Financially-off ppl shd learn to curb their desires for exp bikes (LONG POST)

[bernardk]

well after reading so much post i find kinna hard to argue also.

1) i rather they get new bike so that new bike will appear in sales no doubt not cheap. at least have selection.

 

2) Wat makes them think that old or 2nd hand bike are bad? Well it could be true that you need to scout ard for a good one. but new bike you learn nothing. And they haven even exploit the old version and get the latest version. Are they rossi? Hmmmm

 

3) if you are good, you will be good with any bike. i rather eat and sh!t than buy a new bike with no different with the old version only its more pricy and ppl just WAH.... new bike. I rather choose the WAH...... so old bike and condition so tip top. Now THAT is a better achievement to me.

 

Just my personal POV no offence all. Of cos you can say that i am jealous Hahaha.... but i rather eat my burger and see ppl work their arse off to sustain the bike.

[Icomeforyou]

well after reading so much post i find kinna hard to argue also.

 

2) Wat makes them think that old or 2nd hand bike are bad? Well it could be true that you need to scout ard for a good one. but new bike you learn nothing. And they haven even exploit the old version and get the latest version. Are they rossi? Hmmmm

.

 

Agreed with 2nd point.

 

Not only are there goo dsecond hand bikes if one takes the effort to search accordingly, but also, 2nd bikes are better "value for money" considering first hand lose money the moment you sign your name on the dotted line.

 

In alignment the original topic, having a 2nd hand bike could well be a better investment in the near future. Although do note that automobiles have rarely been "investments" or "assets"

[papabread79]

Basically TS is trying to tell all in SBF that he is smarter than his friend by doing what he did. Or so he thinks.

 

Then the rest all come in to give their ideals. And expect others to follow suit.

 

Ur own $, ur own bike. Just buy and ride.

[pipipapipu]

Basically TS is trying to tell all in SBF that he is smarter than his friend by doing what he did. Or so he thinks.

 

Then the rest all come in to give their ideals. And expect others to follow suit.

 

Ur own $, ur own bike. Just buy and ride.

 

 

depends on ride at where also ma.

ride around singapore is cheap

ride outside singapore is not cheap

f4rk! no wonder i ride a small bike.

but im not ashamed of it. coz i thick skin.

[papabread79]

depends on ride at where also ma.

ride around singapore is cheap

ride outside singapore is not cheap

f4rk! no wonder i ride a small bike.

but im not ashamed of it. coz i thick skin.

I would love to reiterate my point, but too lazy to type out.

 

Btw, ride in Msia is cheaper.

[Blahhh]

Nothing wrong with using a used bike. Especially when it comes to a litre bike. A '09 R1 or the original '00 R1, both of them are too powerful for singapore's roads already

 

Anyway, it's good to live within one means. Afterall, anyone can get things on credits. In fact, shops will love you for dragging payment (bikes on loan for 5 years+) longer because of the interests they can earn. So don't get fooled by the lure of "I can afford the monthly installments, therefore I can afford the bike" trap.

[pipipapipu]

I would love to reiterate my point, but too lazy to type out.

 

Btw, ride in Msia is cheaper.

 

same same la.

msia, petrol cheap, hotel ex

anywhere further north, hotel cheap, petrol ex.

[papabread79]

same same la.

msia, petrol cheap, hotel ex

anywhere further north, hotel cheap, petrol ex.

Yes Sir, i concur.

 

When's the next big trip Sir?

[kmax]

Basically TS is trying to tell all in SBF that he is smarter than his friend by doing what he did. Or so he thinks.

 

Then the rest all come in to give their ideals. And expect others to follow suit.

 

Ur own $, ur own bike. Just buy and ride.

 

and paparoti is the smartest that he finally found the hidden agenda

 

how about shop's $, ur burden of loan, still advisable to buy and ride ?

[pipipapipu]

Yes Sir, i concur.

 

When's the next big trip Sir?

 

 

Yes Boss, next trip in the pipeline.

 

Back to topic:

 

Buy the bike, enjoy the ride.

If you got to tighten your belt to ride, you cant afford it.

The bike is your toy; and not your toil.

[redbeacon]

I'd say whatever floats the boat, TS.

 

If whatever you say was advice, then fine.

If it's downright a taboo lecture, then I'd say you'd have to lecture millions of billions of people that are as "stubborn" as what you've described.

