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NUS (National University of Singapore)

chiacy80

By chiacy80
in TCSS Kopitiam Corner

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zazzi Newbie

zazzi

Posted
Posted

HeeEEELLLOOOOOOOOOOOOOO Page 378...........nice to see you.........

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Remember with great power comes great responsibility and greater $$$

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AsHaRiE Newbie

AsHaRiE

Posted
Posted

hafiz.. u realllllyyyyyyyyy got nothing better to do than to wait for post and clock the first page.. \m/ (-_-) \m/

931153_10151259704352614_844334838_n.jpg

Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do.

So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.

AsHaRiE Newbie

AsHaRiE

Posted
Posted

so hongwei, wads the plan for tmr.. and after 9pm plans? keke

931153_10151259704352614_844334838_n.jpg

Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do.

So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.

Singaporean Newbie

Singaporean

Posted
Posted

ladies and gentlemen....mr president is v busy right now.....i will be meeting him in abt 10 mins time....get and update...and post here k....

 

most prob he will sms u all the details since he can happily sms 1000 pple at 1 time for free

No regrets.

Singaporean Newbie

Singaporean

Posted
Posted

today....1045 1st SGH appt....but i reach at 1130

 

kena scolded by my physio for being late....

 

next appt at 1225...but doctor got to rush...SGH call me 100x...how am i supposed to know i can be called early.....doc see me for a world record time of 20sec....kena charged $25

 

then i decided to go Golden Mile.....had lunch at beach road....

 

Golden Mile is really like thailand.....the smell, the sight, the pple....my 1st time there

 

den din have what i wanted....so i left....reach home at 3pm....

 

all these i did ALONE.....was i emo? nope.... :D

No regrets.

marzocchi Newbie

marzocchi

Posted
Posted

Motor insurers suffered record S$214m losses in 2008

 

SINGAPORE: Motorists in Singapore are set to pay higher insurance premiums soon with insurers suffering record losses in 2008.

 

Numbers from the General Insurance Association show that the motor sector booked record losses of S$214 million last year. That brought down overall underwriting profits for the insurance industry by more half to just S$50.8 million.

 

The General Insurance Association said inflated claims blew up record losses for motor insurers.

 

Insurers paid out S$742 million in claims in 2008 compared to S$582 million in 2007 as there was an increase in younger drivers getting into accidents with personal injuries.

 

But the association added that losses went down by about 10 per cent in the last two quarters of 2008 after it implemented the Motor Claims Framework in June to help reduce disputed claims.

 

Pui Phusangmook, Senior VP, General Insurance Division, NTUC Income, said: "We're trying to control the claims on our side. We try to settle directly with our customers or claimants without using lawyers. So by doing that, we'll save legal fees and that can be passed on as a savings as well."

 

Still, premiums are expected to rise.

 

The average premium for motor insurance in 2008 was about S$1,000. That's a 15 per cent increase year and year and the highest average in the last five years.

 

Insurance companies said that amount is expected to go up by about 10 to 20 per cent in 2009 in light of the losses they incurred in 2008.

 

Overall, the industry's gross premium income rose by 16 per cent to S$2.88 billion.

 

Health insurance gained over 250 per cent in profits while gross premiums for personal accident insurance went up by 11 per cent.

 

Mr Pui continued: "Last year, NTUC Income had a healthy growth of 15 per cent for this class of business (Personal Accident and Travel), and for this year, we want to expand our distribution channels. We want to work more with banks, credit card companies and affinity groups.

 

Some of the travel products don't cover catastrophes. So we'll be revamping our products to cover certain benefits and increase some benefits as well."

 

Derek Teo, president, General Insurance Association, said: “The personal accident, travel and health insurance sectors have shown very prominent growth trends and are likely to continue into 2009.

 

“As for the commercial business, I think cargo is one class that could be severely impacted because of worldwide economic downtrend - less exports moving off from country to country."

 

Profits for cargo insurance went down by about 10 per cent in 2008. - CNA/vm

 

Source: http://www.channelnewsasia.com/stories/singaporelocalnews/view/414868/1/.html

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Supermoto Is Not A CRIME .

zazzi Newbie

zazzi

Posted
Posted
hafiz.. u realllllyyyyyyyyy got nothing better to do than to wait for post and clock the first page.. \m/ (-_-) \m/

 

at least i didnt play a prank on someone resulting in 2 other pple believing that my helmet is stolen...:cheeky:

http://i202.photobucket.com/albums/aa46/hafizjap/BannerFull--.jpg

 

http://i202.photobucket.com/albums/aa46/hafizjap/bikecombine3.jpg

 

Remember with great power comes great responsibility and greater $$$

zazzi Newbie

zazzi

Posted
Posted
today....1045 1st SGH appt....but i reach at 1130

 

kena scolded by my physio for being late....

 

next appt at 1225...but doctor got to rush...SGH call me 100x...how am i supposed to know i can be called early.....doc see me for a world record time of 20sec....kena charged $25

 

then i decided to go Golden Mile.....had lunch at beach road....

