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How many credit cards u own?  

123 members have voted

  1. 1. How many credit cards u own?



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Posted

I fix my monthly spending on my visa mini to $200..Other than that i use cash and debit most of the time..

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Posted
Try getting one from citibank.... think their service better

There was one time that $90 was carried forward to my next Citibank bill cos I forgot to pay that due to misplacing that bill. I used my card to make purchases as usual and when the next bill arrived, the interest was $160. NBZ. You really have to keep track of your credit card bills cos if not, it accumulates interest charges... :sian:

First learn stand, then learn fly. Nature's rules biker-sans. Not mine...

http://img15.imageshack.us/img15/1859/11superbikesmackdown11.jpg

The more we get together, the FASTER we'll be..

 

Mar 93 - Oct 94 : TZR125 FF5209R

Oct 94 - May 98 : GSX R400N FK3745K

May 98 - Oct 05 : GSX R400R FN3306D

Oct 05 - June 11 : '02 YZF R1 FBF3637M

June 11 - Feb 19 : '11 ZX10R

Feb 19 - ??????? : '14 S1000RR

Posted

And the next thing you realised... You're broke...

 

It also happened to me once... And since then, I keep track of the card bills more than any other....

 

Steps to do a proper KNNBCCB with middle finger.

 

1. Bow down slightly, looking intensely at objective

2. Like a raging bull, hop and jog slowly towards objective

3. Take your left palm and slap it hard on the right mid-arm with a SLAP!

4. With charisma, raise right arm, whilst showing middle finger (with left palm trapped in bend right arm)

5. Shout! KNNBCCB

Posted
And the next thing you realised... You're broke...

It also happened to me once... And since then, I keep track of the card bills more than any other....

Ya, true. Now I make it a point to immediately write out the cheque for the bill and immediately post it at my earliest inconvenience... :sian:

First learn stand, then learn fly. Nature's rules biker-sans. Not mine...

http://img15.imageshack.us/img15/1859/11superbikesmackdown11.jpg

The more we get together, the FASTER we'll be..

 

Mar 93 - Oct 94 : TZR125 FF5209R

Oct 94 - May 98 : GSX R400N FK3745K

May 98 - Oct 05 : GSX R400R FN3306D

Oct 05 - June 11 : '02 YZF R1 FBF3637M

June 11 - Feb 19 : '11 ZX10R

Feb 19 - ??????? : '14 S1000RR

Posted
however, your credit limit is unique between each bank. so if you think you are smart, you can apply for all nine (9) banks offering credit cards. nine banks : $6000 x 9 = $54,000

 

which is the 9 bank huh?? :confused:

http://i116.photobucket.com/albums/o22/fba8485c/n687922172_4603.jpg

万般带ä¸èµ° ... 唯有业éšèº«

Posted
just remember not to withdraw money from ATM machine... the interest is just like loan sharks... 24%... lol...

 

i thot if draw fm ATM the interest is 5% mthly?? :confused:

http://i116.photobucket.com/albums/o22/fba8485c/n687922172_4603.jpg

万般带ä¸èµ° ... 唯有业éšèº«

Posted
which is the 9 bank huh?? :confused:

Bank of Hell, I think. If an average earner really have 9 cards and accumulate $54K of credit card bills, that's exactly where that person is heading... :help: :sweat:

First learn stand, then learn fly. Nature's rules biker-sans. Not mine...

http://img15.imageshack.us/img15/1859/11superbikesmackdown11.jpg

The more we get together, the FASTER we'll be..

 

Mar 93 - Oct 94 : TZR125 FF5209R

Oct 94 - May 98 : GSX R400N FK3745K

May 98 - Oct 05 : GSX R400R FN3306D

Oct 05 - June 11 : '02 YZF R1 FBF3637M

June 11 - Feb 19 : '11 ZX10R

Feb 19 - ??????? : '14 S1000RR

Posted

ABN-AMRO

Citibank

Development Bank of Singapore (DBS)

HSBC Singapore

Keppel TatLee Bank

Maybank

Overseas Chinese Banking Corporation (OCBC)

Standard Chartered Bank Singapore

United Overseas Bank (UOB)

POSB

 

Last but not least... Let's go Gang Bang!!!

 

Steps to do a proper KNNBCCB with middle finger.

 

1. Bow down slightly, looking intensely at objective

2. Like a raging bull, hop and jog slowly towards objective

3. Take your left palm and slap it hard on the right mid-arm with a SLAP!

4. With charisma, raise right arm, whilst showing middle finger (with left palm trapped in bend right arm)

5. Shout! KNNBCCB

Posted

whatever it is, better be down to earth so to speak.

 

"if you are not fat, dont slap yourself til you go swollen"

http://img95.imageshack.us/img95/4128/demimoore2fi.jpg
Posted

what i like to advise people,

 

"you can own a credit card(s) just dont let the credit card own you" and for that matter everything else which may be measured by $$.

http://img95.imageshack.us/img95/4128/demimoore2fi.jpg
Posted
ABN-AMRO

Citibank

Development Bank of Singapore (DBS)

HSBC Singapore

Keppel TatLee Bank

Maybank

Overseas Chinese Banking Corporation (OCBC)

Standard Chartered Bank Singapore

United Overseas Bank (UOB)

POSB

 

Last but not least... Let's go Gang Bang!!!

