Credit/Debit cards

[frz]

Anyone know which banks has the best credit card deals?

[kwyjibo]

Depends on wat deals u r looking for.

For me, defintely a Citibank Dividends card for petrol, UOB classic n mini card for food n POSB Everyday card.

[chee_teck]

Try Everyday...

But i heard if you chiong often, go for Citibank....

[frz]

which one more easy to get?

[Lass]

abn amro now 3 yr fee wavier and i heard maybank is 7 yr waiver hehe good luck

[Guest imported_Ah_Ben]

honestly it depends on ur needs...

different card gives different privillages.

 

Basically, i only hold 2 cards.

one a UOB mini, other a DBS black card.

 

Cos the Black Card is an Amex, hence many discounts over the island. It include many makan deals as well.

 

UOB mini because not all places accept amex, hence u need a visa or mastercard... UOB also alot of makan deals. lolx

[The Monopoly Man]

hello ,

 

if no 30k per year hhow to apply? any idea? any 1 working in banks that can help?

 

[The Monopoly Man]

hello ,

 

if no 30k per year how to apply? any idea? any 1 working in banks that can help?

 

[rastyblade]

Originally posted by Lass@Jun 12 2006, 09:36 AM

abn amro now 3 yr fee wavier and i heard maybank is 7 yr waiver hehe good luck

when to maybank dun hav 7yrs waiver wor, they say at least 24 transactions in a yr den annual fee waived.

[Angry]

Originally posted by The Monopoly Man@Jun 12 2006, 01:04 PM

hello ,

 

if no 30k per year how to apply? any idea? any 1 working in banks that can help?

 

 

Don't worry. For UOB bank you put $10000 in for fixed deposit and you can get the credit card first year free.

 

 

 

[The Monopoly Man]

haha no 10k how to put? can put 10k than after got the credit card than take out $9900 a not?

[madman]

Originally posted by The Monopoly Man@Jun 12 2006, 06:09 PM

haha no 10k how to put? can put 10k than after got the credit card than take out $9900 a not?

this type have to go get "ah long" credit cards liao...

no need min income, no need $10k...

 

 

but, will need alot of blood, cos they will suck and suck ur blood....

[Naz]

Best Credit Card = DEBIT CARD/NO-CREDIT card

[Lass]

Originally posted by rastyblade@Jun 12 2006, 05:12 PM

when to maybank dun hav 7yrs waiver wor, they say at least 24 transactions in a yr den annual fee waived.

is it? honestly i wasn't too sure but my colleague told me abt it.

[Gnixer]

Originally posted by The Monopoly Man@Jun 12 2006, 01:04 PM

hello ,

 

if no 30k per year how to apply? any idea? any 1 working in banks that can help?

 

think MAS can help u better than the banks

u call them up better review the credit cards term & conditions fast

[DiabolicZero]

Originally posted by Angry@Jun 12 2006, 05:25 PM

Don't worry. For UOB bank you put $10000 in for fixed deposit and you can get the credit card first year free.

 

Think $5k is for normal card while $10k is for gold cards.

 

If can put in $50k, will get platinum card.

[jytheorem]

Citibank Platinum Dividend!!

Cashback of min 0.5% for everything u swipe it with!!

[The Monopoly Man]

Gnixer Posted on Jun 13 2006, 04:42 PM

 

 

 

MAS?

[Izzy]

No 30k how to get my friend got 34k also rejected. nowadays they very strict..

[josean]

they seem to be desperate to get ppl to fall into the debt trap so becareful with your credit.

 

caution not to let your credit roll over as the interest is high.

 

cards are good to earn points and get discounts on stuffs like pubs and restns.

remember not to let the card control you and... relying on future money is a bad bad bad habit

[VoLcAnO]

the application department will do a review on ya 'history' and tat determines where u get it anot.. usually if u have a suit or had bad debts or stuffs like tat u wun get it.. hope tis helps..

[DiabolicZero]

Originally posted by VoLcAnO@Jun 15 2006, 03:40 PM

the application department will do a review on ya 'history' and tat determines where u get it anot.. usually if u have a suit or had bad debts or stuffs like tat u wun get it.. hope tis helps..

There's a central system which stores all bad credit records, known as 'Credit Bureau'. This system is available for use by all financial institutions, I think.

If a person's records are inside the bureau, most probably the banks wun approve his / her application.

[DiabolicZero]

Originally posted by jytheorem@Jun 14 2006, 06:36 AM

Citibank Platinum Dividend!!

Cashback of min 0.5% for everything u swipe it with!!

Yeah!

But the down part is...one gotta have min $50 cash rebate in his / her account before Citibank issues out the cheque.

Based on 0.5% cash rebate for everything, one gotta swipe at least $10k with the card before being eligible to get the cheque.

Wonder how long it'll take for normal spending?

By the time, the bank will start charging account holders for yearly subscription fees. Dun seem to be easy to clock $10k of credit card spendings in Spore within the first 'free' year by normal purchase pattern.

[dav79]

correct. the bad debt very stressful

[Gnixer]

Originally posted by The Monopoly Man@Jun 14 2006, 01:14 PM

Gnixer Posted on Jun 13 2006, 04:42 PM

 

 

 

MAS?

Singapore - Monetary Authority of Singapore