Questions on Car Insurance

[C.S]

like to find out from fellow drivers here how much u paying per year for ur insurance

 

 

i know it is determined by age of car / engine capacity / Driver's age

 

others such as NCD/loyalty discount etc.. pls also include

 

 

Insurance paid -- $ _____

Engine Cap --- _____cc

Driver's age -- ____

Discounts -- ____ %

 

 

thanks a lot

[Demon]

like to find out from fellow drivers here how much u paying per year for ur insurance

 

 

i know it is determined by age of car / engine capacity / Driver's age

 

others such as NCD/loyalty discount etc.. pls also include

 

 

Insurance paid -- $ _____

Engine Cap --- _____cc

Driver's age -- ____

Discounts -- ____ %

 

 

thanks a lot

 

There are also other factors such as loading on the premium :

 

- Claim history. If the person has a history of claims.

- Performance cars especially those with Turbo

- Cabriolets

 

[C.S]

There are also other factors such as loading on the premium :

 

- Claim history. If the person has a history of claims.

- Performance cars especially those with Turbo

- Cabriolets

 

 

thanks

lets assume no claim history........ and btw

wat's cabriolets?

[MS]

thanks

lets assume no claim history........ and btw

wat's cabriolets?

 

When you see boobs, it's a cabriolet; topless.

[biting_point]

When you see boobs, it's a cabriolet; topless.

 

 

like MS said.. more commonly known as "convertables"..

 

insurance per year based on many many factors.. like age of car, car type, etc etc..

 

if you are finding cheaper insurance, try look for those companies that does these services..

for my case, NTUC sent me a renewal at $1680.. i got my SE to do it for me thru an agency, only paid $1600..

[C.S]

icic

biting point

u how old

drive wat?

ur 1600 is which coverage?

[biting_point]

i'm 26 when renewing.. +10% NCD and 5% loyalty

mine's a swift..

same NTUC, just that the agency can get cheaper price..

 

insrance are increasing each year.. NCD are not really enough to cover the increase..

when i bought my car brand new.. insurance is at $1600, after a year with NCD still at $1600.. before discount was at $1800..

[MS]

icic

biting point

u how old

drive wat?

ur 1600 is which coverage?

 

So long it's a renewal, you are entitled to go for quotations from different agencies. Get the insurance you are most comfortable with. Of course you can always go back to your car dealer.

[C.S]

haha

thanks

actually

i just wan to roughly get an idea of how much insurance for cars

 

any rough guage of how much insurance will be for a 25 yr old

looking at possibly a normal hatchback .. less than 1.6 car

[MS]

haha

thanks

actually

i just wan to roughly get an idea of how much insurance for cars

 

any rough guage of how much insurance will be for a 25 yr old

looking at possibly a normal hatchback .. less than 1.6 car

 

I am not really able to quote the exact amount. But I think I can help you zoom into a more concise quote.

 

28 years old with brand new Peugeot 207 1.6L 120bhp 0%NCD costs 1.7K with Mitsui.

29 years old with brand new VW Golf GT Sport (twin charged 1.4L engine) 170bhp 10% NCD costs 2.4K with AIG.

 

It really have to depend on what are you looking at. Brands do make a difference, your driving history also. Your age serves as the primary factor to decide on your insurance price.

[C.S]

wa

machiam bikes lar

extra plastics cost extra

 

 

ok...........

so, i assume a harmless non powerful 1.3 car.. prolly around 1.8K for my age?

looking at something like hyundai matrix 1.3

 

hahahah

 

or maybe KIA

 

or maybe CHERY

[GuiNNeSS]

just standby 2k for insurance, hard to advise. normally the cars u stated wun exceed that amount unless the matrix comes a flipping roof or 4.7l engine

[C.S]

k

liddat

must standby another 3 mths LOL

[MS]

k

liddat

must standby another 3 mths LOL

 

Why the need to stand by for another 3 months?

[fate]

..............................

Edited January 28, 2009 by biting_point
No advertising allowed..

[MS]

..............................

 

There could be conflicting interests with the advertisers here when you make such a post. do take note. Otherwise moderators may have to close or modify the thread.

Edited January 28, 2009 by biting_point

[sICkbOi-dOt-cOm]

How bout turbo charged cars???

[sICkbOi-dOt-cOm]

bla blo bli

[MS]

bla blo bli

 

Turbo charged cars naturally belong to a different category and they will demand more. Go and check up your insurance agent or get a quote from the SBF in-house advertiser. It is very difficult for us who're not providing such service to advise.

[GuiNNeSS]

turbo at starts from 1.5k with 55% NCD

[MS]

turbo at starts from 1.5k with 55% NCD

 

That's expensive! t will cost 3K with 10% NCD. For yours? My insurance is 2.4K with 10% NCD. But of course with a displacement much lower than your STI, you cannot blame the price difference.

[sICkbOi-dOt-cOm]

Thanks for the info. Just need to know whether it has a diff categorized group dats all..

[GuiNNeSS]

That's expensive! t will cost 3K with 10% NCD. For yours? My insurance is 2.4K with 10% NCD. But of course with a displacement much lower than your STI, you cannot blame the price difference.

 

same as yours

[aalphaa]

haha

thanks

actually

i just wan to roughly get an idea of how much insurance for cars

 

any rough guage of how much insurance will be for a 25 yr old

looking at possibly a normal hatchback .. less than 1.6 car

 

Wow, didnt know u were looking for a car.

 

My case now is:

 

I'm sharing car with my mum, so insurance under her name. Then add me as authorised driver. Female + middle age + indoor job = cheap insurance

 

I'll transfer car to my name when I'm 30+, when the age loading lessens

[gentoro]

Wow, didnt know u were looking for a car.

 

My case now is:

 

I'm sharing car with my mum, so insurance under her name. Then add me as authorised driver. Female + middle age + indoor job = cheap insurance

 

I'll transfer car to my name when I'm 30+, when the age loading lessens

 

Leave the car ownership and insurance at it is. Trust me, I'm tried to do the same thing but I rather not now. Different in cost is like 1k+.