 

Sometimes good isn't always necessarily better.

[papabread79]

how about shop's $, ur burden of loan, still advisable to buy and ride ?

My english is poor having failed it during my Os. I read 5x and still cant comprehend ur sentence structure.

 

What do u mean?

 

Yes Boss, next trip in the pipeline.

Forget abt the topic.

 

To where?

[kmax]

My english is poor having failed it during my Os. I read 5x and still cant comprehend ur sentence structure.

 

What do u mean?

 

Forget abt the topic.

 

To where?

 

keke... paiseh... mine worse england...

 

let me rephrase..

 

you said, your $, your bike.... but once people sign up for loan.. it's just not their bike nor their $..

it's only burden...

[papabread79]

you said, your $, your bike.... but once people sign up for loan.. it's just not their bike nor their $..

it's only burden...

Yes Sir, it is still under hire from bike shop/bank.

 

But then again, same goes for our HDB/condo in typical cases. Loan 5-30yrs kind.

 

Ok now, pls dont say motorcycle and house cannot compare.

[bernardk]

keke... paiseh... mine worse england...

 

let me rephrase..

 

you said, your $, your bike.... but once people sign up for loan.. it's just not their bike nor their $..

it's only burden...

 

No no... the bike is from the person who loan you the $ and the $ will go to the person who loan you the $ wat left is RENTAL BIKE..... Cant pay = repossession.

 

But wat redbeacon say also has a point. there are alot of stubborn ppl. But well if they want to own a bike with their means we also got nothing to say. Just that when come to loan no $ pay dun come ask for help.

 

To me IMO i think if only you can at least pay for 50% of the bike price and rest Hire Purchase then i think can consider affordable. If not, you pay a down minimum then ride out hmmm well if you can really ride it for 10 years COE finish then mabbe consider.

 

But of cos riding new bike is got the shiok factor. Cos its NEW... but there always a price to pay. And BY RIGHT, 1st hand bike depreciate more. Which i think SBF here dun practise as ppl just COI which i find, i might as well get a brand new one my own than COI a 1 year old bike which is RODE before and i still dun get the 1st hand feel and worst of, its not under my name.

 

But come to think of it. well take it as a rental bike as sub-rider also ok. But owner have to becareful the sub-rider exploit the bike for him. So hmmm owner dun have a win win situation leh if cannot "OWN" a bike.

[bernardk]

Yes Sir, it is still under hire from bike shop/bank.

 

But then again, same goes for our HDB/condo in typical cases. Loan 5-30yrs kind.

 

Ok now, pls dont say motorcycle and house cannot compare.

 

House and Motocycle how to compare "SERIOUSLY".... You can crash your HDB? Can you LOST your HDB? Can your HDB be stolen? Does your HDB need to change EO?

 

Can you sleep on your bike? Can you bath with your bike? Can you cook with your bike? I still dunno how to compare.

[pipipapipu]

No no... the bike is from the person who loan you the $ and the $ will go to the person who loan you the $ wat left is RENTAL BIKE..... Cant pay = repossession.

 

But wat redbeacon say also has a point. there are alot of stubborn ppl. But well if they want to own a bike with their means we also got nothing to say. Just that when come to loan no $ pay dun come ask for help.

 

To me IMO i think if only you can at least pay for 50% of the bike price and rest Hire Purchase then i think can consider affordable. If not, you pay a down minimum then ride out hmmm well if you can really ride it for 10 years COE finish then mabbe consider.

 

But of cos riding new bike is got the shiok factor. Cos its NEW... but there always a price to pay. And BY RIGHT, 1st hand bike depreciate more. Which i think SBF here dun practise as ppl just COI which i find, i might as well get a brand new one my own than COI a 1 year old bike which is RODE before and i still dun get the 1st hand feel and worst of, its not under my name.

 

But come to think of it. well take it as a rental bike as sub-rider also ok. But owner have to becareful the sub-rider exploit the bike for him. So hmmm owner dun have a win win situation leh if cannot "OWN" a bike.

 

Actually all of us cant afford to ride because we nv join the YUC. so sad.

[BlackDawn]

A home appreciates, a bike depreciates. Not even close to be compared.

[kmax]

Yes Sir, it is still under hire from bike shop/bank.

