Accident for the first time..

[S_W_A_T]

Go make police report and insurance report. Must be made within 24 Hrs prior to accident. Try claiming against her (Third Party), don't claim under your insurance. It's true that no witness quite difficult, as claims can go either way. If the Aunty Cooperative its OK ah. If like dat must 'tekan' her till blood no more. Some people Drive BIG BIG car, arrogant. Somemore some take 2 lanes like they pay 2 x road tax.

 

Don't compensate her, say claim under insurance. Check to see if the accident site got any security cameras nearby, like if nearby school, may have a security camera.

 

But be prepared to pay all up front first. Coz the insurance claims will come much much later (more than 1 yr).

 

Worst case scenario, both kena 3 points + $200 by TP. Wish you well, and recover soon + fast.

 

camera hard ar..cuz quite far n i dun tink the camera can zoom..hmm..pay up front?..haiz die..more die..but thanx for the info..i make police report liao..police send report to tp io..nw juz nid insurance e filling report..den all set to go,..

[S_W_A_T]

wahaha....

newae hope u recover soon man..claim her if can man!! =)

 

thanx man..thats wat the ambulance pple say..but i dunno ar..case a bit hard as we all now..wateva the case is..motor sure wrong one..stupid rule ar..confirm all car yaya lah..anytin bang bike..not my fault wat..u soo fast...stupid line evrytime use one.

[S_W_A_T]

You do not need to write such a long story...most 'old bird riders' in this forum will straight away ask you two questions and you'll have the answers.

 

1) Is the road a 2 lane road or did you squeeze beside the lady driver? (I suspect you squeeze beside , right?)

 

If the answer is Yes..then you're at fault...period.

 

2) Even if she did not signal to turn and it was a 2 lane road, by riding and hitting her left headlight shows at that moment you were in her 'blind spot'.

Which is to say the moment a car on your side shows the slightest jerking moment to turn ...you should eithier HORN or brake hard to warn her..both which you did not do.

 

You're still at fault though not completely

 

The rest is for you new bird riders to go figure out what to do next.

 

quite true ar..but she juz turn as if the father own the road..she turned wen she missed the turn..like despo ar..so wen i see her..i tried avoidin her..den i tot i did..skali i see her keep goin..and in the end she bang my back tyre..den i skid..

[S_W_A_T]

anyways guys thanx so much..the info quite helpful..anyways i made police report only recently..cuz my accident on 13/7/7..den cant walk far..wit crutches all..goin skool is hard...damn hard..

[yenyenpark]

my bike the footrest bend for both eft and right..my side fairing quite okay..juz my mirror both gone..the ting is i consider it dat by injury i nvr drive fast if fast i noe it wi be much worse..juz ife insurance..but dunno if acn ciam..i hit her frnt headight..

 

wat bike? assuming 2b bike, kata and mirror price should be okay..

 

call ur life insurance agent up, u every month premium, time to claim from them.. think hospitalised fee can claim.. call them up..

 

call ur bike insurance up oso.. talk to them.. see which one better, pay cash or insurance.. if u short of cash, why not let them claim ur insurance.. if only headlight claim, ur insurance think wont go up too much.. cheers..

[S_W_A_T]

wat bike? assuming 2b bike, kata and mirror price should be okay..

 

call ur life insurance agent up, u every month premium, time to claim from them.. think hospitalised fee can claim.. call them up..

 

call ur bike insurance up oso.. talk to them.. see which one better, pay cash or insurance.. if u short of cash, why not let them claim ur insurance.. if only headlight claim, ur insurance think wont go up too much.. cheers..

 

im short ar cash..no choice..lol..thanx for the info bro..really helpful..

[Wankidal]

Bro, fyip if TP say she not wrong, tell TP that the driver failed to keep proper lookout and failed to signal. Confirm she lan lan nothing to say.

 

Anyway your case 50/50. So if manage to get some money also better. Get the insurance company to fight also.

 

I doubt you can get 100% claim but at least 50% is better than nothing.

[sher_lee]

Bro, fyip if TP say she not wrong, tell TP that the driver failed to keep proper lookout and failed to signal. Confirm she lan lan nothing to say.

 

Anyway your case 50/50. So if manage to get some money also better. Get the insurance company to fight also.

 

I doubt you can get 100% claim but at least 50% is better than nothing.

 

wah advice from a TP. confirm can one. fight till the end.

[darky]

ok la that driver already very nice. if its a 1 lane road, and i turn left and i hit u, i come out of the car,

 

1) are u ok?

2) u bloody hell know how to ride bike?

 

squeeze = wrong, and anyway, how many ppl really signal left.

 

tp reach i first sentence cfm shoot "this guy purposely bang me."

 

if u also dmg the car's left side, bike cfm no need claim, and must wait give car claim, cos u have no chance to bang his left side unless u are squeezing, which is in the wrong. wrong = claimed.

