Sub Rider for Insurance

[alhidirsyah]

Hi guys, got a simple question to ask. Say my insurance has a subrider on it. The next time i renew it, will they automatically renew the insurance with the sub rider's name or do i have to inform them to add?

[wait4me]

the next time u renew it if u go down to the office , they will ask if u wanna add or remve

[alhidirsyah]

hey bro. thanks. ive asked NTUC just now. they informed that it will be automatically renewed with the sub rider unless i request for removal.

[wait4me]

werid ., u can renew online ?? no need go down to the shop ??

[Fried Rice]

I think they will send you a quotation before your insurance expire. Your sub rider will remain as the same

[alhidirsyah]

need some inputs from u guys.

 

Recently, my sub rider got into a minor accident. Very minor, he crashed slightly into another parked motorcycle in an open carpark.

The owner heard and came down. Settled some stuff with my sub rider and towed the bike to the bikeshop. (I thought have to send to IDAC first?). There was hardly any damage to my bike except for a few minor scratches. All this I only got to know of when NTUC called me a week later to submit a report as my sub rider did not inform me or even report to NTUC.

 

Now, I received a letter from a LAW firm stating that there's a claim against my policy for over 4k, which 3k went just for repairs.

 

I need to know how much will roughly my insurance premium will go up to?

 

And if bike is still under hire purchase, can i renew my insurance on my own instead of through the shop?

 

Bike is with me now.

 

Thanks guys.

[RaidoN]

need some inputs from u guys.

 

Recently, my sub rider got into a minor accident. Very minor, he crashed slightly into another parked motorcycle in an open carpark.

The owner heard and came down. Settled some stuff with my sub rider and towed the bike to the bikeshop. (I thought have to send to IDAC first?). There was hardly any damage to my bike except for a few minor scratches. All this I only got to know of when NTUC called me a week later to submit a report as my sub rider did not inform me or even report to NTUC.

 

Now, I received a letter from a LAW firm stating that there's a claim against my policy for over 4k, which 3k went just for repairs.

 

I need to know how much will roughly my insurance premium will go up to?

 

And if bike is still under hire purchase, can i renew my insurance on my own instead of through the shop?

 

Bike is with me now.

 

Thanks guys.

 

Lol.. Minor accident? How minor can they claim till 3-4k???

How much your insurance prem will go up?? Depends on how much u claim

[Isopropyl]

need some inputs from u guys.

 

Recently, my sub rider got into a minor accident. Very minor, he crashed slightly into another parked motorcycle in an open carpark.

The owner heard and came down. Settled some stuff with my sub rider and towed the bike to the bikeshop. (I thought have to send to IDAC first?). There was hardly any damage to my bike except for a few minor scratches. All this I only got to know of when NTUC called me a week later to submit a report as my sub rider did not inform me or even report to NTUC.

 

Now, I received a letter from a LAW firm stating that there's a claim against my policy for over 4k, which 3k went just for repairs.

 

I need to know how much will roughly my insurance premium will go up to?

 

And if bike is still under hire purchase, can i renew my insurance on my own instead of through the shop?

 

Bike is with me now.

 

Thanks guys.

 

ask your sub-rider to pay you the amount of the claim + maybe a few hundreds more and that should cover your premium over a few years which eventually you will pay back the amount you claim + more and lost of NCB.

 

how much is the cost is not up to you to judge but the actual repair done. if they claim that amount against you, i sure they can justified the cost.

 

you can't renew the insurance yourself if the bike is still under hire purchase. the insurance company will call up your bike shop and check have you fully paid for the bike before allowing the owner to renew.

 

i strongly suggest you cancel your sub rider from the insurance and never allow him to ride your bike again for being so irresponsible. he actually just keep mum about the whole accident from you? that nasty.

[Fried Rice]

need some inputs from u guys.

 

Recently, my sub rider got into a minor accident. Very minor, he crashed slightly into another parked motorcycle in an open carpark.

The owner heard and came down. Settled some stuff with my sub rider and towed the bike to the bikeshop. (I thought have to send to IDAC first?). There was hardly any damage to my bike except for a few minor scratches. All this I only got to know of when NTUC called me a week later to submit a report as my sub rider did not inform me or even report to NTUC.

 

Now, I received a letter from a LAW firm stating that there's a claim against my policy for over 4k, which 3k went just for repairs.

 

I need to know how much will roughly my insurance premium will go up to?

 

And if bike is still under hire purchase, can i renew my insurance on my own instead of through the shop?

 

Bike is with me now.

 

Thanks guys.

 

what bike was your sub rider riding? what bike did he knocked into? he didn't take photos of both bikes?

 

your sub rider is so irresponsible..

[armani123sg]

from what i understand, the accident was caused by your sub-rider, not you. YOUR insurance will not go up, your sub-rider will go up. thats how it is supposed to be.

 

so lets say just for example, your insurance is $100, then u told insurace company u wanna add sub-rider and after checking, they say your sub-rider no need top-up anything cause same age and experience. so now, when u gonna renew, your insurance should still be $100 or slightly up or down depending on the market. but your insurance company will ask u if u still want to add subrider, if u r adding the same sub-rider, your insurance will be $100 and you sub-rider will have to top-up what ever amount they want him to top up lor. thats how it should be.

[WanFazer]

Tis is like " sub rider plays rider backside" lolz.. In good times it will be - "Dun wori bro, i'll take care e bike if u put my name as sub rider.. Any summons or wat i'll settle it.. We're blood brudders bro, u dun trust me meh ?" .. N in times to come when sumthing happen, blood brudders becomes e but*h brudders lolz ..

[Suede]

Hi sorry to barge in...

 

if i wanna to add a sub rider and my sub rider unable to follow me, must i bring along the sub rider's IC and driving license? Thank you in advance again.

[haoKR]

Hi sorry to barge in...

 

if i wanna to add a sub rider and my sub rider unable to follow me, must i bring along the sub rider's IC and driving license? Thank you in advance again.

 

idk about u but when i renew mine,i just add it it.

need ic,name,when it pass the class lic and dob.

[Tachnicolour]

Hi sorry to barge in...

 

if i wanna to add a sub rider and my sub rider unable to follow me, must i bring along the sub rider's IC and driving license? Thank you in advance again.

 

My experience with ANDA (AXA) was yes, you will need the IC for sure, can't remember if the driving license was required.