Riding w/o ownership?

[Frenz87]

any idea what's the penalty for riding w/o ownership?

 

insurance and road tax already available..

[dragonforce]

you mean can have insurance for a bike without you owning it? insurance for the bike in your name? fleet insurance?

 

dunno what's the penalty and dun want to try..

 

by the way, if you are the one that is illegally doing it... you are waiting here for a firing squad to come..

[Demon]

any idea what's the penalty for riding w/o ownership?

 

insurance and road tax already available..

 

Ownership and ridership are two different matters.

 

If you do not own the bike but with the permission of the owner, and there is insurance cover for the rider, then it is perfectly legal.

[elmo80]

Demon,

 

confirm not??? anyone can verify this.... i noe there must someone out there working in force or with lta......

[Demon]

Demon,

 

confirm not??? anyone can verify this.... i noe there must someone out there working in force or with lta......

 

Let me give you an example.

 

When you buy a used bike, first thing you would need to get yourself insurance cover for that bike. Once you have that, you can legally ride the bike. Then you go LTA to transfer ownership, that would then make that bike legally yours.

 

Just like when my friend want to use my bikes, no problem, just get their own insurance.

 

Same arrangement with those people who COI bikes.

 

[villier]

Those pizza delivery guys does not own the bikes and they are riding it legally.

[xyoshiki]

Let me give you an example.

 

When you buy a used bike, first thing you would need to get yourself insurance cover for that bike. Once you have that, you can legally ride the bike. Then you go LTA to transfer ownership, that would then make that bike legally yours.

 

Just like when my friend want to use my bikes, no problem, just get their own insurance.

 

Same arrangement with those people who COI bikes.

 

 

I continue and give another example

 

Assuming u got the necessary stuff for the bike (e.g. road tax, insurance, etc)

 

You can ride without having ownership if the ownership allows u.

 

If the rider does not allow u to ride and you go ride......I think it is no different from the case of theft.

[kurarensu]

no legal issue on this

 

so long the person riding the bike has valid insurance and road tax. u're safe.

 

vehicle ownership dosen't matter.. unless the owner wanna sue that u use his plate to buy insurance and stole his bike to ride then that's another story..

[Frenz87]

hmmm...

is there any source from the government website i can refer to?

becoz this bugger alr delayed my bike for 1+ month..

juz becoz of ownership issue...

making my blood boil..

[loufu]

hmmm...

is there any source from the government website i can refer to?

becoz this bugger alr delayed my bike for 1+ month..

juz becoz of ownership issue...

making my blood boil..

 

1800-CALL-LTA

[elmo80]

All Bro abv

tks for the info.

 

Btw Just curious. Can 1 bike have to 2 separate valid insurance.

 

i.e bike ownership is me. I bought insurance. First rider is me then second rider is my father. And since there is no more any rider policy, can my brother do another separate insurance for bike. If no insurance, he cannot ride rite.....any advice guys...tks inadvance

[starr]

i dun tink so elmo80.

[2_wheeler]

any idea what's the penalty for riding w/o ownership?

 

insurance and road tax already available..

your insurance is NOT valid unless the transfer of ownership is done.

 

this is because you need to have insurance BEFORE you can do the transfer of ownership.

 

if you are unable to do the transfer now and wish to rider that bike, what you can do is the ask the owner of the that bike to ADD you name into his/her bike so that you can ride it.

 

the owner of the bike can has ONE authorised rider in his/her policy...additional premium maybe needed.

[Frenz87]

I've juz called LTA to make the enquiry..

the officer told me that i can ride the bike..

 

the owner does not have insurance for the bike anymore..

 

your insurance is NOT valid unless the transfer of ownership is done.

 

this is because you need to have insurance BEFORE you can do the transfer of ownership.

 

if you are unable to do the transfer now and wish to rider that bike, what you can do is the ask the owner of the that bike to ADD you name into his/her bike so that you can ride it.

 

the owner of the bike can has ONE authorised rider in his/her policy...additional premium maybe needed.

[2_wheeler]

I've juz called LTA to make the enquiry..

the officer told me that i can ride the bike..

 

the owner does not have insurance for the bike anymore..

 

ask the owner to get the insurance and ADD your name into it. this is because when there is an accident claim the insurance is based on the owner of the bike.

[Frenz87]

the insurance documents were already done and activated one month ago...

and the LTA officer also says can ride..

 

 

ask the owner to get the insurance and ADD your name into it. this is because when there is an accident claim the insurance is based on the owner of the bike.

[2_wheeler]

the insurance documents were already done and activated one month ago...

and the LTA officer also says can ride..

 

when there is an accident claim, I wonder is LTA going to ask insurer to approve the claim?

 

Ask the LTA to give you in black and white saying it is ok.

 

Your insurance is NOT valid till the day the transfer is done.

[xyoshiki]

no legal issue on this

 

so long the person riding the bike has valid insurance and road tax. u're safe.

