wahhh Class 2 insurance jialat leh!!!!

[Limsteel]

Get something of lower CC... Suzuki GSXR 600 750 1000 built and look similar. Also if you can get a naked bike, the insurance should be cheaper. Suzie Bandit6, Horny CB650, CB1000, Kawaii Zyphyr Yammy Fazer 6 & 1K. All good choice road + track worthy machine...

 

As for mine SV650S, my Insurance 3rd Party is cheaper ($190--, ~$330 if 3rd party + Fire theft) than my Road Tax at 110% ($190++), this is my bike's 11th yrs

[mat_rock]

AHAHAHAAAAAA the old grandmother stories about kawa insurance again. Kawas have the cheapest insurance cos AIG has a special rate for them, available thru places like looi's motor or dili trading. My last renewal i went direct to AIG, also special price.

 

I guess the old tales have a good side, keeps the big kawas a little more rare and exclusive, you won't see one on every street corner.

 

I'm 31 years old and paying $788 for FIRST PARTY insurance on my '08 zx-10r.

 

 

Nice price....

mine is 782...06 busa.

[daojeff]

Just for you guys reference..

Quoted from NTUC:

Age: 24 cause birthday sep.

Pass 2b: 2003

Bike: 05 CBR600RR

NCD: 0%

1st Party: $1468.90

3rd Party FT: $942.83

3rd Party: $553.81

[Muskal]

24 dis yr

tpft

10% ncd

insurnce ard 1.8 from ntuc.

cos i gt claim b4. nxt yr i tink wld be cheaper.

model r1 08

[Running_Man]

Your bike should serve you, not the other way around!

 

Had a chat with a bike shop owner the other day. He told me every month at least 50+ bikes kenna repo, all because owners cannot afford to pay to installments!

 

They always ok ok during downpayment, but every month never pay instalments, accumulate late interests, then just chuck bike at one corner.

[fi_east]

i suggest u stick to one insurance company, than u can get additional loyalty discount... currently i am with ntuc for a few years and i was entitled to a 5% additional discount for my new bike.. i am 25, passed 2b 2004, ncd 15%, loyalty 5%, bike - deauville 650, quoted premium for third party, round off $450, which is cheaper than my expectation..

[kuwaiyert]

Just go down to the bike shop and get a quote. Otherwise you can contact NTUC for a free quotation. Among the 4 Jap brand, Suzuki has the lowest premium due to some factor determined by the insurance companies. Kawa normally the most expensive. But I have heard the agent has a tie up with a insurance company to give a cheaper and more afforable insurance if you buy from them. This is hear say, got to check yoursleves.

 

just to share with you guys... i guess insurance cover for suzuki probably one of the cheapest..

 

just get my gsx-r 1000 k4.. new insurance so no ncd.. base on birthday not yet so they take as 28 tis year + 10 years riding exp.. TPFT at $766 from NTUC... happy like duck sia..!!

[BlackDawn]

Actually i was considering to get a cl2 bike too, i'm 24 this year btw, but thinking of the prices of insurance, it really puts me off. why do you pay insurance and in the end, end up with nothing year after year, maybe the NCD. but i totally don't find it a point to pay so much for insurance unless you get into accidents often, but which mofo will? hah. just my 2 cents worth

 

haha yea agreed... insurance is juz a requirement to ride or drive on the road. which i tink is stupid if we dun get into accidents at all *touch wood* we will end up throwin our $$ to this blood suckin companies for nth and they dun even nid to do anythin but to keep takin our hard earned $$ and its not little...

 

in short, they either wanna take our hard earned $$ withou givin us anythin OR... wan us to get into accidents so tt they can prove their worth... which i tink either way is DAMN STUPID...

 

So gung-ho. So, if someone knocks into your bike and have no $ to compensate you for repairs, medical and loss of use... then what? Would you think insurance is a necessary evil then?

 

If some joker decides to torch some @$$holes bike and you are the innocent bike parked in the same place... would you think TPFT insurance has value then?

 

If your brand new Class 2 bike is stolen & you only have 3rd party insurance, would you willingly continue to pay the installments for a bike you no longer own (You have to....)

 

If **** happens (& nobody can guarantee that it won't), not having the right insurance cover will screw you double.

[YEN96]

hahahhaaaaaaaaaaa

[kuwaiyert]

Anyway TPFT cover stolen bike at malaysia..?

[Constructicon]

So gung-ho. So, if someone knocks into your bike and have no $ to compensate you for repairs, medical and loss of use... then what? Would you think insurance is a necessary evil then?

 

If some joker decides to torch some @$$holes bike and you are the innocent bike parked in the same place... would you think TPFT insurance has value then?

 

If your brand new Class 2 bike is stolen & you only have 3rd party insurance, would you willingly continue to pay the installments for a bike you no longer own (You have to....)

 

If **** happens (& nobody can guarantee that it won't), not having the right insurance cover will screw you double.

 

Replied with common sense.

[bernardk]

Im kinna same with TS. i also like Kawa bike but when i see the quotes Insurance Agency give i Shock. Its like machiam premium bike.

 

I think the reason for the high insurance is becos of the expensive parts Kawa is carrying. Normally if im not wrong Kawa bike parts are more ex than other Jap bikes.

[PaLmEr]

Actually i was considering to get a cl2 bike too, i'm 24 this year btw, but thinking of the prices of insurance, it really puts me off. why do you pay insurance and in the end, end up with nothing year after year, maybe the NCD. but i totally don't find it a point to pay so much for insurance unless you get into accidents often, but which mofo will? hah. just my 2 cents worth

 

 

ac·ci·dent

   /ˈæksɪdənt/ Show Spelled[ak-si-duhnt] –noun

1.

an undesirable or unfortunate happening that occurs unintentionally and usually results in harm, injury, damage, or loss; casualty; mishap: automobile accidents.

2.

Law . such a happening resulting in injury that is in no way the fault of the injured person for which compensation or indemnity is legally sought.

3.

any event that happens unexpectedly, without a deliberate plan or cause.

4.

chance; fortune; luck: I was there by accident.

5.

a fortuitous circumstance, quality, or characteristic: an accident of birth.

6.

Philosophy . any entity or event contingent upon the existence of something else.

7.

Geology . a surface irregularity, usually on a small scale, the reason for which is not apparent.

[Muskal]

just to share with you guys... i guess insurance cover for suzuki probably one of the cheapest..

 

just get my gsx-r 1000 k4.. new insurance so no ncd.. base on birthday not yet so they take as 28 tis year + 10 years riding exp.. TPFT at $766 from NTUC... happy like duck sia..!!

 

insurance also base on age mah. of course urs cheap. 28 yrs somemore 10 yrs exp. sure cheap

[dEeLdo]

i think some of the guys here has already spoken abt the Kawa insurance myths...

 

for Kawa big bikes, the way to start the ball rolling for your insurance is tru Kawa agent or its dealers.. Chartis (previously AIG) offers much cheaper rate compared to others for Kawa bikes.

 

my recent experience:

 

24 years young, 5 years riding experience, Z1000 2010.

Chartis - $1.6k++

 

NTUC income $2.4++