fren outstanding personal loan to a person from SPF

[NaRuTo13]

i have a fren who have loan to her fren a few thousands of dollars. but the guy is now refusing to pay up what he have owe for a few month, only keep claiming he will return on whichever date n such..

 

the guy is currently also working in police force.

 

was wondering does anyone have any ideas how to make him pay what he owed ?

 

well we did went down the npc but they r unable to pursue the amount either and it seems at the moment other than lawyer inputs its hard to make him pay.. we do have proof of the amount given to him except the cash part as some r done on bank transfer.

 

since hes from police force is there anyway to lodge a report against him n such ? is there guideline on police personal life too ? since himself can owe money n refuse to return, i dun see any quality good in him as a POLICE since i would say he juz cheated people money off n other stuff..

 

 

hope someone would be able to provide some valuable inputs as i cant really find ways to make him pay.

 

 

 

on a side note i do hear before some people here have motor lawyers as such they will try to help when they win the case , it will be claim to other party. does anyone know of similar ways such as the above case lawyer works but towards personal outstanding loan.

[redname]

1st of all, is there any proof that the money was borrowed? you did mention that there's proof of money given but in my view, i think there's a diff between give & borrow. wat i mean by having proof of borrowing is that an indication that this amount is borrowed & will be returned.

 

i know this sounds silly but since you wish to use the law against tht particular person, things like tht or similar to that will be needed.

[NaRuTo13]

1st of all, is there any proof that the money was borrowed? you did mention that there's proof of money given but in my view, i think there's a diff between give & borrow. wat i mean by having proof of borrowing is that an indication that this amount is borrowed & will be returned.

 

i know this sounds silly but since you wish to use the law against tht particular person, things like tht or similar to that will be needed.

 

money transfer did have bank transaction to that person.. as for amount oweing, did have a sms from the person mobile asking how much he owed. went to npc, even they say u got iou its useless that what they claimed.

 

http://app.minlaw.gov.sg/lab/default.asp?r=2

did found the link above guess just have to try out any possible ways to resolve the matter since the person is defaulting what he owed.

[contrarian]

An IOU is not useless. It is proof of debt which then makes enforcement easier.

 

The police are right - a private debt is none of the police's business.

[Yatz86]

wah...hate this kindda ppl...owe other money but don wanna pay...

[AhMoNk]

i think this is personal business lor...

 

hard for any authorities to step in..

 

Even Ah Long's Debt, they more or less LL one..

Meaning, Ah lOng go find police if they cannot make the debtors return $$?

 

Good luck to claiming back your $$ . =)

[NaRuTo13]

i think this is personal business lor...

 

hard for any authorities to step in..

 

Even Ah Long's Debt, they more or less LL one..

Meaning, Ah lOng go find police if they cannot make the debtors return $$?

 

Good luck to claiming back your $$ . =)

 

i understand that part.. neither i would wan to see this kind of person from police force rite? i wonder is there anything to make him bear the consequence of wat he did..

[NaRuTo13]

An IOU is not useless. It is proof of debt which then makes enforcement easier.

 

The police are right - a private debt is none of the police's business.

 

that police claim only iou drafted by lawyer are consider legal binding.. or maybe the iou u mean is endorse by lawyer.. in my veri simple point of view is both agree to what is on the iou which is not prepared by lawyer but indiviuals..

[AhMoNk]

i understand that part.. neither i would wan to see this kind of person from police force rite? i wonder is there anything to make him bear the consequence of wat he did..

 

i think in every profession, there's will be some "discrepancies".

even in lawyers, SPF, army, chartiable organisation.

 

The consequence he will have to bear is the "bad reputation" for owing the $$ and not paying back. In future, probably no one will lend him $.

But as for, workwise and performance it might not affect him that much.

 

because they are not work related also.

 

Eg is the Curry Puff issue. Nv pay tax, but curry puff still selling good. this might not be a good illstrullation. but something like that.

 

Maybe what your fren can do is, check with their family or tell him, she need this $ urgently or something lor.

