buying bike no guarantor

[airec02]

Hi sbf bros,

 

anyone can suggest me if i dun have guarantor how would i buy a bike. issit still possible. i'm msian working here only. but i didnt stay in.

[Kaustic]

Hi sbf bros,

 

anyone can suggest me if i dun have guarantor how would i buy a bike. issit still possible. i'm msian working here only. but i didnt stay in.

 

Pay full cash lor. People do it all the time.

Got moolah can already, even MV Agusta also can buy.

[wait4me]

got the money then no need guarantor wan

[airec02]

walaooo.. full cash.. i only got dp money.. any other option than full cash?

 

if r6 cash i dunno when can i buy..haha..

[wait4me]

got ,

 

u add me as main rider , then u every month pay installment plus down payment

[Isopropyl]

Hi sbf bros,

 

anyone can suggest me if i dun have guarantor how would i buy a bike. issit still possible. i'm msian working here only. but i didnt stay in.

 

are you a PR?

[airec02]

are you a PR?

 

nope. only got EP as working pass.

[airec02]

got ,

 

u add me as main rider , then u every month pay installment plus down payment

 

err.. i dun quite understand bro.. main rider is the one who do the loan issit?

[Isopropyl]

nope. only got EP as working pass.

 

if you are not PR, why don't you ride a malaysia register bike instead of buying one here?

[IvikaRazI]

if you are not PR, why don't you ride a malaysia register bike instead of buying one here?

 

True true....Must understand from the shop point of view also. If you default payment how? No guarantor worst the shop cannot claim the outstanding from anyone.

 

I do understand his predicament also. Class 2 bikes are expensive there. You must also know that if you buy a bike here, you need to come back to Singapore yearly to do vehicle inspections + renewal of road tax + renewal of insurance. Else gahmen will come after you. Not to mention illegal mods not approved from gahmen will also kena saman. Also a hassle if you don't stay in Singapore most of the time.

 

My view hahhaa.

[airec02]

True true....Must understand from the shop point of view also. If you default payment how? No guarantor worst the shop cannot claim the outstanding from anyone.

 

I do understand his predicament also. Class 2 bikes are expensive there. You must also know that if you buy a bike here, you need to come back to Singapore yearly to do vehicle inspections + renewal of road tax + renewal of insurance. Else gahmen will come after you. Not to mention illegal mods not approved from gahmen will also kena saman. Also a hassle if you don't stay in Singapore most of the time.

 

My view hahhaa.

 

yup. the price is twice there. r1 is almost rm 100k.

 

alr prepare the consequences or hassle riding sg bike. inspection yearly not really a prob. rdtax insurans also need to new yearly.

[WanFazer]

err.. i dun quite understand bro.. main rider is the one who do the loan issit?

 

Dun mind him bro, he's juz being a tuuuuuttttt...

[WanFazer]

yup. the price is twice there. r1 is almost rm 100k.

 

alr prepare the consequences or hassle riding sg bike. inspection yearly not really a prob. rdtax insurans also need to new yearly.

 

In dat case, u got no choice bro, save up then buy bike cash.. Meantime get small bike for transport..

[airec02]

thanks.. haha.. i'm thinking if i buy from HLC do they ask for guarantor? if cannot then i might be loan from bank pay cash then monthly pay bank loh.. but dunno the interest high or not..

[WanFazer]

Sure got guarantor bro... Take loan n buy cash, dats e only option

[SiewMai]

Save money lor

[Fried Rice]

buy motorcycle always need guarantor? any cases where they don't need guarantor?

[IvikaRazI]

buy motorcycle always need guarantor? any cases where they don't need guarantor?

 

I bought mine without any guarantor......maybe becoz the amount is not a lot and maybe also I am a loyal customer hahah

[WanFazer]

If u can buy a bike costing above $30K without guarantor, that's a miracle hehe.. But then its still possible i tink if u down 70% of e bike

[wait4me]

i know a case

total cost 34 k

 

salary a month 14k

 

down the bike 30k

loan one year the balance