Making A Motor Claim

[bobokw]

Just wanted to ask, lets say I'm a P-Plate and my insurance cost $700~ per year.

If I met with an accident and 3rd party is claiming from my insurance company, approx how much will my premium go up next year?

[virux]

Hi Bikers,

 

I've got accident on last week and would like to get advice on claim process ( especially NTUC).

I had done police report, NTUC ARC report, and bike is at workshop.

So far from other party, I had been known that also from NTUC policy holder however my insurance is just normal ( i think classic not include Fire and theft, third party only).

 

My case is at fault by other party and police told me they will inform detail about the charged against other party.

 

Workshop report me that IDAC has not been done and not yet filing because both surveyor need to check/picture/assest the bike then able to file the IDAC and claim process can start, but the other party's surveyor has not come to check the bike. Looks strange to me. Any advice?

 

Help me advice on

 

Anybody got experience on claiming from NTUC and how things work?

both party under NTUC and the claim will be from mine?

[RaidoN]

Hi Bikers,

 

I've got accident on last week and would like to get advice on claim process ( especially NTUC).

I had done police report, NTUC ARC report, and bike is at workshop.

So far from other party, I had been known that also from NTUC policy holder however my insurance is just normal ( i think classic not include Fire and theft, third party only).

 

My case is at fault by other party and police told me they will inform detail about the charged against other party.

 

Workshop report me that IDAC has not been done and not yet filing because both surveyor need to check/picture/assest the bike then able to file the IDAC and claim process can start, but the other party's surveyor has not come to check the bike. Looks strange to me. Any advice?

 

Help me advice on

 

Anybody got experience on claiming from NTUC and how things work?

both party under NTUC and the claim will be from mine?

 

Proceed to any IDAC centre if you haven do so, from there if you're unsure about what to fill up they will guide u.

If i'm not wrong, if both party are NTUC, you can just claim under your own insurance, your premium and NCD will remain if TP final verdict out saying that is not your fault.

[virux]

Thank you for the info RaidoN,

I can't get leave now and gotta go down to workshop and IDAC center on sat.

Is there any time period limitation for the claim process like only within 30 days the claim must submit kind of?

I know that Accident Reporting needs to be done within 24 hours and it has been done.

[Lang55esan]

I disagreed on the sum to be returned and so he's going to leave the case to his boss.http://sarah.kevilaenfor.com/1.jpghttp://sarah.kevilaenfor.com/2.jpghttp://sarah.kevilaenfor.com/3.jpghttp://sarah.kevilaenfor.com/4.jpghttp://sarah.kevilaenfor.com/5.jpg

[RaidoN]

Thank you for the info RaidoN,

I can't get leave now and gotta go down to workshop and IDAC center on sat.

Is there any time period limitation for the claim process like only within 30 days the claim must submit kind of?

I know that Accident Reporting needs to be done within 24 hours and it has been done.

 

Even after 1 year from the date of accident you decided to claim, you are still able to claim against third party that's what my insurance coy told me not sure about yours, give a call and clarify your doubt is the easiest and faster way.

Police report / IDAC should make within 24hrs unless you're warded to hospital. Keep all your hospital bills, taxi receipt to hospital, everything related to the accident.

[Royce675]

i had a accident last night.. taxi making illegal U-turn and i went into it.. wat shd i do if i haven get the info of the other party cos i was sent to hospital right after it occured...

 

Oakley Sunglasses

 

 

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[RaidoN]

i had a accident last night.. taxi making illegal U-turn and i went into it.. wat shd i do if i haven get the info of the other party cos i was sent to hospital right after it occured...

 

Oakley Sunglasses

 

 

http://garden.fulltomlins.com/1.jpghttp://garden.fulltomlins.com/2.jpghttp://garden.fulltomlins.com/3.jpghttp://garden.fulltomlins.com/4.jpghttp://garden.fulltomlins.com/5.jpg

 

After you discharged, go and make a police report or go ubi TP. Base on your situation, once ambulance was called, TP will be at the scene and your case will be handled by 1 IO. You will received a letter soon or later.

[virux]

RaidoN seems much experienced

 

TP decision on whose fault , takes how long normally.

The TP officer told me they will send how other party charged by post mail but so far no news.

The Claim decision also relate to this how TP charge?

 

Let me check the spoil items during incident able to claim?

My helmet/watch/shoes total cause more than 400 all unusable. Does these can be claim?

 

The insurance claim meaning only for the repiar costs? What about compensation, legal fees, medical fees?

 

Also another question, The legal fees during insurance claim, this auto deducted by lawyer itself after successful calim?