 

same applies to left turn with zebra crossing type. my father always warn me, when im looking out for oncoming cars, and if theres a gap for me to go out, and it happens that theres a bike on my left when i accelerate, just bang him. he die better than i die, which i agree.

 

nevertheless, get well soon. 1 mistake which isnt fatal means u still got life to learn. some others dont have that chance..

[Wankidal]

wah advice from a TP. confirm can one. fight till the end.

 

Sher, i'm not a traffic officer but just a normal Police National Service Officer attached to one of the land division. I am just sharing my knowledge for the benefit of everyone.

 

Lemme add that this in this situation, S_W_A_T was lane splitting. This is a traffic offence. However, the PRC lady driver, is partly at fault as when she was about to switch lanes, she failed to keep proper lookout for other vehicles and failed to signal her intention.

 

I guess in the scenario, the claim percentage is S_W_A_T may only get 40%. Nonetheless, its better than nothing.

 

PS: I am not a professional in this subject matter. Please seek advice from the professionals such as your lawyer and the Traffic Investigation Officer.

[contrarian]

If the other motorist asks for a private settlement, and you refuse, she can ask for as often and as much as she likes. Asking will not deliver any money to unless you let it.

 

You control your money and your action. The only thing she can do to enforce her claim is to file a claim against your insurer or to get a lawyer to do make a claim against you or your insurer.

 

Like many motorists, you like to discuss fault with the other party. If I were you, I'd leave out all such discussion and leave it to the insurer to advise on fault.

[S_W_A_T]

ok la that driver already very nice. if its a 1 lane road, and i turn left and i hit u, i come out of the car,

 

1) are u ok?

2) u bloody hell know how to ride bike?

 

squeeze = wrong, and anyway, how many ppl really signal left.

 

tp reach i first sentence cfm shoot "this guy purposely bang me."

 

if u also dmg the car's left side, bike cfm no need claim, and must wait give car claim, cos u have no chance to bang his left side unless u are squeezing, which is in the wrong. wrong = claimed.

 

same applies to left turn with zebra crossing type. my father always warn me, when im looking out for oncoming cars, and if theres a gap for me to go out, and it happens that theres a bike on my left when i accelerate, just bang him. he die better than i die, which i agree.

 

nevertheless, get well soon. 1 mistake which isnt fatal means u still got life to learn. some others dont have that chance..

 

how can u say that better that the motorist die den u die..come on lets face it ur 4 wheller den ur in a car we 2 wheller will confirm die even if it minor bang..den if im drivin a 10 wheller truck den i see u in ur toyota squeeze..den i shld as well juz bang u..bttr i claim cuz ur squizin..the road is for all to share..not one sided affiar..and selfish acts..tats wer tp say..give way..now if we bikes nvr squeeze u cars will horn2 till mad..den show disgust face and hand signals..i kena once..very pathetic..

[S_W_A_T]

Sher, i'm not a traffic officer but just a normal Police National Service Officer attached to one of the land division. I am just sharing my knowledge for the benefit of everyone.

 

Lemme add that this in this situation, S_W_A_T was lane splitting. This is a traffic offence. However, the PRC lady driver, is partly at fault as when she was about to switch lanes, she failed to keep proper lookout for other vehicles and failed to signal her intention.

 

I guess in the scenario, the claim percentage is S_W_A_T may only get 40%. Nonetheless, its better than nothing.

 

PS: I am not a professional in this subject matter. Please seek advice from the professionals such as your lawyer and the Traffic Investigation Officer.

 

thanx for the help..really nice to noe..but i dun mind as long get a bit mony im hapi..better den notin..

[S_W_A_T]

If the other motorist asks for a private settlement, and you refuse, she can ask for as often and as much as she likes. Asking will not deliver any money to unless you let it.

 

You control your money and your action. The only thing she can do to enforce her claim is to file a claim against your insurer or to get a lawyer to do make a claim against you or your insurer.

 

Like many motorists, you like to discuss fault with the other party. If I were you, I'd leave out all such discussion and leave it to the insurer to advise on fault.

 

yup2..but she still keep sayin i will claim frm ur insurance..den i say go ahead ar..latr insurance will call me..den confirm dey will ask all..lol..so i juz say go insurance dun ask me..i have insurance for wat..

[Wankidal]

S_W_A_T just to take note that if you do private settlement, make sure that there is a so called 'agreement' and all transactions must be recorded, have receipts and etc. Eg: You give her $200 to make new lights make sure you and her sign on a paper that you gave her the money if not then after that she claim your insurance and say you never give her anything. So careful when making private agreements.

 

When she make insurance claim, make sure its not excessive. One light spoil make sure just repair that light not the whole car lighting system.

[darky]

how can u say that better that the motorist die den u die..come on lets face it ur 4 wheller den ur in a car we 2 wheller will confirm die even if it minor bang..den if im drivin a 10 wheller truck den i see u in ur toyota squeeze..den i shld as well juz bang u..bttr i claim cuz ur squizin..the road is for all to share..not one sided affiar..and selfish acts..tats wer tp say..give way..now if we bikes nvr squeeze u cars will horn2 till mad..den show disgust face and hand signals..i kena once..very pathetic..

