Frostb3ar

For the HDB financial reports, please do not exclude the auditors who have played a really significant part in generating the report. I think the auditors are either one of the big 4 - EY, PWC, KPMG or Deloitte ... Firstly, from my perspective, I do have real property rights and they are set out in the terms of the Agreement to Lease, which HDB and I have contracted into. I dont necessarily need to own the land in order to have lawful property rights, and I do not necessarily need to own the land before i can lawfully sell those property rights to another person in the market. And it is this right to sell and the fact that there are ready available buyers (offering reasonable prices) for my 'property right' in the market that I consider it my asset. Basically whatever tangible or intangible right which belongs to me and that has value, is my asset. If you are so keen to delineate property rights according to who owns the land and who doesnt ... then you might want to prepare yourself to offer in the very least 1 million to buy some small plot of land in some corner of Singapore. But i would rather use that same 1 million to invest in an apartment in the middle of Singapore ...

Dont worry we'll be very nice neighbours Can i ask (directed at everyone) ... Amongst friends, how many times does a couple need to fail then they will get a BTO?

I understand your backwards link to lower HDB pricing, but how do you propose to reduce the oversubscription rates for BTO? If there is a x20 oversubscription rate, are you proposing to x20 increase in the supply of BTOs?

hope things will turn out better when i go for more revision i sold my aprilia already, i am going to buy a black black bike with a hello kitty radiator mesh installed, with a brembo caliper and nice brake reservoir and nice steel brake lines, and with sliders for protection, and a nice pink scarf cum rag for the bikey (to be tied at the mirror there)

hmmm, the only interesting thing that has happened to me (of which i can mention) in the past week is that ---- I FAILED MY TP ---- because of several wonderful safety checks and the tester very nicely drew more boxes to tick my blind spot ...... but i got check one ..... there goes my new bikey

Sparker was oggling you in Bali ... i merely 'oggled' you at Changi airport hahaha

i finally got to see zamani ... not anywhere near sengkang, but in changi airport and overseas hahaha

waaaaaa......... long time never come here liao.... so ulu liao hahahha ..... anyway is it school holiday liao? how come got so many people so kong sian to go round slashing other people one? hmmm makes me think what i was doing when i was 20

I dont dare drive car ... i cant see my surrounding vehicles clearly from the driver's seat, makes me feel very insecure, then i will hallucinate on what happens if i bang someone animal down or some human down or some tree down .... this kind of guilt sticks to you forever .... so uncomfortable

Will not hold hand with any guy, except the following - my boyfriend, my father, my grandfather, my brother (on extremely rare occasions), my dog, some extended relatives of the family (but not all, this has to be considered on a case by case basis) On a friend basis, all physical contact is avoided, unless absolutely necessary like in cases where my friend shoves me and i want to retaliate Other than that, hold hand means i think he's interested in me, and i also interested in him.

Will keep de , at least until i get my class 2 hor, then instead if sitting behind, i can sit infront liao I cannot come out on rainy days my mother say cannot ride motor, dangerous

Can - F* 4*0* Y

- cannot like that say mah ... maybe when i start school (strangely) and when i graduate got more time to see you all lor ... my mother that day told me i still small girl ... must stay at home Uncle chris - pablek - that day i walk past your phantom at your block downstairs anyways har ... how much should i sell my shoei?

I selling my Shoei ... who want? Size S Shoei RF 1000 Voltage Blue http://www.helmetsetc.com/images/helmets/shoei/rf1000/rf-voltage-tc2.jpg

Can i know what tools and solvents to bring?

http://www.revzilla.com/product/dainese-full-metal-racer-gloves# What is market price of this glove har?

i want the DURIAN PUFF !!!!! but i dont want go for the outing, got like that one? collect before the outing?

Why doesnt the rain come to yishun

haha you all also havent seen mine lor hee hee confirm timing and place lehz, then i also can come a while

Long time never see you already uncle ... haha want to meetup for another eating session?

Yesterday i had my first experience with a TP He stopped my just before i turn into the Yishun Esso station because, according to him, i corner too low - got like that one? Then he say he give me chance this time and never fine me for reckless driving ($150 + 6 pts) Then of course, the usual followed, checking IC, Driver's license and insurance

Thanks bernard uncle for your Chrys can drink

Dinner before meetup, anybody want? wa fierce keyboardist bie shang he qi mah

Very paiseh about the other time sure can one, everything will be just fine

actually KFC got better delivery deals than eating in? ... ask them deliver to hougang plaza lor