Workshop quote price will be goes by Lawyer / one party to workshop or lawyer to workshop?

 

Thanks for your input guys sory i got many questions.

[XxPJYxX]

RaidoN seems much experienced

 

TP decision on whose fault , takes how long normally.

The TP officer told me they will send how other party charged by post mail but so far no news.

The Claim decision also relate to this how TP charge?

 

Let me check the spoil items during incident able to claim?

My helmet/watch/shoes total cause more than 400 all unusable. Does these can be claim?

 

The insurance claim meaning only for the repiar costs? What about compensation, legal fees, medical fees?

 

Also another question, The legal fees during insurance claim, this auto deducted by lawyer itself after successful calim?

Workshop quote price will be goes by Lawyer / one party to workshop or lawyer to workshop?

 

Thanks for your input guys sory i got many questions.

 

Depends on the severity of the case and injuries... If hospitalized, normally take less than a month to see the TP charging the other party. If no visible injuries and not much damage, they might not charge the other party.

 

Claims, repair cost of the bike will be done by a damage surveyor appointed by the law firm to assess the damages. Loss of use claim also depends on the surveyor. U can only claim for the duration it takes to repair the bike. Example, your bike at the workshop for 3 months waiting for parts to arrive, the surveyor assess it takes 1 week to repair your bike, u can only claim 1 week loss of use. It happened to me before.

 

As for damaged personal items like iPhone, watch, helmet, jacket, gloves etc, u will have to provide receipt if possible to claim back partial amount from the other party insurance.

 

Legal fees, if u settle privately with the other party, u will have to pay for the legal fees incurred. If they offer u an amount, and u accept their offer, u will have to deduct the legal fees from the amount they offered.

 

If the amount they offered is too low and u go to court to fight the case, the judge award u with an amount higher than their offer, they will bear the legal fees.

 

If the judge award u an amount lower than what the other party offered, u will have to bear the legal fees.

 

Medical fees, keep all receipts from hospitals, clinics, taxi cabs from the date of the accident. It has to be produced in court to claim for the amount of medical expenses relating to the accident and cost of transport to the medical appointments.

 

Hope this information helps...

[virux]

Thanks for the detail info XxPJYxX . It helps much.

Sory your nick seems like auto spam nick and was neglect to view update.

 

It is true that personal items, unable to claim, who will save all the vouchers for 1 year 2 year??????

 

Btw, can we know how much legal fees roundly?

[RaidoN]

Thanks for the detail info XxPJYxX . It helps much.

Sory your nick seems like auto spam nick and was neglect to view update.

 

It is true that personal items, unable to claim, who will save all the vouchers for 1 year 2 year??????

 

Btw, can we know how much legal fees roundly?

 

If you win the case find a w/shop that helps you for your bike repair. For your own injuries, you can either find other law firm example HOH or usually the bikeshop itself got their lawyer to help you claim for your loss.

 

How much is the legal fee? We don't know need find out yourself.

 

If you won the case 100% lets say total 50k. As this is a huge amount, court will be involved. The lawyer then will tell the judge that this is the fee they gna charge the 3rd party. Lets say 10k. So, 15% of 10k is $1500. $1500 will be deducted from 50k and the remaining is yours. Why court will be involved? Like i said amt is huge, the lawyer and the insurance coy can buck up and cheat your money. It happend before =).

[virux]

I see Raidon, thanks for sharing. Hope everything fine with my case

I just afraid finally i gotta pay myself then die die

[XxPJYxX]

I see Raidon, thanks for sharing. Hope everything fine with my case

I just afraid finally i gotta pay myself then die die

 

Personal items like watches, laptops, hand phones are not covered in your insurance policy... But u can try to claim the amount from the driver who caused the accident if u have sufficient evidence to substantiate your claim, examples like receipts of purchase, or photographs of the retail price of the items. And raidon is correct on the legal fees part... But also must be aware that there is a court indication of percentage. Example I'm claiming $200k from the driver, court indicates that the driver is not 100% at fault, so the judge will determine the percentage that he's at fault, in my case 80%. The judge said I was partially at fault, for whatever reason... So I will get 80% of what the judge awards me with.

 

So I claim 200k, driver offer me 40k, I refuse to accept his offer. Court indication 80%. Fight in court, judge awards me 150k. 80% of 150k is 120k. Legal fees are about 30k. 15% of 30k is 4.5k. So after deducting everything, I only can take home $115.5k... Hope this helps...

