Jurong Junior College

[marzocchi]

anyone keen to polish bike together on a sat afternoon or sunday morning?

[Lightning]

Originally posted by marzocchi@February 20, 2007 12:08 pm

anyone keen to polish bike together on a sat afternoon or sunday morning?

i'm ok with sunday morning but muz be real early...

 

maybe abt 7am...

 

not joking...

[Lightning]

okok nvm... i wash my bike on sat nite first...

sunday morning maybe can abt 8am polish bike...

i confirm again... if i have no grooming then i can later abit...

y not make it an outing?

hahahaha...

[marzocchi]

sat nite since u washing bike..can wash together...after that polish lor..until midnight i also dun mind....no gf....nothing to do

 

anyway this weekend canot...got 3 tests next week..must study...next weekend can? meet sat nite...can polish ur place..or my place or whoever's place

 

But the person must provide pails/soap/cloths/sponges to wash bike la...haha..autosol/wax etc ownself bring lor.

[j1605198987]

lol... i nv polish my bike before... only wash only... damn lazy now oso... everyday at home kiao ka only... haha

[marzocchi]

wah fortunate boy leh..i must work to survive myself everytime during holidays. zzzz

[j1605198987]

i rather have a job... damn sianz leh everyday at home.. haha. cant find any jobs..

[marzocchi]

sure can one la...must be persistant in finding....i worked every single holidays since sec 2...no choice cos my mom will not give me money to buy things that i wana own...but it's good cos of all the years of experience i made and friends and weird ppl you encounter

 

my first job : Macdonalds' ! freaking $2.50 per hour, then pay rise until $2.80...that time still have to deduct CPF...then in the end only earn $400 a month, which is more than enough for a sec 2 boy that time.

 

since u zuo bo...can go work as canadian pizza..it's one of the more fun job i had. CCK branch that time $4.50 an hour, $0.50 per docket..low pay....no CPF...but the good thing is the timing very flexible, you submit your own schedule and the boss will plan accordingly. The most dockets i ever sent in a day was about 45-50...can see chio bu when u send pizza also..haha...and there was once an ang mo wearing bikini at home to receive the pizza...haha...the best thing is time pass damn fast when it gets busy...one trip usually takes at least 20-30mins to go and come back to shop...if u send 2-3 orders togther, you probably will be back 1hr if u take your time. But quite dangerous la....cos the vespa brakes CMI, i almost langgar car backside many times...haha...now they using the yamaha YBR, should be safer now. i ever though of going back to work..cos that time cant find tuition assignment and i need to save money for May trip..heng i found tuition eventually...good money man

[j1605198987]

haha... canadian pizza still hiring? temp? coz now i can work like 1 month + only.. alot of jobs see i can work for 1 month+ only... den dun wanna hire leh... sian.

[marzocchi]

canadian pizza on off one....dun worry...u can dun work when u dun feel like it...that's y good

 

aiya tell lies la..who's gonna know u working 1month only? hehehe

[alpha82]

Originally posted by marzocchi@February 18, 2007 09:11 am

yeah...i'm wondering also...someone (probably alex) must have hacked his account. so RA, pollute my mind.

[Alvin.Y]

Originally posted by alpha82@February 22, 2007 10:52 pm

your reputation precedes you

 

how, any souvenirs?

[Lightning]

chie hui ==> i this weekend oso cannot leh..

sunday morning need to go help my fren in the national vertical marathon...

next sat onz lor...

 

jason ==> dun bother find job lah... juz slack at home until u go army... next time u wanna slack oso cannot liao... everyday pray longer admin time... pray rain... pray got some dumb buggers infiltrate tekong again... work in army lagi 'best'... recruit earn $0.50 per hour... but at least free meals n lodging...

[yongtong]

wa.. dont need to work la. cny can earn pocket money.

 

btw happy new year to all!!

[j1605198987]

haha.. but at home nothing to do leh..

 

wow... tis weekend got motard gathering izzit? saw 3 drz and 1 husky below my house... all carrying big bag... motards...

[Alvin.Y]

if you have the foresight, which most people at your age do not have

(including me, but nobody gave me the following advice leh)

 

Start a savings plan

 

 

sometimes I wonder how much I would have in my bank account if I had not spurge my combat bonus.

