Would you get TP or TPFT for this bike?

[nhyone]

Bike: 400cc

Age: 10 years

Value: $3,000 excluding COE

 

TPFT - $230+

TP - $140+

Save $95

[Kutrax]

TPFT

$230 already affordable..

[Refugee]

maybe you think your bike wont get stolen cos its a 10 year old bike.

 

but i'm sure you will never know if your bike gets burnt by some stupid arsonist...

 

95 bucks difference a year to insure a potentially 4000 bucks.

 

why not?

 

its only 26 cents more a day...

[LuckyThirteen]

hmmm i tot after 10 yrs cannot do TPFT already?

[DaN zI]

hmmm i tot after 10 yrs cannot do TPFT already?

 

some co. allow some don . for me i will get TPFT

[Guest stages]

TP for me .....

[Yatz86]

only $230 for a 10 yr old bike TPFT....cheap already sia...mine $387 but TP only...

[Guest stages]

yes 230 is consider so cheap already.... depend how long u got yr lic right?

[nhyone]

hmmm i tot after 10 yrs cannot do TPFT already?

NTUC still allow. They also allow you to switch back to TPFT in the future.

[BlackBandit]

I stay in Woodlands. TPFT is a definite must in light of that stupid arse arsonist who burnt several bikes & cars.

 

Anyway, the complex is that newer bikes tend to be covered under TPFT while older COE bikes are just covered under TP. The value of the bike diminishes over time. But then, it's up to an individual's preference. If I'm riding a Ducati or MV, I'd definitely cover it under TPFT even after 10 years...

[lao uncle]

If you go up North, it definitely a must. If you do not travel up, then TPFT it is only worth around 5 extra tankful of Singpore petrol(taking each tank to be around 10L). That around 1000km that you forego. In my opinion, buying TPFT will give you, peace of mind.

 

I remember my friend a hawker in AMK, whose hawker centre caught fire last year. Fire insurance just expired one month before fire. While neighbouring stalls was compensated with over $10k+, he got nothing just because of $250+ insurance which he forget to renew.

 

When somethings happen, you will ask why me?

[Guest stages]

Lao uncle u rocks lah...

[DeNgFoNg]

If you go up North, it definitely a must. If you do not travel up, then TPFT it is only worth around 5 extra tankful of Singpore petrol(taking each tank to be around 10L). That around 1000km that you forego. In my opinion, buying TPFT will give you, peace of mind.

 

I remember my friend a hawker in AMK, whose hawker centre caught fire last year. Fire insurance just expired one month before fire. While neighbouring stalls was compensated with over $10k+, he got nothing just because of $250+ insurance which he forget to renew.

 

When somethings happen, you will ask why me?

 

but such incidents can they appeal one ? at least can claim half also not bad mah since he did bought the TPFT before .....

[EK]

tpft la... 200 plus nia.. give u a piece of mind also..

[jB]

TPFT, just a lil more for some "security"

[dragonforce]

TPFT.. save $95 only.. as lao uncle said, when thing happen, "why me?" i dont think you want that situation to happen..

[aikau]

Yes dude. agreed with all the nice people here

 

Its' really an unpleasant experience.

went thru alot when i least expected it to even come across my mind.

 

heed the advice pls.

[byon]

insurance companies are quite flexible when upgrading to a higher-policy. take TP when you're on budget, and top-up to TPFT next following month when u get your pay.

[Chaoz]

for $95 more.. TPFT definitely for me.. my TP and TPFT difference is around 400+ near 500.. -.-"

[nhyone]

Even though all the replies are in favour of TPFT, the poll is 50-50.

[racingter]

Take the TPFT....my vote...look at the 52 bikes burnt!!!!

 

My VOTE: TPFT

 

anyway it's only a bit of difference,GO FOR IT BRO!!!

[adesmond2]

yeah man... agreeded on TPFT after seeing so many bikes got stolen, kanna fire and etc...