Who is responsible for your handphone bills after you pass away

[matrix20xx]

Hey, anyone got any idea what happen to your outstanding hp bills after you RIP? Is it your NOK have to settle for you?

[d0n]

hm..interesting question. would like to c how other bros would respond.

 

contract frustrated?

[Snoek]

Hey, anyone got any idea what happen to your outstanding hp bills after you RIP? Is it your NOK have to settle for you?

 

Hmm. I guess NOK wil have to settle that particular motnh of the bill and the company wil terminate the line if NOK does not want it. Compassionate reasons ma.

[kinwei]

For me, as long there is no guarantor, I think the telco got to suck thumb. Unless it is written in the contract where NOK is responsible. Maybe can check the contract detail?

[luvhurts]

HP bills is based on personal contract, thus if the person pass away. It should not roll over to NOK based on compassionate reasons, unless the line is required to remain as active.

 

example, HP bill -> person pass away -> no one use -> Line terminated -> case closed

 

House loan-> person pass away -> still got people staying -> Loan continued by another person -> case closed

 

House loan-> person pass away -> no people staying -> bank take back house -> resale to recover loss -> case closed

 

House loan-> person pass away -> still got people staying -> no one wan to pay ->bank give warning -> house sealed up -> court case and etc..

[rezz_shaz]

should be handle by deceased estate administrator, could be son, wife etc....

[Sn0w_MaN]

i have an actual case before, like wat snoek say your family member will settle ur current month bill then even under the line is under contact will still have to compansate, if you write in usually will waive la. All death cert and etc must be prepare.

 

Well do u all know when someone rip there are more job to do then giving birth. If you do not draft a will there will be more job to do for your family member.

[Snoek]

i have an actual case before, like wat snoek say your family member will settle ur current month bill then even under the line is under contact will still have to compansate, if you write in usually will waive la. All death cert and etc must be prepare.

 

Well do u all know when someone rip there are more job to do then giving birth. If you do not draft a will there will be more job to do for your family member.

 

Ya. Agree. Quite a hassle actually. Ride safe guys

[abbey.smith]

i also know of a case but not for hp.

 

maxonline under father's name

father passed away

outstanding no one pay

maxonline terminated with reasons subscriber passed away

2 years later son applies for maxonline

maxonline can only be activated if outstanding is cleared

[Team_Commander]

If the subscriber pass away, need to contact telecom.

 

if NOK wana continue the line, then they transfer over to their name then continue the line and pay any outstanding fee.

 

if not they terminate the line, LLST and clear outstanding bill.

[ahboiwrx]

NOK maybe ?they will still gonna collect back those cash

[Demon]

HP bills is based on personal contract, thus if the person pass away. It should not roll over to NOK based on compassionate reasons, unless the line is required to remain as active.

 

example, HP bill -> person pass away -> no one use -> Line terminated -> case closed

 

It's strange that if you could get the situation for the phone right but you didn't apply the same analogy to the house ?

 

House loan-> person pass away -> still got people staying -> Loan continued by another person -> case closed

 

The loan is between the bank and the house owner, so it is not so simple that the occupants just keep paying for the loan installments. Because if the house has been willed to someone who is not the occupants, and the occupants happily keep paying until the loan is fully paid, then one fine day the person who inherited the house decides to sell the house, then it will be one big legal battle.

 

For property, first to check if it has been covered under Mortgagee Insurance such as HPS for HDB. Then allow the estate of the deceased to be processed under the Singapore law.

 

[mak]

HP bills is based on personal contract, thus if the person pass away. It should not roll over to NOK based on compassionate reasons, unless the line is required to remain as active.

 

example, HP bill -> person pass away -> no one use -> Line terminated -> case closed

 

House loan-> person pass away -> still got people staying -> Loan continued by another person -> case closed

 

House loan-> person pass away -> no people staying -> bank take back house -> resale to recover loss -> case closed

 

House loan-> person pass away -> still got people staying -> no one wan to pay ->bank give warning -> house sealed up -> court case and etc..

 

for the house loan, for ppl still staying part u got it wrong, and also for the part of no ppl staying

 

house loan, if owner pass away, n still under loan, and got ppl staying, HDB will absorb loan amt and house passed to wife/husband or son/daughter.. provided house is under single owner.. FREE ( but cant sell the house for dont know how many years after that

 

house loan, if owner pass away, n still under loan, n nobody staying, then house would be sold n money is to be collected by NOK, if not donated to charity, after absorbing cost n chargers etc

 

the above 2 incidents had happen to one of my relations before, so the above is 100% correct

[aixin]

I think the telco would absorb it as a gesture of condolence and gratitude towards the support of the decease. Very likely is that their immediate family would donate it to telco company.

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[CMYRS]

for the house loan, for ppl still staying part u got it wrong, and also for the part of no ppl staying

 

house loan, if owner pass away, n still under loan, and got ppl staying, HDB will absorb loan amt and house passed to wife/husband or son/daughter.. provided house is under single owner.. FREE ( but cant sell the house for dont know how many years after that

 

house loan, if owner pass away, n still under loan, n nobody staying, then house would be sold n money is to be collected by NOK, if not donated to charity, after absorbing cost n chargers etc

 

the above 2 incidents had happen to one of my relations before, so the above is 100% correct

 

when u mention charity, do u mean a govt. organisation?

[luffy21]

lol....close line lor...think so much XD

[jockey]

i tink all of us better start to write down a list of Liabilities & investment juz in case!!!

[jockey]

oh i juz posed tis question to my colleague. Guess watz her answer?

[jockey]

her reply is: I dont hve any hp bills!!!!!!!! becoz i m using prepaid!!!

[Andr3w]

for the hp thingy, can some one just call up 16** to ask.rather then guessing here.

[mrkiasume]

maybe can burn the phone bills monthly? then the afterlife can use. then every month let your family members win consolation prize to pay the bills can already