SBF Silverwings / HOM Cafe 2012

[scoobydoo]

2010 Final Meetup

Date: 30/12/2010 (Thursday)

Place: The Rail Mall

Time: 7+pm onwards

7:00pm... dinner at E.A.T. or Ah Mei

7:30pm... TCSS at TCB Clubhouse

http://gothere.sg/maps#q:422%20rail%20mall

free parking next the the clubhouse but make sure no obstruction to pedestrians

 

All makes n models are welcomed

 

Ipoh trippers please bring your "photos" hor... its copying time

[Elton]

just went to ASP Toh Guan today to enquire abt SWT. Quoted $15500 OTR. Then ask me take how many years loan. When I say pay up, he says OTR dun include insuarance. WTF.

 

How much did you guys pay for your SWT?

 

Yo i got mine for $16150 all in 1st party with 0 NCD

[paithorn]

thanks for sharing the prices guys.... OTR means On The Road....how can be w/o insurance? i know bike production OTR is w/o IU, that's still ok to me. some shops like CKA quote OTR but with insurance cap.

[kmkoon]

Yo i got mine for $16150 all in 1st party with 0 NCD

 

yo.. I got mine for $15800 OTR wif insurance 2nd party..

at ASP Changi... but now Swing Out of Stock!!! so fast...

[kmkoon]

anyone know where to get this??

http://www.honda.co.jp/bike-customize/silverwing/handle.html

[scoobydoo]

to those who're still on 3rd party fire & theft (aka 2nd party) insurance, i would strongly recommend an upgrade to comprehensive (aka 1st party) insurance. all you need to do is to get a quote from existing insurer and if price is ok, top up the difference on a pro-rated basis.

e.g. my comprehensive insurance costs around $570+, 2nd party costs around 400

... additional $170+ is worth paying

 

why comprehensive?

when you buang or crash, self repairs could easily come to a few Ks but with comprehensive, only need to pay excess of $500

 

Just upgrade from 3rd Party Fire & Theft (aka 2nd Party) to 1st Party Comprehensive.

 

3rd Party F & T = $338 (with 20% NCD) *$422 without NCD

1st Party = $586 (with 20% NCD) *$732 without NCD

I topped up the difference.

 

Excess is $500.

Bike Lost excess is $1000.

Additional loading in premium after claim is for 1 year only.

Loading will be according to claim, i.e. more than $4k = 1.75x, otherwise should be about 1.5x.

 

Therefore if claim (calculation for illustration purpose only):

 

$2000:

Premium for next renew = 1.5x $732 = $1098

Plus excess $500

Total money spent = $1598 - $586 = $1012

Total saved = $2000-$1012 = $988.

 

$3000 claim = save $1988

$4000 claim = save $2988

 

$4001 claim = save $2806 *loading 1.75x

$5000 claim = save $3805

$6000 claim = save $4805

[scoobydoo]

more photos of Ipoh...

 

Ipoh from inside... Gua Tempurong

http://i692.photobucket.com/albums/vv287/josephsbs/Ipoh%2024%20to%2027%20Dec%202010/Ipoh053.jpg?t=1293546328

 

Ipoh from outside... hill top of Perak Cave Temple

http://i692.photobucket.com/albums/vv287/josephsbs/Ipoh%2024%20to%2027%20Dec%202010/Ipoh158p.jpg?t=1293546369

[Elton]

Adding to scooby's advice on 1st party, i totally agree with what he says.

Furthermore Swing parts dun come cheap.

[Elton]

Adding to scooby's advice on 1st party, i totally agree with what he says.

Furthermore Swing parts dun come cheap.

[TitanicLexus]

to those who're still on 3rd party fire & theft (aka 2nd party) insurance, i would strongly recommend an upgrade to comprehensive (aka 1st party) insurance. all you need to do is to get a quote from existing insurer and if price is ok, top up the difference on a pro-rated basis.

e.g. my comprehensive insurance costs around $570+, 2nd party costs around 400

... additional $170+ is worth paying

 

why comprehensive?

when you buang or crash, self repairs could easily come to a few Ks but with comprehensive, only need to pay excess of $500

 

Not so understand leh? comprehensive(1st party) and pay excess of $500?? new bike more worth or applicable to old SW too? Let say if bike buang or crash (touch wood), total repair costs abt $1k, so max you need to pay is only $500? is tat mean? Then the next premium renewal will be $exsiting premium x 1.5 (below 4k), am I right?

[TitanicLexus]

deleted double post....

