Buying over second hand

[luminicious]

Hi guys. I just wanna check. I am interested in getting a second hand bike prior to passing my Class 2. I know that I can purchase the bike without insurance. However, I have a Friend that I would like to let him ride the bike before i officially take over.

 

So the question is, the insurance. How does it go by? He would have to be the Main rider for the insurance, and when I've passed can he add me as the sub rider or could he even reverse the role when I'm the main and sub after I've passed. Thanks!!

 

 

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[Taurian365]

Hi. You may need to edit ur post "you can't purchase a bike without insurance". As for the insurance part, it doesn't matter if u r main or sub, premium will be higher for the younger one. For example, ur friend pay x amount for the insurance. When u add as sub and u r younger then u top up some amount.

 

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[luminicious]

I've heard that you can buy a bike even without insurance.... Ok however I'm older than my Friend and He got his cl2 earlier than me...

 

 

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[Taurian365]

There are few criteria on how the insurance amount is decided by the insurance companies... Most important being the age factor.. As such if u take it on ur frnd name then it'll be higher and if u add as a sub then you'll not be needing to pay anything... Also regarding the reversal of role, I dont think its possible.

 

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[mechwira]

1) Can purchase bike and be registered owner without having the license or the insurance. Obviously means you cant ride the bike, but can be done.

 

2) Your friend can take an insurance policy on the bike for one year or until road tax/inspection due, whichever is earlier. should you get your license before this policy expires:

 

2a) Your fren can cancel the policy and be refunded the remaining pro-rated amount.

 

Or 2b) If you wish to allow your friend to continue riding, one of you add as sub. the cost is always based on the more expensive of the two regardless who main who sub. The only issue about main is the 'main' is the company's point of contact for all admin matters.

 

Bottomline, the insurer can settle all this legally as long you willing to pay. the only thing that cannot is two separate policies on the same bike; ie, it has to be a single policy with a sub rider, not two different people with two separate insurance for the same bike.

[luminicious]

1) Can purchase bike and be registered owner without having the license or the insurance. Obviously means you cant ride the bike, but can be done.

 

2) Your friend can take an insurance policy on the bike for one year or until road tax/inspection due, whichever is earlier. should you get your license before this policy expires:

 

2a) Your fren can cancel the policy and be refunded the remaining pro-rated amount.

 

Or 2b) If you wish to allow your friend to continue riding, one of you add as sub. the cost is always based on the more expensive of the two regardless who main who sub. The only issue about main is the 'main' is the company's point of contact for all admin matters.

 

Bottomline, the insurer can settle all this legally as long you willing to pay. the only thing that cannot is two separate policies on the same bike; ie, it has to be a single policy with a sub rider, not two different people with two separate insurance for the same bike.

 

Hey mech, thanks for the reply. I guess there are such cases in Singapore.

[whiteo83]

Dont think can renew road tax without insurance

[pufferfis]

How abt u just put yourself as main owner and ur fren buy insurance w u as owner n his as the sole rider...this way u avoid complications as who is the owner of the bike... Also u can do this way by putting ur other bike name under ur wife..mom... Dad.. N as many bikes as u can buy m keep so u can also buy season parking under the $20 dollar scheme... So u can park anywhere as long under hdb or ura n at white non season lots... Cheerrs

[riderx]

don't rush into it

[haoKR]

TS, what's yours will eventually be yours.

i'm pretty sure that there will be one when you have passed your cls 2.

cheers

[luminicious]

TS, what's yours will eventually be yours.

i'm pretty sure that there will be one when you have passed your cls 2.

cheers

 

Hi guys, thanks for the replied ^_^

Am waiting for my Class 2 TP on Tuesday and hopefully bike can be out before CNY!

[VonZ]

Hi Fellow bikers, I’m posting this to warn all local riders to veer clear of a lemon bike dealer (Wing Fuat at Sims Place and his workshop at Blk 3020A, Ubi Ave 1). He’s a full on liar and a conman (Ng). Here’s my story;

I’ve been a rider for many years and recently made the decision to upgrade to a class2 bike. I visited his shop after seeing an ad for this class 2 bike online. He assuranced that this bike is in decent condition and not one that would break down. I even told him if minor issues I don’t mind as expected for 2nd hand bikes and he confirmed this. I asked for discount but he didn’t reduce from asking price. That is okay as long bike runs okay, I told him. So I went on to buy this 2nd hand bike, paying 12k in total. He asked to collect the bike a few days later from his workshop outlet, which I did. One would expect the bike to be serviced up to ridable condition as if the bike is not in good condition, it’s a risk to the rider, correct or not!

