Passed 2mths stil haben decide wat bike

[iMoDspanky88]

I got 1.1K cash in hand.

totally clueless whether to buy sp or kr. Sp nicer but it seems kr lesser maintenance. My take is get sp since insurance lower than kr, abt $400 difference.

I want to down payment of ard 1K at any recommended shops(please recommend me), getting ntuc insurance is cheaper compared to mitsui but will the shop let me choose wat insurance i want?..

 

How?

[d3m0nash]

bro it do depend on wat insurance the motor tiam carry... some carry mitsui only then u lppl le...

[iMoDspanky88]

so i wont get to choose wat insurance i want?... is there any known shops that do ntuc insurance?

[roseonfire]

I tot we can choose any insurance we want. Its up to us to decide, not the shop. Rite?

[khai82kz]

best is u go down motortiam and ask.

abt wat bike is depending on wat u personally like.

to know more abt the bike, just go to the sp or krr thread.

they noe best abt the bikes...

den u wont get chop like chop chilli chop..

[Naz]

best is u go down motortiam and ask.

abt wat bike is depending on wat u personally like.

to know more abt the bike, just go to the sp or krr thread.

they noe best abt the bikes...

den u wont get chop like chop chilli chop..

 

Buddy,

 

You're asking our confused friend to go straight into a crocodile's mouth.

[Blahhh]

... What the? SP insurance so cheap meh? I paid $450+ for my kips insurance, so if i ride SP, i would only pay $50+?

 

Anyway, u can down for a kips/sp with 1k.. but i really, really suggest u keep some $$$ for the first few months. Most bikes in shop sure have problem one..

[Tan_Lai_Meng]

Vespa is the best option

[hide]

get a fren wif at least 2 yrs riding exp to acc u to bike shopping.

new bikers tend to pay "special prices" so becareful not to get chopped too much.

[Darkness19]

both bikes are good,just get the bike u like the most

[iMoDspanky88]

i just got an SP FT plate from VS motorsports. I've searched around the forum but i couldnt find any feedbacks/complaints/compliments about the shop. Here is what i got from them. The guy working there seemed to be nice. But, that is obvious.

 

Machine price - 2.8 K

LTA registration - 80

3rd Party insurance from NTUC - 620

Hire Purchase agreement - 280

All summed to $3780.

i down 1K. So, left $2780(always check before u sign)

He gave me 6% interest rate per annum. therefore,

1st year interest, 2780 x 6% =$166.80

2nd year interest, 166.80 x2 =$333.60

So, 2780 + 333.60 = 3113.60 is what i got to pay.

since i take 2year plan, 3113.60 divide by 24,

each month, i have to pay 130.

What do you guys think?

[Dinzmetal]

i just got an SP FT plate from VS motorsports. I've searched around the forum but i couldnt find any feedbacks/complaints/compliments about the shop. Here is what i got from them. The guy working there seemed to be nice. But, that is obvious.

 

Machine price - 2.8 K

LTA registration - 80

3rd Party insurance from NTUC - 620

Hire Purchase agreement - 280

All summed to $3780.

i down 1K. So, left $2780(always check before u sign)

He gave me 6% interest rate per annum. therefore,

1st year interest, 2780 x 6% =$166.80

2nd year interest, 166.80 x2 =$333.60

So, 2780 + 333.60 = 3113.60 is what i got to pay.

since i take 2year plan, 3113.60 divide by 24,

each month, i have to pay 130.

What do you guys think?

 

 

I think u cant juz times the annual interest by 2.

u should add the $166.80 to the $2780 then times 6% again to get the second year interest...

[Aalex82]

I think u cant juz times the annual interest by 2.

u should add the $166.80 to the $2780 then times 6% again to get the second year interest...

 

must see wat policy the bike shop adopt..

yrs is cumulative interest while his is simple interest..

my bike under loan was simple interest..

[Refugee]

I got 1.1K cash in hand.

totally clueless whether to buy sp or kr. Sp nicer but it seems kr lesser maintenance. My take is get sp since insurance lower than kr, abt $400 difference.

I want to down payment of ard 1K at any recommended shops(please recommend me), getting ntuc insurance is cheaper compared to mitsui but will the shop let me choose wat insurance i want?..

 

How?

 

btw... from your nickname... are you born in 1988?

 

if yes... then you are like... 19 years old... with P Plate..

 

i think you can use your 1100bucks to pay for your insurance.

 

which MIGHT NOT be enough also....

[eedwinn]

btw... from your nickname... are you born in 1988?

 

if yes... then you are like... 19 years old... with P Plate..

 

i think you can use your 1100bucks to pay for your insurance.

 

which MIGHT NOT be enough also....

 

Wanna know, if buy from bike shop, do we have to pay the full amount for insurance first, PLUS the downpayment of the bike inclusive of the different charges?

 

Or is it everything add together then put 1 downpayment and the rest by installments?

[Barongan78]

bro it do depend on wat insurance the motor tiam carry... some carry mitsui only then u lppl le...

 

its true bro....

but some mototiam let u buy ur own insurance, i mean u ownself go down to ntuc income to purchase it(if d buyer wan ntuc but shop din carry), provided u hv to put deir shop name under agency:thumb:

[Barongan78]

Wanna know, if buy from bike shop, do we have to pay the full amount for insurance first, PLUS the downpayment of the bike inclusive of the different charges?

 

Or is it everything add together then put 1 downpayment and the rest by installments?

 

s far s i noe, ur downpayment is for evryting bro...

correct me if i'm wrong...

[iMoDspanky88]

Wanna know, if buy from bike shop, do we have to pay the full amount for insurance first, PLUS the downpayment of the bike inclusive of the different charges?

 

Or is it everything add together then put 1 downpayment and the rest by installments?

 

Yes, it is everything add together into one down payment.

 

Usually, from my opinion, paying in full for insurance will benefit you better since there will not be installments inclusive of your insurance.