Edited December 29, 2010 by TitanicLexus

[firenace]

thanks for sharing the prices guys.... OTR means On The Road....how can be w/o insurance? i know bike production OTR is w/o IU, that's still ok to me. some shops like CKA quote OTR but with insurance cap.

bro, dun angry la. if every1 follows rules & regulations, there wun be crimes everywhere le.

to calm u down, tell me which salesman there tell u dis de. i go "niao" him.

[firenace]

bought a pair of H7 HIR from limbat last week and fitted one on my high beam, letting go the other at cost $33 (after discount)... anyone interested?

 

it is much brighter than halogen but lose to HID (of course laa), LTA friendly 4300k+ yellowish color

http://www.limbat.com.sg/others_images/lights/hir-h7.jpg

 

wanna see? join us at the final meetup of 2010 at TCB clubhouse this Thursday, 30 Dec 2010.

item still available? if have, i take.

[firenace]

to those who're still on 3rd party fire & theft (aka 2nd party) insurance, i would strongly recommend an upgrade to comprehensive (aka 1st party) insurance. all you need to do is to get a quote from existing insurer and if price is ok, top up the difference on a pro-rated basis.

e.g. my comprehensive insurance costs around $570+, 2nd party costs around 400

... additional $170+ is worth paying

 

why comprehensive?

when you buang or crash, self repairs could easily come to a few Ks but with comprehensive, only need to pay excess of $500

 

Adding to scooby's advice on 1st party, i totally agree with what he says.

Furthermore Swing parts dun come cheap.

i dam kiasu & kiasi 1. i sure go for comprehensive (including west msia) for my sw, especially those vehicles i'm using for travelling in msia too. for my spark, i only get 2nd party, partly due to my wife added as the named rider is quite ex for me...

[scoobydoo]

my comprehensive covers me in Singapore, West Malaysia and 50 miles (abt 80km) into Thailand from the border.

 

it is always advisable to buy Thai 3rd party insurance when touring there, just in case. suay suay a kid or someone run "across" the road when we're passing by, then jialat liow.

 

some $$ can be saved, some $$ cannot be saved

[scoobydoo]

item still available? if have, i take.

ok, i bring tomolo

[firenace]

my comprehensive covers me in Singapore, West Malaysia and 50 miles (abt 80km) into Thailand from the border.

 

it is always advisable to buy Thai 3rd party insurance when touring there, just in case. suay suay a kid or someone run "across" the road when we're passing by, then jialat liow.

 

some $$ can be saved, some $$ cannot be saved

true true. anyway i only intend to add on to my insurance policy after i got plan to go till thailand.

for now, the max distance i go is till genting highland nia.

 

ok, i bring tomolo

kk, thx.

[paithorn]

bro, dun angry la. if every1 follows rules & regulations, there wun be crimes everywhere le.

to calm u down, tell me which salesman there tell u dis de. i go "niao" him.

 

haha.... i already give him LC face there liao....he is the other salesman beside Yee Huat... wah lau, I also bought few new bikes from ASP before lei.... treat me like that...somemore i am not time waster... straight to the point one...

[paithorn]

i opposite, always buy 3rd party

 

i have realised that F&T and comprehensive not much diff too...

[scoobydoo]

insurance is like that lor... if swee swee heng heng, minimal coverage is ok liow.

but if suay suay kenna a big few $Ks repair bill, then too late to curse-n-sweat why didn't pay that additional $200 per year to enjoy the $500 self claim excess liow.

 

there's a funny but meaningful phrase said in the movie Alien vs. Predator...

its like having a condom, better to have it and not need it than to need it and not have it.

 

[firenace]

haha.... i already give him LC face there liao....he is the other salesman beside Yee Huat... wah lau, I also bought few new bikes from ASP before lei.... treat me like that...somemore i am not time waster... straight to the point one...

ah... i know who liao...

he ok de la. juz dat sometimes he explain things in quite a brief way nia. juz chill out & relax. cool bro ^_^

[Fusionjaz]

Any plans for special makan or riding trip tomorrow...?

[scoobydoo]

hey paithorn

 

if you intend to make full payment, why not check out bike production. think their prices may still be among the cheapest after adding in the "this-n-thats". only need to see ah chwee's face 2 or 3 times cos no installments mah:

1st: to negotiate deal and downpayment

2nd: full payment & collect bike

3rd: collect insurance (or ask them to mail)

[paithorn]

thanks scooby.....considering ... anyway no hurry as i need to register bike only by march 11

 

firenace, that $^$&^ knows me lah... i delivered my last bike from him (sparks)

[FJRider]

Hi guys, thinking of switching back to a Swing. How much is the 400 OTR ? Is there a 600 here ? Thanks for input.