 

u forget abt bank of china, they do have credit cards as well...

 

lol....

speed is nothing without control!...

with greater power comes greater responsibilities!...

Posted

i dun any credit cards. but i do own 2 visa. IMO its better :)

No more regrets.

Posted
i dun any credit cards. but i do own 2 visa. IMO its better :)

I catch no ball??? :giddy: Isn't Visa a credit card? Unless you meant the Visa Electron card... :confused:

First learn stand, then learn fly. Nature's rules biker-sans. Not mine...

http://img15.imageshack.us/img15/1859/11superbikesmackdown11.jpg

The more we get together, the FASTER we'll be..

 

Mar 93 - Oct 94 : TZR125 FF5209R

Oct 94 - May 98 : GSX R400N FK3745K

May 98 - Oct 05 : GSX R400R FN3306D

Oct 05 - June 11 : '02 YZF R1 FBF3637M

June 11 - Feb 19 : '11 ZX10R

Feb 19 - ??????? : '14 S1000RR

Posted
eplica;3016724']u forget abt bank of china, they do have credit cards as well...

 

lol....

 

there is no more keppel tatlee bank, if you pple havent yet realised. it has "merged" with OCBC in 2002.

 

panclanrider got 7/9 correct. the 9 banks offering credit cards are:

1. DBS (POSB has technically "merged" with DBS in 2001 but the household name of POSB retained)

2. UOB

3. OCBC

4. HSBC

5. SCB

6. Citibank

7. ABN AMRO

8. Bank of China

9. Bank of America (not AMEX, it's not the same)

 

VISA, AMEX, MasterCard, Diners, JCB, etc are not actually "banks". well, i can't reveal any more.... hehe

 

but you can wikipedia the above to get your answers!

http://img.photobucket.com/albums/v56/flykite/futurerp.jpg
Posted
i thot if draw fm ATM the interest is 5% mthly?? :confused:

 

Nope, there is a 5% processing fee and 2% monthly interest....

 

Plus once this happens, there is no more interest free on your card, every transaction will incur interest charge

:cheeky: :dozed:
Posted
there is no more keppel tatlee bank, if you pple havent yet realised. it has "merged" with OCBC in 2002.

 

panclanrider got 7/9 correct. the 9 banks offering credit cards are:

 

OIC... But 7 out of 9 is still not bad lah... kekekeke... Gang Bang!!! Anyone???

 

:p :P :p

 

Steps to do a proper KNNBCCB with middle finger.

 

1. Bow down slightly, looking intensely at objective

2. Like a raging bull, hop and jog slowly towards objective

3. Take your left palm and slap it hard on the right mid-arm with a SLAP!

4. With charisma, raise right arm, whilst showing middle finger (with left palm trapped in bend right arm)

5. Shout! KNNBCCB

Posted
there is no more keppel tatlee bank, if you pple havent yet realised. it has "merged" with OCBC in 2002.

 

panclanrider got 7/9 correct. the 9 banks offering credit cards are:

1. DBS (POSB has technically "merged" with DBS in 2001 but the household name of POSB retained)

2. UOB

3. OCBC

4. HSBC

5. SCB

6. Citibank

7. ABN AMRO

8. Bank of China

9. Bank of America (not AMEX, it's not the same)

 

VISA, AMEX, MasterCard, Diners, JCB, etc are not actually "banks". well, i can't reveal any more.... hehe

 

but you can wikipedia the above to get your answers!

 

the last 2 nvr hear b4 leh ... anyway thx ... :thumb:

http://i116.photobucket.com/albums/o22/fba8485c/n687922172_4603.jpg

万般带ä¸èµ° ... 唯有业éšèº«

Posted

they are foreign banks... that's y not so popular... there's law which says that they cannot exceed the number of atm in sg... so not many ppl wants to have a account with them because of lack of atm...

Yamaha RXK (2003-2004)(FB****?)

Aprilia RS125 (2004-2004)(FM2834H)

Honda SP150 (2004-2005)(FR3462P)

Honda CBR400RRN(2005-2007)(FN2935L)

Nissian Latio (2007-2013)(SGU7413C)

Honda CBR600RR5 (2010-2013) (FZ3775U)

Kawasaki Z800 (2014-2018) (FBJ1955L)

 

Finally a brand new bike!

Posted

you can double up your cerdit card as atm card as well so that you don't need to carry so many cards in your wallet. :)

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Posted
you can double up your cerdit card as atm card as well so that you don't need to carry so many cards in your wallet. :)

 

And if you lost your credit card, you lost your ATM card as well...

 

What can be worst... You don't have ATM card to withdraw cash to take cab home....

 

:faint: :faint: :faint:

 

Steps to do a proper KNNBCCB with middle finger.

 

1. Bow down slightly, looking intensely at objective

2. Like a raging bull, hop and jog slowly towards objective

3. Take your left palm and slap it hard on the right mid-arm with a SLAP!

4. With charisma, raise right arm, whilst showing middle finger (with left palm trapped in bend right arm)

5. Shout! KNNBCCB

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