007 10:16 pm

Better make sure everything that they promise you is in black and white before signing. Plus read all fine print. If not it will not hold water.

 

yep, better be safe than sorrie..

 

[amod]

thank you guys for sharing. so how do i get about wit everbright? wads their contact? or website or wad? thanks again!

[Wildswans]

oozzzzz: I like your piggy. You drew it yourself isit?

[oozzzzzz]

Originally posted by Wildswans@February 28, 2007 10:42 pm

oozzzzz: I like your piggy. You drew it yourself isit?

hi Wildswans,

 

yeah, i drew n painted myself...

got copyrights also.. keke

 

[oozzzzzz]

Originally posted by amod@February 28, 2007 10:40 pm

thank you guys for sharing. so how do i get about wit everbright? wads their contact? or website or wad? thanks again!

hi amod,

 

everbright's tel: 63453687, can look for jimmy, pretty friendly...

 

[Wildswans]

oozzzz: Very cute. What's your ride?

 

I didn't realise that the interest for bikes are so high, cos for cars only 2.88% per annum. Maybe cos loan quantum lower.

[zart]

everbright wat is the minimum income?

[ZenTeo]

dun toopid la... u say earn 1600 per month it will lend u .. i think lot singaporean earn tt... it need to scan lot of things 1... u think gov toopid ar...

[vision]

then if nsf like mi can loan anot??? like say example...8k...

[amod]

ANYONE NOES IF ANY SHOP DOING A RELOAN ON OLD BIKE WITH A PLATE? THANKS!!