Just days after talking ownership of the bike, the bike started smoking from the engine area just 3 mins into warming up the bike at carpark, brakes were almost non –existent, and suspension was highly sketchy. So I go back to the workshop to tell of the issues as I was given 1 month come back if bike got problems. When I went to the shop and explained to the workshop, the mechanic, under the instruction from the “pretend to be sleeping on chair” boss at he shop and tells me to let the brakes to wear in for some days. And just nodded his head when I told him about the smoke/steam coming from the engine area and that was it. So I carry on riding the bike in the hope that these issues will go off from daily use. After another 3 days, it was getting worse, more smoke, brakes bloody useless and suspension to precarious to even consider slightly bending around corners. So again I bring the bike to the workshop. This time, the mech takes out the brake pads, go in and than come back to put back the brake pads. And than he says give 1 monthfor the brakes to kick in effectively. 1 MONTH !? Use my legs to brake isit in the meanwhile? Riding a big CC bike, you would expect the brakes to be an important factor in your safety and to have a 85% off deficient brakes could cost my life in case of emergency. Another few days passed and while riding around town, the bike started to over heat and when I stopped to let the bike cool down, the radiator burst, spewing extremely hot fluids all over my legs. Bike was out. I had to have the bike towed. So enough was enough, I sent the bike to another workshop, recommended by fellow biker friends.

After talking to this recommended workshop, I found out that the bike’s inside is all very bad condition. A lot of efforts were taken to hide/mask problems with bike. Front forks seals gone plus severe metal to metal contact damages, radiator out, coil gone, engine top warp, instead of using gaskets to seal, the bloody dealer had used rubber sealant to temporarily stop the smoke from coming out so when potential buyers test start the bike, the smoke will be contained till sold. The list of repairs were literally 1 full page long. All in all the damages/repairs cost me another $5k, on top of having paid 12k for the bike. And the dealer didn’t evening give discount while buying the bike. I talked to a few other very well respected bike mechanics and all said that this was blatant and low ball by the dealer. So pls beware of this and other such vermit of a dealers. Peace out.

[guangwei]

Hi Fellow bikers, I’m posting this to warn all local riders to veer clear of a lemon bike dealer (Wing Fuat at Sims Place and his workshop at Blk 3020A, Ubi Ave 1). He’s a full on liar and a conman (Ng). Here’s my story;

I’ve been a rider for many years and recently made the decision to upgrade to a class2 bike. I visited his shop after seeing an ad for this class 2 bike online. He assuranced that this bike is in decent condition and not one that would break down. I even told him if minor issues I don’t mind as expected for 2nd hand bikes and he confirmed this. I asked for discount but he didn’t reduce from asking price. That is okay as long bike runs okay, I told him. So I went on to buy this 2nd hand bike, paying 12k in total. He asked to collect the bike a few days later from his workshop outlet, which I did. One would expect the bike to be serviced up to ridable condition as if the bike is not in good condition, it’s a risk to the rider, correct or not!

Just days after talking ownership of the bike, the bike started smoking from the engine area just 3 mins into warming up the bike at carpark, brakes were almost non –existent, and suspension was highly sketchy. So I go back to the workshop to tell of the issues as I was given 1 month come back if bike got problems. When I went to the shop and explained to the workshop, the mechanic, under the instruction from the “pretend to be sleeping on chair” boss at he shop and tells me to let the brakes to wear in for some days. And just nodded his head when I told him about the smoke/steam coming from the engine area and that was it. So I carry on riding the bike in the hope that these issues will go off from daily use. After another 3 days, it was getting worse, more smoke, brakes bloody useless and suspension to precarious to even consider slightly bending around corners. So again I bring the bike to the workshop. This time, the mech takes out the brake pads, go in and than come back to put back the brake pads. And than he says give 1 monthfor the brakes to kick in effectively. 1 MONTH !? Use my legs to brake isit in the meanwhile? Riding a big CC bike, you would expect the brakes to be an important factor in your safety and to have a 85% off deficient brakes could cost my life in case of emergency. Another few days passed and while riding around town, the bike started to over heat and when I stopped to let the bike cool down, the radiator burst, spewing extremely hot fluids all over my legs. Bike was out. I had to have the bike towed. So enough was enough, I sent the bike to another workshop, recommended by fellow biker friends.

After talking to this recommended workshop, I found out that the bike’s inside is all very bad condition. A lot of efforts were taken to hide/mask problems with bike. Front forks seals gone plus severe metal to metal contact damages, radiator out, coil gone, engine top warp, instead of using gaskets to seal, the bloody dealer had used rubber sealant to temporarily stop the smoke from coming out so when potential buyers test start the bike, the smoke will be contained till sold. The list of repairs were literally 1 full page long. All in all the damages/repairs cost me another $5k, on top of having paid 12k for the bike. And the dealer didn’t evening give discount while buying the bike. I talked to a few other very well respected bike mechanics and all said that this was blatant and low ball by the dealer. So pls beware of this and other such vermit of a dealers. Peace out.

 

You are going to get into trouble soon for posting lies without backing, still I trust you more because I dont see any practical gain of you for lying.

 

Anyway the 5k repair cost is little and relatively lucky for your case already. For his greed, it nearly cost your life. Coolant spit at 110-120+ degree, brakeless bike to ride for 1 month?

 

lolwtf

 

Also you needs to do more homework. 'class2 bike'? Do you even know its model?

Edited February 6, 2016 by guangwei

[guangwei]

Hi guys, thanks for the replied ^_^

Am waiting for my Class 2 TP on Tuesday and hopefully bike can be out before CNY!

 

Congrats on passing