[Smintboy]

My less than 2 month old CBR600rr '13 was parked at my carpark last Saturday. And it was hit by a Van on that night nearing to midnight. I only got to discover the accident on Sunday morning when I go to my bike, a letter was left on my bike by TP to contact the IO & was told to go make a police report and the necessary paper work. gotten all the photos from some neighbour bikers who parked at the same carpark & was told my bike was one of three that got hit, and the van was struck on the kerb unable to move.... police and all came down... but my neighbours only got to the carpark when all the involve bikes have been put up-right. Also the kerb were damage, therefore consider govt porperty dmg

Today I have went down to Idac to report my accident, and approach the bike shop I got my bike from... They advice me this kind of cases usually the can only claim up to 65%... also, they will have to wait for TP to finalize who hits my bike...

 

Any advise on what I can do?

1. if can only claim up to 65%..the other 35% do I have to fill up myself?

2. Should I engage my own lawyer to fight the case for a 100% claim on all the damages or shlould I wait for the final result?

3. Any good Lawyer to recommend?

4. usually how long will TP conclude the case when govt properties are involved?

[loved]

My less than 2 month old CBR600rr '13 was parked at my carpark last Saturday. And it was hit by a Van on that night nearing to midnight. I only got to discover the accident on Sunday morning when I go to my bike, a letter was left on my bike by TP to contact the IO & was told to go make a police report and the necessary paper work. gotten all the photos from some neighbour bikers who parked at the same carpark & was told my bike was one of three that got hit, and the van was struck on the kerb unable to move.... police and all came down... but my neighbours only got to the carpark when all the involve bikes have been put up-right. Also the kerb were damage, therefore consider govt porperty dmg

Today I have went down to Idac to report my accident, and approach the bike shop I got my bike from... They advice me this kind of cases usually the can only claim up to 65%... also, they will have to wait for TP to finalize who hits my bike...

 

Any advise on what I can do?

1. if can only claim up to 65%..the other 35% do I have to fill up myself?

2. Should I engage my own lawyer to fight the case for a 100% claim on all the damages or shlould I wait for the final result?

3. Any good Lawyer to recommend?

4. usually how long will TP conclude the case when govt properties are involved?

 

Wah don't tell me you're the chai chee case? Anyway help you up for answers! If possible try a few bike shops for their take as well. Cause you never know of your bike shop wanna makan you. Good luck!

[Smintboy]

Wah don't tell me you're the chai chee case? Anyway help you up for answers! If possible try a few bike shops for their take as well. Cause you never know of your bike shop wanna makan you. Good luck!

 

mine is the one at Bedok North Ave 2..

Best part I only have that Van veh nos. the rest of the bikes involve i dun have detail.. Asked for the other veh nos fromTP IO today. She ask me to get my shop to proceed with the reports thru my workshop and get them to get the lawyer to buy the report...

damn **** up...

 

I am thinking of running to some bike shop for a 2nd, 3rd opinion...

[leong77]

Guys,

 

Just submit a claim to the insurer insuring the van. Once you got the vehicle plate number, it is easy to trace.

 

If small case, need not go to lawyer. It would be much faster if you could get someone who knows how to settle with insurer deirectly. I always believe in fast compensation. Unless there is serious injury, i would get a lawyer to assist me.

 

Good lucks

[yongboyboy]

As I stopped by at filter lane behind the give way line, this car from behind kissed me and cause me to lose balance and fell. thereafter my bike could not start and had a few scratches. what the driver offered was only $150... should i file a claim against him or should i request for more for private settlement. riding spec 2 btw

[jayz]

As I stopped by at filter lane behind the give way line, this car from behind kissed me and cause me to lose balance and fell. thereafter my bike could not start and had a few scratches. what the driver offered was only $150... should i file a claim against him or should i request for more for private settlement. riding spec 2 btw

 

got evidence? witness?

 

claim is better.

[yongboyboy]

too bad for me. i didnt manage to take down number from any witness. however i have the pictures of the scene.did not suffer any injury.

[W.L]

Afternoon bros,

 

Just wanna check if anybody know what will be the waiting time,roughly how many months, will the third party insurance company get back to us regarding the third-party claim(finalized).

 

Is there a time frame? Or they can take as long as they want?

 

Thanks in advance!

[swat_]

Was wondering on how much can a premium escalate for nxt renewal aft being claimed by other party?

 

Other than ncd back to 0% what other factors wld contribute to an increased premium?

 

Sent from my GT-N7000 using Tapatalk 2

[RaidoN]

For my case, I got claimed about 1.9k. my premium increased double...

[Andr3w]

any bros or sis has any experience claiming from a drink driver?

 

anyone claims against the driver for bike damages was refuted and had to paid first then ask lawyer to proceed with civil sue?

 

if uncomfortable with revealing certain details , pls pm me.

 

 

cheers!!