 

Golden Mile is really like thailand.....the smell, the sight, the pple....my 1st time there

 

den din have what i wanted....so i left....reach home at 3pm....

 

all these i did ALONE.....was i emo? nope.... :D

 

hahaha...not emo, ur independent...gd wat...

 

yeah i've been to golden mile mainly to renew my insurance...in fact, that wad i oni do there....anw, what were u looking for in golden mile??

 

wait, u actually timed ur appt wif doc??????

20 seconds, now thats what i call a quickie doc!

http://i202.photobucket.com/albums/aa46/hafizjap/BannerFull--.jpg

 

http://i202.photobucket.com/albums/aa46/hafizjap/bikecombine3.jpg

 

Remember with great power comes great responsibility and greater $$$

zazzi Newbie

zazzi

Posted
Posted
i'm also alone in my fyp lab now. just finished watching perfect cut. :thumb:

 

wah, so late in ur lab at that time!!!

http://i202.photobucket.com/albums/aa46/hafizjap/BannerFull--.jpg

 

http://i202.photobucket.com/albums/aa46/hafizjap/bikecombine3.jpg

 

Remember with great power comes great responsibility and greater $$$

zazzi Newbie

zazzi

Posted
Posted
ladies and gentlemen....mr president is v busy right now.....i will be meeting him in abt 10 mins time....get and update...and post here k....

 

most prob he will sms u all the details since he can happily sms 1000 pple at 1 time for free

 

wah, sms 1000 pple at 'ONE' time????no wonder he's mr president...:thumb:

http://i202.photobucket.com/albums/aa46/hafizjap/BannerFull--.jpg

 

http://i202.photobucket.com/albums/aa46/hafizjap/bikecombine3.jpg

 

Remember with great power comes great responsibility and greater $$$

Singaporean Newbie

Singaporean

Posted
Posted

UPDATE FROM MR PRESIDENT

 

 

Post Exams activity 1

 

De Coder's Cafe (http://www.decoderscafe.com/)

Friday 13th March 09

Dinner + Games at De Coder's Cafe

630 SRC (Ash skip yr lec la)

 

Meet 630 SRC, preferably eaten dinner cos food there quite ex.

Est cost abt $10 for drinks and games.

 

Min 6 person.

 

1. Hongwei

2. Yuan Chang (pending)

3. CS (pending)

4. Wadi

5. Kitty

6. faz

7. quadro the new guy (autoadd)

8. yuwen

9. phyo (i know i got smth on.. but forgot alrdy)

10.

 

 

 

After that supper (for the late comers to join us....probably adam road coz its near De Coder's Cafe....TBC AGAIN TMR!!)

No regrets.

kitty23 Newbie

kitty23

Posted
Posted

aiya you don join lah.go your lecture lah.

 

 

FAZ, I NEVER vomit leh.

http://i465.photobucket.com/albums/rr17/her-melancholic-smile/banner.jpg

 

magic 110r - 2007

nsr sp 150r - 2008

s4 spec2 - 2009

Phanthom - 2009

Finooo - 2009

Vespa - 2015

kitty23 Newbie

kitty23

Posted
Posted

Hongwei and char, congrats for your baby. =)

http://i465.photobucket.com/albums/rr17/her-melancholic-smile/banner.jpg

 

magic 110r - 2007

nsr sp 150r - 2008

s4 spec2 - 2009

Phanthom - 2009

Finooo - 2009

Vespa - 2015

kitty23 Newbie

kitty23

Posted
Posted

ash: tat kitty card can use for purchasing things @ 7/11....after you got all the chops...help me redeem hellokitty ok. =)

http://i465.photobucket.com/albums/rr17/her-melancholic-smile/banner.jpg

 

magic 110r - 2007

nsr sp 150r - 2008

s4 spec2 - 2009

Phanthom - 2009

Finooo - 2009

Vespa - 2015

kitty23 Newbie

kitty23

Posted
Posted

yuwen, i nv bluff you, i am just giving hongwei some stress so that he wont cancel last minute.. lol!!! and it works!! =)) haha........ see u tml =))

http://i465.photobucket.com/albums/rr17/her-melancholic-smile/banner.jpg

 

magic 110r - 2007

nsr sp 150r - 2008

s4 spec2 - 2009

Phanthom - 2009

Finooo - 2009

Vespa - 2015

AsHaRiE Newbie

AsHaRiE

Posted
Posted
at least i didnt play a prank on someone resulting in 2 other pple believing that my helmet is stolen...:cheeky:

 

theres a disclaimer on my prank that indemnify me to any third party injury of any form wadsoever, intentionally or not.. :p

931153_10151259704352614_844334838_n.jpg

Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do.

So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.

hongwei09 Newbie

hongwei09

Posted
Posted
it says, "Three Classes, Two Wheels, One Passion". If i remember correctly.

 

u mean u dun remember our motto?!

when there's a WHEEL...

there's a way...

hongwei09 Newbie

hongwei09

Posted
Posted
i'm also alone in my fyp lab now. just finished watching perfect cut. :thumb:

 

i like yr place leh

when there's a WHEEL...

there's a way...

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