Insurance now follow younger age?

[Guest NPNT]

Pie-say.. i not in touch abt this ah.

 

Now NTUC oso follow younger age ah? or follow main rider one?

 

and also, if for example, my father no 2B, can put his name as main rider for insurance of a Class 2 bike? his name is owner of the bike la of course.

 

pie-say2, pls help. lost touch ah.

[apitBIOL]

follow sub rider if subrider younger.

[dumbnut]

They will quote you the premium of the youngest named rider. If i be not mistaken, it applies to all insurance coys. :x

[Guest NPNT]

alamak. i tot the old loophole still exist.

[SGGH]

Bike Owner must be the Riders' Insurance Main Rider.

 

No Liciense, no Insurance.

 

Takes the youngest as reference.

[Guest NPNT]

thank u once again boss.

[evilboi]

i last time is owner of bike but is sub rider leh..... now cannot like tat liao?

[Roger_X11]

Pie-say.. i not in touch abt this ah.

 

Now NTUC oso follow younger age ah? or follow main rider one?

 

and also, if for example, my father no 2B, can put his name as main rider for insurance of a Class 2 bike? his name is owner of the bike la of course.

 

pie-say2, pls help. lost touch ah.

 

now follow youngest rider.. plus other factors as well..

 

anyway, ur father dont have either of the bike's (as in 2B, 2A or 2) license? no license, he cannot own any bike at all.. so u cannot buy a bike or the insurance under his name..

[Guest NPNT]

pie-say once again. i mean my dad no Class 2 licence, but got 2B. haha.

[apitBIOL]

got 2b how he wan 2 be main rider of class 2 bike??

[WildCard]

now follow youngest rider.. plus other factors as well..

 

anyway, ur father dont have either of the bike's (as in 2B, 2A or 2) license? no license, he cannot own any bike at all.. so u cannot buy a bike or the insurance under his name..

 

Wrong.

His dad can still buy and own a Class 2 bike even without a Class 2 licence.

But he has to declare that, while he owns the bike, he cannot ride it and only the subrider can.

I did enquire about this before.

Its still allowed.

 

But no point nowadays as they will still do premium loading on the youngest / least experience rider.

 

Pie-say.. i not in touch abt this ah.

 

Now NTUC oso follow younger age ah? or follow main rider one?

 

and also, if for example, my father no 2B, can put his name as main rider for insurance of a Class 2 bike? his name is owner of the bike la of course.

 

pie-say2, pls help. lost touch ah.

 

newbie, would suggest you still get your own insurance and bite down the initial high premium.

On the long run, would be less complicated and be better off as you will get the NCD under your own name.

But, one question, hor.

For a guy who laughed at me for paying my insurance premium by installment, how come you wanna use ur dad's name as the insurer? Paying your own insurance under your name a bit too high?

[prego08220]

Ya.. My friend's father also no lic.. But he's the owner of a 2A bike but my friend is riding.. Insuance is still on the youngest rider..

[Ev0xiaoboy]

got money can do everything wad.. no licence? go learn lor..

[Guest limpeiwah]

premium based on the younger rider

[eement]

ya they quote on the youngest one

[Guest NPNT]

On the long run, would be less complicated and be better off as you will get the NCD under your own name.

But, one question, hor.

For a guy who laughed at me for paying my insurance premium by installment, how come you wanna use ur dad's name as the insurer? Paying your own insurance under your name a bit too high?

eh but... i already hv 20% NCD.. is it possible to get 20% + 5% thru direct dealing?

 

anyway, my insurance after 20% is $1448 last i check, so i tot if can use dad's cheaper lor. im still for full payment of insurance at one go.

[WildCard]

eh but... i already hv 20% NCD.. is it possible to get 20% + 5% thru direct dealing?

 

anyway, my insurance after 20% is $1448 last i check, so i tot if can use dad's cheaper lor. im still for full payment of insurance at one go.

 

5% for?

The loyalty discount thing?

 

Neways. it comes down to the same thing.

For a guy who scoffs at others who prefer to take a no-loss option to pay their insurance, you wanna scrimp (read: save) as much as you can off your insurance by using your dad's name.

But in the end, both outcomes are the same.

You lose nothing by asking your dad as the primary insured (though not in the long run).

We lose nothing by paying 0% interest installments for only 6 months.

I could have settled at one go also. Mine with 20% is only $551 for a 600cc bike. But, unforseen circumstances resulted in me diverting those funds elsewhere. So I took up this option.

Lose nothing, gain more wisdom.

 

How about at this point somebody (fortunately not me) were to come here and post to you "If no $$$ to buy your own insurance, dun ride lah!"?

What would go through your mind?

[Guest NPNT]

sour ah u? type so long. u know i too lazy to read dis kinda post.

 

im fine if ppl say that. no worries. be it mine or dad's name, both amount i can pay one shot. juz wanna find better options if there are. i wanna save if can of course. and not burden myself with a super-long 6yrs bike loan n oso 6mths loan of insurance.

 

but if u like to take long loans and insurance oso loan, good la.

 

anyway dat Everbright shop has alot of shoppers. i've oredi enquired and their way of making business is "superb".

[GuiNNeSS]

roti prata damn fast man degree holders whahahhaha

[Guest NPNT]

hi Mr ITE-but-pay-equal-or-more-than-degree-holders.

 

glad to c u here.

[EJ]

hi Mr ITE-but-pay-equal-or-more-than-degree-holders.

 

glad to c u here.

 

whats his secret? haha

 

anyway, yup i still remember those times when the insurance follows the owner. my classmate rode a VTR SP-1 but his insurance premium was only $124 for TPFT. that was years back. now no more dude. i think they discovered the loop hole.

 

or they suddenly realised the hike in old man buying big cows and having their sons as sub riders.

[GoSlow]

roti prata damn fast man degree holders whahahhaha

 

u got soemthing with degree holders? im sure u wan your children go into uni also rite? haha

 

sour grapes, a real sour one.

[GoSlow]

whats his secret? haha

 

anyway, yup i still remember those times when the insurance follows the owner. my classmate rode a VTR SP-1 but his insurance premium was only $124 for TPFT. that was years back. now no more dude. i think they discovered the loop hole.

 

or they suddenly realised the hike in old man buying big cows and having their sons as sub riders.

 

he ever mentioned in a thread b4 that he was from ITE. yet his pay was comparable to degree holders. he is getting $2k +

 

seems like he doesnt know how much take home pay degree holders are getting

[Guest NPNT]

whats his secret? haha

dat, u gotta probe him bro. or check his msg history. i forgot which thread ah.

[GuiNNeSS]

u got soemthing with degree holders? im sure u wan your children go into uni also rite? haha

 

sour grapes, a real sour one.

 

i got nothing with degree holders ....but degree holders who discriminate on those w/o it , but yet whining away tat they cant find jobs , why pay so low etc etc ...go ard flaunting their degree certs ...u know elitism?? something like tat ...sorry if i misled u into thinking so...neway...its OT ...back to topic .. didn't google search tell u that now its pegged to the younger age ?