[smiley73]

find his OIC commanding Officer i think can work something out

[NaRuTo13]

find his OIC commanding Officer i think can work something out

 

any basis on this ? well i duno where his from too i wanted to find too.. but anyway he should juz be a small fry.. only grad from diploma n sign on..

 

can u define oic and commanding officer ? its a veri big guy up the rank or someone above him? if it can help i wouldnt mind finding.. 1 of the quote from spf website on their share vision "We believe in working through teams of highly motivated individuals, all of whom have the capacity to lead and serve".

 

i doubt that guy would ever have this kind of value too not to mention other thing he lied on the money part. but well juz purusing the money he owed is good enough.

[xiaobanz]

If you talk to his OC should have a slight effect. Cos his OC will surely question him on this and ask why. Especially for a law enforcement officer, his OC will confrim question him big time.

 

Btw an OC is his direct superior where they got a group of men under them. Their ranks are usually officers so it's easier to talk to.

[NaRuTo13]

If you talk to his OC should have a slight effect. Cos his OC will surely question him on this and ask why. Especially for a law enforcement officer, his OC will confrim question him big time.

 

Btw an OC is his direct superior where they got a group of men under them. Their ranks are usually officers so it's easier to talk to.

 

i did enquire from bedok hq de npp that is it possible to find the person department and such from his name.. but he say cant find..

 

cant they do that ? or he juz unwillingly to help? if i duno wheres his from i cant find the OC too.. i dun even mind making a direct trip down to talk to OC but how do i go about finding his department and OC through the person name ?

[Unagi]

that police claim only iou drafted by lawyer are consider legal binding.. or maybe the iou u mean is endorse by lawyer.. in my veri simple point of view is both agree to what is on the iou which is not prepared by lawyer but indiviuals..

 

The police is not totally correct. An IOU does not necessarily have to be drafted/endorsed by lawyers in order for it to be valid, though it would definitely be more 'recognised' to a certain extent. As long as the IOU states the important/main conditions it should still prove useful when you are fighting your case. Keep the SMS by the way.

 

i did enquire from bedok hq de npp that is it possible to find the person department and such from his name.. but he say cant find..

 

cant they do that ? or he juz unwillingly to help? if i duno wheres his from i cant find the OC too.. i dun even mind making a direct trip down to talk to OC but how do i go about finding his department and OC through the person name ?

 

It is possible to find but I doubt they will do it for you. For one, they are not obliged to help you. What's more, this is confidential information and who knows what you are going to do to the police officer once you've gotten the info. Put yourself in their shoes, you have yet to prove that he owes your friend $.

 

Speaking to his boss MIGHT help to a certain extent but again, why should his boss speak to you? Unless you know the OC personally, this is a private problem, nothing to do with the police force.

 

Good luck in getting back the loan.

[NaRuTo13]

The police is not totally correct. An IOU does not necessarily have to be drafted/endorsed by lawyers in order for it to be valid, though it would definitely be more 'recognised' to a certain extent. As long as the IOU states the important/main conditions it should still prove useful when you are fighting your case. Keep the SMS by the way.

 

 

 

It is possible to find but I doubt they will do it for you. For one, they are not obliged to help you. What's more, this is confidential information and who knows what you are going to do to the police officer once you've gotten the info. Put yourself in their shoes, you have yet to prove that he owes your friend $.

 

Speaking to his boss MIGHT help to a certain extent but again, why should his boss speak to you? Unless you know the OC personally, this is a private problem, nothing to do with the police force.

 

Good luck in getting back the loan.

 

 

from the sms plus the bank transfer to his account arent that enough to prove that he owe money ?

[Arcfire]

You need black and white in order to prove something.

 

Transfer of $$ does not = loan. But an IOU on the other hand shows without any doubt that the borrower owes the lender money, be it a personal loan.

[contrarian]

The police is not totally correct. An IOU does not necessarily have to be drafted/endorsed by lawyers in order for it to be valid, though it would definitely be more 'recognised' to a certain extent. As long as the IOU states the important/main conditions it should still prove useful when you are fighting your case. Keep the SMS by the way.

 

I agree with your view. An IOU written by a layman who knows what he is doing can be accepted as proof of debt.