Credit/Debit cards

[flykite]

Any ideas on how to stop the call centers from calling to ask whether you want credit cards? Very irritating leh, keep on asking them not to call but they keep on calling........

 

tell them that you'd be a MAS635 case if they approved your application

[chuacheesiong]

what's a MAS635?

[panclanrider]

MAS Notice 635

 

Subject to paragraphs 3 and 4, all banks in Singapore shall comply with the following requirements when granting unsecured credit facilities to individuals in Singapore:

 

(a) Unsecured credit facilities shall only be granted to an individual if that individual has an annual income of $30,000 or more; and

 

(b) The aggregate of the amounts of all unsecured credit facilities which may be granted by a bank in Singapore to an individual on one or more occasions shall not exceed twice his monthly salary.

[Yongster]

just tell them u not interested.... short and sweet......

[Aie]

You can always ask them, "Which part of N O did you not understand???"

[hydrop]

Anybody got the DBS credit cardshield? Just to check that u pay the $0.35 per $100 outstanding balance premium only if u have an outstanding balance right? That is those amounts u have not paid after the due date.

 

So if u pay the bill full everytime before the due date, there is no premium to be charged?

[Guest NPNT]

For now, any good cards?

 

Which is better, UOB Signature or DBS Black?

[maman_600rr]

my advice,

 

dont apply.u'll get hooked to it and will never clear ur debts unless u are discipline in paying the monthly promptly or clear at 1 go....; )

[Guest NPNT]

Ok. I am discipline. And i wanna apply.

 

Question was, "any good card?"

 

Not, "should i apply for a credit card?"

[xHxHx]

Apply for the Citibank Tap & save saving acct =)

Debit card with 2% ezlink rebate and 1% cash rebate on any purchases....

[Guest NPNT]

Dats debit card? Nah. Not looking for debit card.

 

Funny how come ppl reply but nowhere near my qn.

[Kutrax]

For me i think POSB everyday card is good.

 

SPC petrol got discount.

shop at carrefour got rebates.

book flight Jestar also got discount.

[Guest NPNT]

how abt makan2 ah? dining perks.

 

no SPC near my place ah. i oredi got the Speedpass.. dont tink i wanna switch to SPC.

 

Got any card similar to the old DBS Black blablabla, dat can act as a credit + atm card? Forgot the long name of that DBS card la. but its req oso super high la.

[Kutrax]

Dining not much actually.

usually for those high end restaurant.

i think credit card is more for travelling purpose.. check in hotel no need put deposit.but different person will have diff needs.. depends.

[Guest NPNT]

ah icic. actually for myself, im not into the travelling perks. more into eating + shopping perks.

 

i like dbs black coz its black. i know la got other black ones oso. but dbs black perks, not dat great.

[Guest limpeiwah]

how come u like black newbie

[Guest NPNT]

nice wad black. so at nite i go out ppl cannot see i got dbs black.

[Echo]

make it easier to lose ur card too.

[Guest limpeiwah]

your bike also black ah?

[Echo]

also wanna ask, ur skin also black too ??

[Guest NPNT]

bike is black lor.

 

wah adr82 is racist!

 

i seriously think everyday go card is not stylo. but perks n 5yrs waiver are good.

[Guest limpeiwah]

i quite happy with my plat amex and visa cards. lots of air miles and free upgrades to business class for travel and good travel insurance as well. but must spend enough for fee waiver.

[Guest NPNT]

which bank?

[Guest limpeiwah]

bank of america, citibank, dbs.

[danielsin2]

waaah.. u all so rich sia.. i poly student only.. AND no 2b yet also..