 

But then again, same goes for our HDB/condo in typical cases. Loan 5-30yrs kind.

 

Ok now, pls dont say motorcycle and house cannot compare.

 

lol... you read my mind...

 

good debt and bad debt...

 

http://www.singaporerealestate.info/property%20price%20index%201960%20to%202010.gif

 

http://www.hdb.gov.sg/fi10/fi10296p.nsf/PressReleases/95E7DC0FA98C9727482577530010321F?OpenDocument

 

anybody make profit from buying and selling bikes ? anyone in forum ?

 

except for super rich CB750 super bike owner...

[kmax]

No no... the bike is from the person who loan you the $ and the $ will go to the person who loan you the $ wat left is RENTAL BIKE..... Cant pay = repossession.

 

But wat redbeacon say also has a point. there are alot of stubborn ppl. But well if they want to own a bike with their means we also got nothing to say. Just that when come to loan no $ pay dun come ask for help.

 

To me IMO i think if only you can at least pay for 50% of the bike price and rest Hire Purchase then i think can consider affordable. If not, you pay a down minimum then ride out hmmm well if you can really ride it for 10 years COE finish then mabbe consider.

 

But of cos riding new bike is got the shiok factor. Cos its NEW... but there always a price to pay. And BY RIGHT, 1st hand bike depreciate more. Which i think SBF here dun practise as ppl just COI which i find, i might as well get a brand new one my own than COI a 1 year old bike which is RODE before and i still dun get the 1st hand feel and worst of, its not under my name.

 

But come to think of it. well take it as a rental bike as sub-rider also ok. But owner have to becareful the sub-rider exploit the bike for him. So hmmm owner dun have a win win situation leh if cannot "OWN" a bike.

 

yep... totally agree, especially the highlighted part...

 

since cannot do anything, i go to read other forums... good night guys..

[kmax]

No no... the bike is from the person who loan you the $ and the $ will go to the person who loan you the $ wat left is RENTAL BIKE..... Cant pay = repossession.

 

But wat redbeacon say also has a point. there are alot of stubborn ppl. But well if they want to own a bike with their means we also got nothing to say. Just that when come to loan no $ pay dun come ask for help.

 

To me IMO i think if only you can at least pay for 50% of the bike price and rest Hire Purchase then i think can consider affordable. If not, you pay a down minimum then ride out hmmm well if you can really ride it for 10 years COE finish then mabbe consider.

 

But of cos riding new bike is got the shiok factor. Cos its NEW... but there always a price to pay. And BY RIGHT, 1st hand bike depreciate more. Which i think SBF here dun practise as ppl just COI which i find, i might as well get a brand new one my own than COI a 1 year old bike which is RODE before and i still dun get the 1st hand feel and worst of, its not under my name.

 

But come to think of it. well take it as a rental bike as sub-rider also ok. But owner have to becareful the sub-rider exploit the bike for him. So hmmm owner dun have a win win situation leh if cannot "OWN" a bike.

 

yep... totally agree, especially the highlighted part...

 

since cannot do anything, i go to read other forums... good night guys..

[papabread79]

Im talking in terms of loan. We still take a loan from HDB/bank. That's the root of it.

[kmax]

Im talking in terms of loan. We still take a loan from HDB/bank. That's the root of it.

 

good debt and bad debt.....

 

HDB loan but HDB price goes up..

 

downpay for condo, loan from bank and when the time comes, downpayment become doubles.

 

i have not heard of such in motorcycle, nor car.

[Constructicon]

The crap thing is...there will be people who did not pay their installments, then their bikes got towed.

And they come to the forum and complain this and that.

Well, if you cannot afford a bike, don't buy.

[ohayo]

hmmmmm........

 

i don know what to say.....All i can comment is that, if you want to own a very expensive bike (the term expensive could differ from each individual). Some may find spark expensive. Some may find a vespa expensive. There are those who find ducati cheap. No matter what 'expensive' ride you want to get, certain sacrifices have to be made to do so.

 

For me, i given my 4 wheels and class 2 bike to chase my italian dream. In total i dropped 3000cc to 135cc now. Some may say dumb.

 

At the end of the road, we live once. Do you want to regret for not doing this or not doing that when you aged? At the age of 70s, you have 500,000 in your bank. What can you do to enjoy it? Ride 1600GTL BMW? Ride 1198sp ducati?