need opinions..

[Ace2009]

hey guys i wanna know is it good to pay the bike on installment or pay it one shot..

I wanna plan and intend of getting an x1r 2nd hand

[ludacris10]

Of coz 1 shot. No need pay interest!

[crazydj]

One shot bro. I paid my bike in one shot. The feeling is different from instalments. For me, i tend to forget to service my bike because i don't go to the bikeshop often. There was once when i didn't change my oil for 5 months!

[Ace2009]

thanks bro for the opinion..i think pay one shot better..

that time my friend ask me i going to pay installment or one shot..i say pay one shot..

then he say you stupid ah..wahlan deh feel like want to smack his head sia...still have a heart to say when people hear i pay one shot they will say i crazy..

-.-

[steel_headz]

1 shot is better...

 

No need to think about interest and every mth need to put aside the amount to paya the instalments...

[crazydj]

I think your friend jealous that you can pay full cash.

[kinwei]

Different school of thought give different opinion. Ask yourselves, do you have any money left after paying one shot.

 

If NO, then you are better off paying installment. The interest amount for a used X1r isn't that much anyway. And you may have some cash for incase.

 

If Yes, why not?

 

But of course I will support paying one shot.

[Ace2009]

I have the money but i dun know why he say like that..hahaha..

btw do you guys have any recommendation shop??

[sparkz83]

pay 1 shot better ... don't have to worry abt monthly installment ......

[crazydj]

Different school of thought give different opinion. Ask yourselves, do you have any money left after paying one shot.

 

I have the money but i dun know why he say like that..hahaha.

 

He has the money, don't worry.

 

Anyway, if you have the money and you can afford to pay one shot, its better. Have you tried asking him why he say until so skeptical? Perhaps he doesn't know your financial situation? Humans naturally tend to assume.

[DeusExMachina]

Pay in one cum shot best.

But some shops may not like it when you try to pay in full cash. They don't earn the interest.

So they might just jack up the price a bit to make up for it.

[kinwei]

I have the money but i dun know why he say like that..hahaha..

btw do you guys have any recommendation shop??

 

Some people may be able to cash out the bike but it may means spending all his saving. In the end, he has problem paying for other things like servicing and repair. I don't know you personally hence I give suggestion for differet senario. Not doubting you.

[Ace2009]

I have not yet ask him why he is so skeptical....im slowly saving my money for the bike...don't worry bro..i always think abt the service n repairing part..my friend say repair/service in malaysia is cheap..but im not sure is it trustworthy or not to repair there if my bike need some service..

[Fredd]

for a small bike..u dun need to wori so much abt repairin in jb coz alot of singaporeans repair their bikes there too especially along AGL. e more sg bikes u see bein repaired over there..the more u can feel confident dat e mechs at the bikeshop der r skilled enuf to repair ur bike. bear in mind dat mechs in sg too are from msia

 

I have not yet ask him why he is so skeptical....im slowly saving my money for the bike...don't worry bro..i always think abt the service n repairing part..my friend say repair/service in malaysia is cheap..but im not sure is it trustworthy or not to repair there if my bike need some service..

[Silent Hunter]

All my bikes bought are all paid 1 shot full cash one, and all bought from the forum.

No need worry about installment, no interest, final price can negotiate, price is cheaper than shop one, insurance buy myself, so that later got no claim bonus, buy from shop use their name, change bike diffferent shop using other insurance company then the no claim bonus is gone.

 

And if really need to sell to rise money, can sell right away. If bike was under installment, sell the bike still need to pay extra.

Like my friend, last time bike kena bang, chassis twisted, bike still under installment, stay at home bang balls.