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Guest limpeiwah
Posted

2nd link the distance and the toll ($2) reduces the cost savings i do go second link but only to whack the bike.

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Posted
dun support JB.. support local.. but once again, dun let goverment earn from tax so much

 

When you come up with White Paper to achieve your thesis on that, then you tell me ok?

 

 

For now, I let M'sian Gov subsidize JB fuel for me.

http://img.photobucket.com/albums/v161/DeusXMachina/Lean2a.jpg
Posted
JB price up too? :giddy:

 

the last 1 i saw which is afew days back is 1.920/L

21Feb07 --- 2B License

28Feb07 - 18Aug07 --- Y125Z

18Aug07 - ??? --- Kawasaki KRR

http://aycu03.webshots.com/image/20442/2005528091600672451_rs.jpg

Posted

their V-Power oso $2+ but is $2+RM ........

 

i think maybe SGP gov plan very long le ..... make COE cheap cheap so any tom and **** can buy car , then now petrol price go up all of us LL if no money 1 go malaysia for petrol , kanna fine if go in with less then 3/4 tank . . . . :dozed:

Posted

that one long time ago all driver know liao.

 

from the time they drop car's roadtax, ppl knew le.. haha.

 

road tax drop, but erp n petrol will earn back.

 

pap plan much much more ahead..

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero
Posted

so wicked of them...

 

well, this is reality man..

 

even got those $0 driveway...

 

dun do all these just for face..

 

end of the day, these ppl Tei their own balls..

 

talking about the 10 year loan..is a nono..

 

if able to meet the 5-7 yr requirments would be great..

 

i would rather choose a house than compared to Car..

 

worse come to worse, take public transport..

 

House is a neccessity, whereby Car is definetely a liablity to many.

5 Oct 2005 - Jun 2007(SP) FS6059X

18 Jun 2007 - 26 Nov 2007 -> CBR400, L model problematic FJ532*S

 

26 Nov 2007 - 12 Nov 2011 -> TA200, FV2X2G

12 Nov 2011 - 12 Nov 2012 -> SYM GTS200, FZ99*0D

 

29 Nov 2012 - 13 July 2015 -> KIA Rio HB 1.4M, SFY*

13 Jul 2015 - 28 Apr 2018 -> Kia Cerato V2 SKT*

 

28 Apr 2018 till current -> Hyundai Elentra S_trim SLZ*

Posted
so wicked of them...

 

well, this is reality man..

 

even got those $0 driveway...

 

dun do all these just for face..

 

end of the day, these ppl Tei their own balls..

 

talking about the 10 year loan..is a nono..

 

if able to meet the 5-7 yr requirments would be great..

 

i would rather choose a house than compared to Car..

 

worse come to worse, take public transport..

 

House is a neccessity, whereby Car is definetely a liablity to many.

 

not so much ppl as rich as u to loan 7 yrs which montly higher ma.. haha

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero
Posted
not so much ppl as rich as u to loan 7 yrs which montly higher ma.. haha

 

actually if u c ah.. 10yr loan reli damn bo hua lei.. the tik wif 10yr loan is ah.. wen u trade in the car.. u get nth.. sell u oso get nth... 5-7yr loan u get the money back.. (the money u pay mthly n dwnpayment..)

 

tis is wad many ppl duno.. 10yr loan really cheap.. but in the end u get nth n tts wad ppl say get car veri cheap.. tts the reason..

 

ppl who get 10yr loan or wad dont flame me.. i juz sayin opinions.. :sweat: :sweat:

21Feb07 --- 2B License

28Feb07 - 18Aug07 --- Y125Z

18Aug07 - ??? --- Kawasaki KRR

http://aycu03.webshots.com/image/20442/2005528091600672451_rs.jpg

Posted

u r correct. no need scare ppl flame u. scare for wat ?

 

for mi i full cash.. wat for loan n let ppl earn ur interest ?

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero
Posted
u r correct. no need scare ppl flame u. scare for wat ?

 

for mi i full cash.. wat for loan n let ppl earn ur interest ?

 

haha... :cheeky: :cheeky:

 

im sure sm ppl might feel that taking a car is a pride (mozly teenagers/ young adults) so even got 10yr loan its oso ok...

 

i got sm frens lidad.. infact many.. :cheeky:

21Feb07 --- 2B License

28Feb07 - 18Aug07 --- Y125Z

18Aug07 - ??? --- Kawasaki KRR

http://aycu03.webshots.com/image/20442/2005528091600672451_rs.jpg

Posted

many new car buyer took up 10 yr loan.

 

2nd hand car, 90% wan full loan, 5% wan over loan, 1% full cash, 4% with downpayment.

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero
Posted
many new car buyer took up 10 yr loan.

 

2nd hand car, 90% wan full loan, 5% wan over loan, 1% full cash, 4% with downpayment.

 

hmm... wads over loan?? lol

21Feb07 --- 2B License

28Feb07 - 18Aug07 --- Y125Z

18Aug07 - ??? --- Kawasaki KRR

http://aycu03.webshots.com/image/20442/2005528091600672451_rs.jpg

Posted
meaning this car ppl selling at 68k, u wan loan 70k. overloan 2k

 

same meaning as overtrade? :confused:

 

tat y i dun think i will let go of my kangoo

 

although abit slow but compare to petrol prices going up.. i dun mind at all :cheeky: :cheeky:

http://img89.imageshack.us/img89/4534/scootlogo1oo7.th.jpghttp://i157.photobucket.com/albums/t50/who_noe/Untitled-Stitched-151.jpg

SSOG(SBF Scooter Owner Group)since june 2003

Posted

no thats not really overtrade. overtrade is overtrade, overloan is overloan. different..

 

ya la nowadays buy car easy, hard to support.. petrol ex.. jia lat..

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero
Posted
no thats not really overtrade. overtrade is overtrade, overloan is overloan. different..

 

ya la nowadays buy car easy, hard to support.. petrol ex.. jia lat..

 

so the extra 2k do wad? shoppin shoppin ah? lols

21Feb07 --- 2B License

28Feb07 - 18Aug07 --- Y125Z

18Aug07 - ??? --- Kawasaki KRR

http://aycu03.webshots.com/image/20442/2005528091600672451_rs.jpg

Posted
no thats not really overtrade. overtrade is overtrade, overloan is overloan. different..

 

ya la nowadays buy car easy, hard to support.. petrol ex.. jia lat..

 

is over loan another word for cashback? :sian:

Posted
;3611608']so the extra 2k do wad? shoppin shoppin ah? lols

 

this is a very interesting/complicated question. there are many reason for them to overloan this amount.

 

1) keep the money in their pocket. u noe la..singaporean gia su la.. loan the money n put in their pocket, rather than no money on hand

2) used it to top up their old car?

3) overloan the amount to pay their insurance n 1st installment?

 

many many more lj reason driver would think of to overloan this 2k. mi not included so i duno. haha. :p

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero
Posted
is over loan another word for cashback? :sian:

 

no bro, overloan is overloan, cashrebate/cashback is cashrebate/cashback. different.. :angel:

 

basically, lets say u onli need 1k - 2k top top ur used car, n u dunwan take out ani cash. so owner will buy a new car, n overloan 2k from new car to top up their used car at interest rate 2.5%-2.8%. compare to if take up cash rebate, the interest rate will be 3.5% - 4%.. bo hua ma

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero

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