Insurance NCB

[silver09]

Hi would like to ask....

 

I owned a bike first time for the past year. Now its time to renew insurance.

 

The motor shop send me a notice say your insurance is expiring...and you are now entitled to 0% NCB.

 

How come 0%. I thought NCB every year if you do not claim it will increase...?

 

TIA.

[dragonforce]

hi

you got to check with the insurance company if any1 claim against you.. probably some1 did, or motorshop trying to pull a fast one on you and pocket your ncd..

[redname]

Hi would like to ask....

 

I owned a bike first time for the past year. Now its time to renew insurance.

 

The motor shop send me a notice say your insurance is expiring...and you are now entitled to 0% NCB.

 

How come 0%. I thought NCB every year if you do not claim it will increase...?

 

TIA.

 

check with the insurance company abt this

[KeN-]

yar its better to check insurance company.. safe

[arsonist]

is ur bike under hire purchase still? if no, better just go to the various insurance company and inquire how much is the insurance and deal with them directly. if leave bike shop to do they will normally overcharge u and pocket the difference.

 

if still under hire purchase, sometimes the insurance company dun let u deal with them (cos mebe they in cahoots with the bike shops who give them business). only way to go round this (as far as i know) is to buy insurance from ntuc income. buy with ntuc income then just say to bike shop that u renew ur own insurance already. dun care if they kpkb.

 

anw insurance for s4 i not sure which company is the cheapest. for me 3rd party is 333 only ntuc income one. im 25 and abt 3 year 2A experience.

[silver09]

is ur bike under hire purchase still? if no, better just go to the various insurance company and inquire how much is the insurance and deal with them directly. if leave bike shop to do they will normally overcharge u and pocket the difference.

 

if still under hire purchase, sometimes the insurance company dun let u deal with them (cos mebe they in cahoots with the bike shops who give them business). only way to go round this (as far as i know) is to buy insurance from ntuc income. buy with ntuc income then just say to bike shop that u renew ur own insurance already. dun care if they kpkb.

 

anw insurance for s4 i not sure which company is the cheapest. for me 3rd party is 333 only ntuc income one. im 25 and abt 3 year 2A experience.

 

 

Yes my ike still under hire purchase. Whats the theory behind only can go back to shop for insurance.???

[bryan_LaZY]

there shld be a hotline for ur existing insurance co.

renew personally.... dun trust bikeshop. Some will put in extra admin charges....

[rayhunter]

experienced that when you called the insurance company of your existing policy with the bikeshop,they will ask you to refer back to the bikeshop and tell you that they have given the quote to the your bikeshop..

try calling other insurance company to try ya..

[arsonist]

i think bike shops mite have struck a deal with some insurance company so tt if the bike is under their hire purchase they will go to these selected insurance companies to renew. anw just compare with ntuc offer la. if ntuc cheaper just go and renew with ntuc.

[rayhunter]

ntuc is never of any lower premium to me...