Insurance

[unblockable]

Originally posted by ahmas@February 27, 2007 11:36 pm

ic thx alot.. i ask my motorshop they tell me need pay 250+ add subrider fee + 150 for my fren hu jus pass tp and tis and tt.. like abit wrg leh..

normally they will require u to pay upfront of 3 installments when u wanna add a sub-rider.

i never heard of sub rider fee of 250.. tats crazy.

 

 

As for the 150 bucks

 

by stuzztrev

 

 

Its bcos u're existing policy holder..If ur fren jux got his licence and he wans to be ur subrider, he gotta pay $150 and surcharge for change of subrider..

[rhappy85]

hi guys, was wondering if i want to be added as a subrider for my friend's 2a bike, could i juz be added for say duration of 2 months? If possible, what is the cost i need to pay?

could someone help me out here? thanks... =)

[madman]

there's no such thing as 2 mths. it'll be till the insurance expire. if add in together when he renew ins, will be free, else, will be $25.

[rhappy85]

oh thanks man... so if i want to be added, i need to pay just around 25 bucks? not his whole 500 dollars insurance?

[madman]

Originally posted by rhappy85@February 28, 2007 12:32 pm

oh thanks man... so if i want to be added, i need to pay just around 25 bucks? not his whole 500 dollars insurance?

ya, just $25 to add in subrider.

[Windust]

i tot need to top up if the subrider is of the younger age & have shorter riding experiece?

[stuzztrev]

Originally posted by ahmas@February 27, 2007 11:36 pm

ic thx alot.. i ask my motorshop they tell me need pay 250+ add subrider fee + 150 for my fren hu jus pass tp and tis and tt.. like abit wrg leh..

Then u should ask clearly wat are e charges for. For my case i've change subrider for 3 times within half a yr, its at e same charges at $30+. Last change was $170+ due to e sub rider who jux got his licence when they started to have e system of ($150).Or else its still e same as $30plus. Payment for upfront 3mths is mostly change of ownership cases.All depends on e bike shops.So u gotta ask for explaination..And wat u're paying for..

[madman]

last yr i add in my friend name, only cost $25. they jus ask you for name and ic nia...

[CivicR]

I guess this will depend on individual insurance.

[compfused]

It will also depend on how long you've been ridin..If you still P-plate then get ready another 150..If you're way younger then they will follow the younger age..

[ashzibit_69]

Originally posted by compfused@March 02, 2007 11:46 am

It will also depend on how long you've been ridin..If you still P-plate then get ready another 150..If you're way younger then they will follow the younger age..

I doubt he is P-Plate cos he wanna subride his friends 2A bike.

[aikau]

Originally posted by TakumiFujiwara@February 23, 2007 06:44 pm

how much is the insurance now for under age21,and riding sp nsr 150? 3party??

 

mitsui and ntuc price? anyone know?

bro i suggest u try AXA insurance.

its damm cheap i tell u!

but fer my case is i got the bike full cash

so if bikeshop not sure.

 

fz plate x1

im 20yrs old with 1 mth to 2 yr experience

ntuc quoted $638

mitsui $442

but luck on my side.

call up #100 n they gave axa no.

quoted 326(see the diff.hee)

 

my frens 24 yrs ol fer vtec1 quoted $248

(All 3rd party kay)

 

can see the difference.open to 18yrs old too.

but not sure whether hav the extra 150 fer pplate thing!

cheers

[compfused]

Originally posted by ahmas@February 27, 2007 11:36 pm

ic thx alot.. i ask my motorshop they tell me need pay 250+ add subrider fee + 150 for my fren hu jus pass tp and tis and tt.. like abit wrg leh..

They will follow the age of the younger rider..Prolly why must add so much..

[aikau]

as expected 11 ppl pm me fer AXA contact.

fer once ill spoonfeed u guys kay!

 

(AXA) Anda Insurance Tel: 65542288

 

Mitsui (sim lim tower) Tel: 63373133

Mitsui ( Golden mile) Tel: 62965445

 

NTUC Tel: 67885255

 

call them up to ask for motorcycle quotation and see the yurself...

btw, try to ask for comprehensive AND third party fire and theft quotation,

you might be surprised to see the difference between these insurance companies.

 

cheers!

[kazaf99]

Originally posted by helpmeplz@February 27, 2007 10:53 am

i think no need to pay additional 150 bucks.

 

i renewed my insurance for 3 month to tally with my road tax, and they did not charge the 150 bucks.

 

i think it is better for u to go down to hong leong building to ask them.

i am still having my p-plate....do i need still need to pay the additional $150?

renewing early due to my rd tax ending 1 mth eariler than my insurance

[c0rny]

got license last october. den insurance gonna end this may. if i renew, still need to pay 150 extra cos i still have 5 months of p plate ?

[eFzek17]

corny. never heard before that if u are a p plate must pay extra leh..

[gorgonitz82]

some updated quotes: Overall, premium increased leaps and bounds...

 

All third party

 

6months ago:

sp,24yrs old, p-plate, mitsui == 297

sp,24yrs old, p-plate, ntuc == 400+

 

Now:

sp, p-plate, ntuc == 490+

wr200,p-plate, mitsui == 567

wr200,p-plate, ntuc == 446

[gorgonitz82]

By the way, would like to ask if NCD really bring down ur premium by alot?

[lzyrich]

hmmm... for ur case, i suggest u call up all the insurance company and ask them for quotations, c which one offer you the best price.

 

I just bought a new insurance from Allianz for my super4, initailly they quote me for $303.60. But when i when there, the person asked me how much she quoted me, i told her the above amt, she pressed her calculator, and asked me again am i sure??? i happen to over looked at her calculator figures n reply, ya comfirm, y? issit cheaper??? she said yes, so i got my insurance for $289. my age 24 wif more than 3yrs riding experience.

 

Companys offering motor insurance are, ntuc (best customer service), AIG(worst customer service), AXA, mitsui (most expensive), Allianz and UOB( only provide cover for 250cc n below).

[kazaf99]

mitsui most ex?

does that apply onli fer the big bikes?

coz i riding 150cc was told by the bike shop mitsui is the cheapest while ntuc dun offer 3rd party or something so more ex........

[contrarian]

it all depends on your age, your license date, the age of your bike, and the make/model of your bike. different insurers have different rating factors. what's cheap for you may be most expensive for me. try insuring an aprilia with income and see how cheap that would be.

[lzyrich]

my experience wif mitsui....

 

i got my insurance from mitsui for my vespa, 150cc, the 1st yr they quote me $330. thought of my age, think that is reasonable. the 2nd i renew from them, they give me 10% rebate, and i paid ard $300.

 

so when i decided to take up mitsui again for my 2A bike, 1st i go thru bike shop, they quote me $650!!!!!

 

i call up mitsui myself, they quote me $520!!! still very ex!!!! This shows that if you go thru' bike shop, they will earn abit from the insurance company too.

 

my suggestion is don't limited yourself to just one quotation, who knows you might get a much cheaper insurance.

 

above quotations r base on 3rd party coverage only. most insurance company do provide 3rd party coverage. don't worry just ask. its free, no extra charges.

[tinktank]

just got tp 3 weeks ago and getting a fa plate rxk. how much could e insurance be?

[c0rny]

guys.. i got a question.

recently, i went to bike shop and ask how much will my insurance be if no rebate.

she press calculator and tell me $738(including p plate rider, $150 ).

 

is it possible to not pay the $150 cos im juz renewing, not buying a new insurance.

and my p plate ends this october while my insurance expires in may.

5 months.. bo hua leh