[marzocchi]

Originally posted by iceddd@February 23, 2007 11:07 pm

haha.. but at home nothing to do leh..

 

wow... tis weekend got motard gathering izzit? saw 3 drz and 1 husky below my house... all carrying big bag... motards...

yes...this weekend got track day at sepang go-kart track for motards...i'm too poor to join..ZZz

[j1605198987]

lol.. so fun... i oso wan a motard when i get my 2A

[j1605198987]

Originally posted by Alvin.Y@February 23, 2007 11:23 pm

if you have the foresight, which most people at your age do not have

(including me, but nobody gave me the following advice leh)

 

Start a savings plan

 

 

sometimes I wonder how much I would have in my bank account if I had not spurge my combat bonus.

wad saving plans is that? lol

[yongtong]

u going to sign on liao ma. by then then can start saving.

ya loh.. army is the best time to save money. 1 month only get to spend 4 times.

 

no income hard to save. only decrease at decreasing rate is good enough.

[Alvin.Y]

Icedd, you want to sign on ah??

Must consider carefully

 

Now the SAF or any govt agency is no longer an Iron Rice Bowl concept, there is no guaranteed renewal of contract.

Many regulars who returned to the corporate and commerical working world find themselves having a harder time to adjust

____________________________________________________________________

 

Regarding the savings part

 

Imagine if I had save my $100 of my combat bonus.

1 mth: $100

1 year: $1200

5 years of savings: $6000

Assuming a modest growth of 5% returns.

5 Years returns: $6962

 

 

If not because I want to go touring, I wouldn't have bought a Super4 last time. Then maybe now can downpayment Car liao, haha.

[marzocchi]

i always ask myself, with that amount of money, would it be a smart move to buy a car? and tie myself down with months and months of installments that never seem to finish?

 

Honestly, i would rather seek better ways of spending that money to earn more money.

 

I always rate car as luxuary, not necessity. Of cos, bike is not necessity also compared to public transport. But i'm riding more for passion rather than transport, if not i would have gotten something like RXK instead. Buying car, in my honest opinion, is a waste of money unless you are sitting comfortably on a huge fat stable income. Stuck in jams every single morning and evening, pay season parking at workplace and home, pay installments/insurance/road tax/petrol/erp/fines through my nose every month is certainly not what i want.

 

I can bet that there are plenty of people who buy car simply to SHOW that they can afford it.

 

I remember reading somewhere that the expenditure of a car should not exceed 30% of your monthly pay. Assuming you earn $3000 after CPF deduction, what car can you get with $900 INCLUDING yearly road tax and insurance?

[j1605198987]

sign on? no la... haven thought of that yet... can get into ocs then maybe will consider..

 

going by ur saving plans... if im in ns.. only can save for 2 years ma, studying that time... i tink its hard to save 100 a month without any jobs..

 

cars... i guess its more of a luxury for singles... we juz nid a bike to move around... but when u have a family in the future... with children.. i guess a car would be more practical.. imagine whole family going out.. taking bus/mrt... kinda troublesome... even more so when u have toddlers in the family.. lol.... juz wad i tink abt owning a car... so i guess i will be riding till i get married or something.. haha

[marzocchi]

Originally posted by j@February 24, 2007 12:48 pm

sign on? no la... haven thought of that yet... can get into ocs then maybe will consider..

 

going by ur saving plans... if im in ns.. only can save for 2 years ma, studying that time... i tink its hard to save 100 a month without any jobs..

 

cars... i guess its more of a luxury for singles... we juz nid a bike to move around... but when u have a family in the future... with children.. i guess a car would be more practical.. imagine whole family going out.. taking bus/mrt... kinda troublesome... even more so when u have toddlers in the family.. lol.... juz wad i tink abt owning a car... so i guess i will be riding till i get married or something.. haha

That's what i plan too, i will only eventually buy a car if i have a family and i have a fat pay cheque. Even then, i will not stop riding.

 

Wah you will be amazed by how much i saved in army, that time my allowance is $550 a month, i only need to pay for petrol and maintenance every month, plus occasional dinners/meet up with frens during weekend, i'm saving about $300 a month.

 

But all that i saved goes back to bike for wear and tear parts..Zzzz...back to square one.

[j1605198987]

wah... 200+ enuff for dinners and maintainence...haha

 

wow i like my new nick :lol: