Brand new or 2nd hand?

[Dino Bravo]

Hi... i've decided to get a DRZ-SM.

but i can't seem to decide which would be a better offer.

need advise...

i've seen a brand new one going for $12500 machine / $13100 OTR, everything in. 4%interest

another is 10mths old, $10500 machine/ $11580 OTR, everything in. 5.25% interest.

difference is about $1400 between the brand new and 2nd hand.

installments wise, not much difference per mth, about $40 difference.

the 2nd hand one comes with a few accessories. hell brake hoses, zeta levers, zeta chain guard... NO aftermarket pipe.

the brand new come completely stock.

quite confused dunno which to get in terms of deprecitation, resale value.

another thing is the front brake disc, the K7 comes with a 310mm, while the K6 comes with a 320mm...

does it make much of a difference?

which bike to buy would be a better choice from your point of view?

i have no idea how long i would ride the bike... might sell it before i even finish the installments

[Dino Bravo]

it might seem at first thought that the brand new one seems more of a logical choice...

but come to think of it...

after you ride the bike for 10mths... it still becomes 10mths old, and so called 2nd hand oredi...

and you are still paying the same installments as of day 1 when you bought it brand new...

another point of view is that if you get the 2nd hand one... although 10 mths old...

so what... a brand new bike still becomes 2nd hand once its on the road.

and if you get a 2nd hand, you are still paying about $40 less than what the other fella has been paying for the brand new bike. 10mths down the road, he is still paying the same amount...

just that his is 10mths newer than yours...

 

so i need advise... your opinions please...

it is much appreciated. and i thank you for your opinions... thanks