 

vehicle ownership dosen't matter.. unless the owner wanna sue that u use his plate to buy insurance and stole his bike to ride then that's another story..

 

if someone stole your bike or ride without ur permission don't need to file civil suit. Criminal offence.

[kurarensu]

ya, criminal offence.

 

 

but let's say someone has ur key, u r away on oversea.. then u didnt noe that someone has insurance for ur bike.. while u were away ur bike is being ridden and got up into alot of problems like speeding etc.. all letters will be mailed to you..

 

PS: that someone is someone u dont know at all..

[Demon]

ya, criminal offence.

 

 

but let's say someone has ur key, u r away on oversea.. then u didnt noe that someone has insurance for ur bike.. while u were away ur bike is being ridden and got up into alot of problems like speeding etc.. all letters will be mailed to you..

 

PS: that someone is someone u dont know at all..

 

Simple.

 

Just present your passport which is sufficient proof that you were not in Singapore at the time of the offences.

 

With computerisation, you can check who has bought insurance under this bike registration.

 

[the_scientist85]

your insurance is NOT valid unless the transfer of ownership is done.

 

this is because you need to have insurance BEFORE you can do the transfer of ownership.

 

if you are unable to do the transfer now and wish to rider that bike, what you can do is the ask the owner of the that bike to ADD you name into his/her bike so that you can ride it.

 

the owner of the bike can has ONE authorised rider in his/her policy...additional premium maybe needed.

 

u sure anot? dunno say dunno, dun anyhow. we wont penalise u if u say dunno but will flame if u say wrongly. neway i agree cos if wat say is true, den how abt the mechs authorised to ride bikes they are testing on? they onli got insurance covering them, but not the owner of the bike. n subriders are authorised riders, but they dun own bike. insurance still valid.

 

hmmm but i wonder if subrider rides without owner permission isit legal? same like u got a valid cl3 but ride a car without permission. got valid ins coverage but still illegal.

Edited February 7, 2009 by the_scientist85

[barefoot]

dont think its legal if subrider rides without owner permission

 

but i think* its legal to ride without ownership and a bike can have 2 different insurance under different name as well

[GuiNNeSS]

u sure anot? dunno say dunno, dun anyhow. we wont penalise u if u say dunno but will flame if u say wrongly. neway i agree cos if wat say is true, den how abt the mechs authorised to ride bikes they are testing on? they onli got insurance covering them, but not the owner of the bike. n subriders are authorised riders, but they dun own bike. insurance still valid.

 

hmmm but i wonder if subrider rides without owner permission isit legal? same like u got a valid cl3 but ride a car without permission. got valid ins coverage but still illegal.

 

If he don noe, then you are seriously underestimating him.

 

When was mechs authorised to ride bikes they are testing on? If their name is not in the bikes as sub riders, then its illegal.

 

Its just how people usually close one eye about it. But since you think that it happens, means its legit is kinda showing how much you don noe.

 

Bikes and cars rules are sometimes very different. A sub rider already has his/her name in the insurance. A driver does not.

 

For bikes, subriders riding the motorcycles without the owners consent is legal. Because prior consent is given.

 

For Cars, driving without the owners knowledge meant its illegal.

[GuiNNeSS]

dont think its legal if subrider rides without owner permission

 

but i think* its legal to ride without ownership and a bike can have 2 different insurance under different name as well

 

There is a time limit issue. LTA will only recognise one insurance for any bike.

 

If its a matter of transfer, there is a time limit for a new insurance to take effect after the transfer of ownership is successful. Failing to comply with the time limit, the new insurance will be considered void.

 

And that deciding party to decide that insurance is void, is the insurer, not the LTA.

[2_wheeler]

u sure anot? dunno say dunno, dun anyhow. we wont penalise u if u say dunno but will flame if u say wrongly. neway i agree cos if wat say is true, den how abt the mechs authorised to ride bikes they are testing on? they onli got insurance covering them, but not the owner of the bike. n subriders are authorised riders, but they dun own bike. insurance still valid.

 

hmmm but i wonder if subrider rides without owner permission isit legal? same like u got a valid cl3 but ride a car without permission. got valid ins coverage but still illegal.

 

I am glad you asked.

 

Mechanic has different type of insurance. It is called Motor Trade Insurance.

 

There are 2 different types of Motor Trade Insurance. One is by NAMED and the other is UNNAMED.

 

For NAMED type, only mechanic names that are in the policy so he/she can ride the bike. Sometime you will see that there are many mechanic in that workshop but only one or two will test ride your bike.

 

For UNMANED type, if you happened to see vehicle on the road with a blue number plate hanging on the vehicle, those are the UNNAMED type. They can hang this plate on any vehicle (same categories) with or without insurance on them.

 

As for subrider, ViciousKitty74, has answered.

Edited February 9, 2009 by 2_wheeler