 

thats not the point. u must think when cars turning left, oncoming traffic will be from the right, and most likely directly towards the driver's side. if i were to accelerate and bang onto a bike, i will definately do it.

i dont wanna die or be injured for others stupiditiy.

 

so my oppinion is that, best is dont squeeze, or u squeeze fast, especially when the kerb is on ur left, and u squeeze on the left, because if cars are to know kerbs are on his left, who will expect a bike on the left.

 

btw i really tio ALOT OF TIMES when a bike is on my left when im coming out of a filter lane after a left on a zebra crossing. as u see, when turning left with oncoming traffic on ur right, u WILL look at the right side, no cars = accelerate and go. thats very normal, but accidents happen when the bike didnt move off, in short, lack of experience and judgement on the road, and by the time a driver notice that, he will be already out into the lane, and if he brakes to give way to the bike, what if oncoming traffic never give way?

so my sentence about "better he die than i die" still stands. i dont wanna suffer anything for a rider's negligance.

 

fyi, im a rider too.

[yenyenpark]

hi darky,

 

if splitting lane is illegal.. squeezing inside the lane oso illegal??

 

if i knock on the left side of the car.. i will ask one question? how come i can knock on car left side??

 

the drivers eyes got stamps cannot anthing on the LEFT hand side?? what is the left hand site mirror for?? for decoration ah??

 

many ppl failed to look at rear b4 overtaking.. or pursposely dun wanna signal..

 

i was knocked down by left turned pickup, and he still dare to signal after knocking me, wanna argue with me he signalled already.. i fuk him trying to lie.. (i was just on left and the pickup just turn.. *bang* brake oso no use..)

 

somehow i only sufferred some minor scratches, and i let the drivers go since i think the pickup belongs his company, i dun wanna he kena scolded by his boss..

 

anyway, i think we should control our bike speed while moving during heavy traffic.. dun rush.. if cannot squeeze.. wait..

 

fyi, i'm rider oso driver.. cheers

[darky]

so long as lane splitting or squeezing, all is wrong.. a bike should also ride in a manner he have a lane for himself. no sharing of lanes are allowed, just that sometimes TP see u squeezing while traffic light is red he close 1 eye..

when vehicles are moving, and u squeeze in between, thats a form of careless riding, and sometimes reckless, often termed as lane splitting.

 

and for your pickup case, it just make sensible logic, if his turning left, and your are in a lane of yours, you would never hit his left, and will hit his rear instead, and UNLESS you are on his left, that makes perfect sense you would actually hit his pickup's left area as first impact. and, if a driver knows his beside a kerb, he will not look out for that area, and instead, he will be busy looking into where he is turning into, especially when it is a 2-way traffic, and a small lane. but for the signal part, of cos his in the wrong.

now we should know why we should "never overtake on the left", which we all learnt while taking our 2B license, in RTT, which is described as dangerous.

and what i meant is, squeezing on the left in a left turn area is stupid, and on the right in a right turn area. if you ever ever ever meet one of these bikes while driving, especially the 'J' plates, you will understand it fully..

[darky]

and btw, all the posts above are just my 2cents worth, so as to discourage riders to squeeze in between lanes.

 

although it sounds aggressive, but it is just stuff which i deem it as basic biking knowledge.

 

no offense guys..

[yenyenpark]

bikes "squeeze" or "get squeezed" in certain degree..

 

although u said we ride our lane, but does other motorists think like tat?? think all of us as riders kena "squeezed" every now and then..

 

even without no vehicle, we try to ride abit near to lane.. to let other motor to overtake..

 

anyway, i do agree we should try NOT to SQUEEZE too much if can move, we move, if cannot, just wait awhile..

 

cheers..

[darky]

yeah and thats what im trying to say!

 

thanks for that, as i thought my explanation was quite hostile. lol

 

anyway, we, as a rider, dont have to bother about who had the right of way, cause we are the one that loses out, always.

[S_W_A_T]

hi..if acccident we can claim from our own insurance?..

[yenyenpark]

hi..if acccident we can claim from our own insurance?..

 

unless u bought first party or called comprehensive party.. then can claim bike repair.. but not rider medical..

[S_W_A_T]

hi..currnetl i receive a letter frm mitsui and they say they receive my insurance claim or wat sot..den i was wonderin..wen i go to idac theya sk me..i wanna claim or wat..den i say reportin only..den now shld i call dem to say i wanna claim the other party?.. or eave it all to insurance and dey will claim or not is all up to dem?..cuz i got a lot of tings to buy and my bike die already cuz of road tax..does any1 noe how much does it cost to tow a bike?....

[S_W_A_T]

any 1 oplz help me!.