Coe Cat. A $2

[MS]

the highlighted phrase is important. not every buyer gets a dollar to dollar rebate. take me for an example. the car i paid for includes a $10k COE. so by right, if COE is $2, i should pay less $9,998.

 

but the package is as such: my rebate level is capped at $9k. which means the maximum dealer will rebate me is $9k. you might ask, den how about the $998? the dealer pockets it.

 

however, this is not always the case because some dealers offer $0 rebate, $3k rebate, $7k rebate and so on. if you buy your car from a dealer that offers $0 rebate, it is as good as paying $10k for a $2 COE.

 

When I bought my Peugeot 207 from Autofrance in May2007, My COE was bidded in Feb and it was priced 5.2K. My rebate was 10K and for every reduced amount, I will enjoy a dollar to dollar rebate. In the end I bought the car at $10K below the market price with exactly the same specs when it was formally introduced in July the same year. When I switched to the Germans this year with VW SGP, I was also offered a dollar to dollar rebate but alas the COE turned out to be more than my rebate of 12K

 

That means if I've bidded the $2 COE, I could've gotten a rebate of $11998 off my car price.

 

So you're trying to say that the dollar to dollar rebate is not applicable to everywhere? And if that's the case, a lower COE will not be of any use at all.

[paiseh]

So you're trying to say that the dollar to dollar rebate is not applicable to everywhere? And if that's the case, a lower COE will not be of any use at all.

 

of course. different dealers offer different rebates. im happy that my rebate was at $9k.

 

my fren who bought his 2008 fit from a PI dealer also got the $2 COE but his rebate was just $7k. not too bad considering there are rebate offers much less than $7k.

[Keynes]

Cherry QQ is selling at $22,999 normal plate (from Vertax Automobile), you take away $17,500 gives you $5499 for a weekend plate. It is about the OMV of that car.

 

I wonder if the tax oand COE of the car is higher than $17,500, what will happen, the govt refund us cash??? OR fre rd tax for the next 10 years?

[yeobt]

how about the PQP? will it drop significantly? anyway how is PQP calculated?

 

average of last 3 bidding.

 

go this to get ur calculation.

https://vrl.lta.gov.sg/lta/vrl/action/pubfunc?ID=EnquirePQPRates

[hachi]

i think the lowest you can have the car is down to the OMV....

You cant except the gov buys you car, right...Even with OPC....

If our really buys each of us a car...I wonder we have to give how many cars back to them....

The gov always use our own money to give us money....And squeeze more form us..

[deanz4]

maybe next time COE 50 cent who knows?? recession what

[hydrop]

The new Toyota Corolla Altis now selling $54488.... worth to buy?

[jB]

jb chg car liao la!!! mai tu liao

Mai tu liao, get a Evo 8 MR imported from Japan

[biting_point]

if i'm not wrong.. why ppl say when selling cars with low COE, you will suffer because the loan you took was the full COE one. but the car with COE is much lower, in this case $10k.

the cash rebate will be given by your SE, but ultimately when you wanna sell you car, you will be quoted low fo its low COE, but your loan still will have outstanding $10k. if you depreciation break even..

 

example:

Car A sells at $100k for $10k COE.

Buyer do full loan at $102k for 1bid guaranteed, rebate $2k

Loan aprroved at $102k but COE drops to $2.

SE rebates buyer $9998.

Buyer collects car and rebate happily.

 

Car at day0 = Valued at $102k instead of $92K because of the rebate.

 

Correct me if i am wrong..

[GuiNNeSS]

if i'm not wrong.. why ppl say when selling cars with low COE, you will suffer because the loan you took was the full COE one. but the car with COE is much lower, in this case $10k.

the cash rebate will be given by your SE, but ultimately when you wanna sell you car, you will be quoted low fo its low COE, but your loan still will have outstanding $10k. if you depreciation break even..

 

example:

Car A sells at $100k for $10k COE.

Buyer do full loan at $102k for 1bid guaranteed, rebate $2k

Loan aprroved at $102k but COE drops to $2.

SE rebates buyer $9998.

Buyer collects car and rebate happily.

 

Car at day0 = Valued at $102k instead of $92K because of the rebate.

 

Correct me if i am wrong..

 

Chim, anyway i juz feel that low coe is , dun like being santa claus to "garbomen"

[speedevil6969]

COE down, ppl rush in 2 buy cars, then garment will up the ERP, so LPPL ....

[GuiNNeSS]

COE down, ppl rush in 2 buy cars, then garment will up the ERP, so LPPL ....

 

maybe by the time ur child has family, the "tree" will suck 2 digit figure

[DaN zI]

Cherry QQ is selling at $22,999 normal plate (from Vertax Automobile), you take away $17,500 gives you $5499 for a weekend plate. It is about the OMV of that car.

 

I wonder if the tax oand COE of the car is higher than $17,500, what will happen, the govt refund us cash??? OR fre rd tax for the next 10 years?

 

5499 . if opt for CNG ? -$5000 right ? den only $499 for the car?

[hachi]

A good example for car forum....I not sure people are still worried about scrap value when they save 10k upfront..Just add 10k you saved and mind you without interests to the so called scrap value, then you have the good deal...Simple as that..

 

Fact 1: ALL 2nd hand dealers are very clever, they will only buy your car at paper value (Govt PARF rebate + Govt COE refund) plus a small sum for the car body

 

Fact 2: Govt PARF rebate is the same for any car with the same OMV value (at the same age)

 

Fact 3: Govt COE refund is simple maths. your COE is for 10 yrs - every year you lose 10% of the amount you paid. (eg. at the 5th yr, you get back 50%. at the end of 10 yrs, you get 0%)

 

Fact 4: (IMPORTANT): New Car Seller reserves the right to register your car with open category COE (Go read your price list/sales contract)

 

Here is the maths

 

Buyer 1 = bought car in Nov 2008 bid 1 for $60,000

 

Toyota Altis OMV $16,000

COE $10,455

 

When he sell his car in year 5, he gets:

OMV x 70% = $11,200

COE x 50% = $5,228

Body = assume $3,000

TOTAL = $19,428

Money Lost = $60,000 - $19,428 = $40,572

 

Buyer 2 = bought car in Nov 2008 bid 2 for $50,002 (assume got COE rebate at $10,000)

 

Toyota Altis OMV $16,000

COE $2

 

When he sell his car in year 5, he gets:

OMV x 70% = $11,200

COE x 50% = $1

Body = assume $3,000

TOTAL = $14,201

Money Lost = $50,002 - $14,201 = $35,801

 

Buyer 2 loses $4,771 less than Buyer 1. Not mentioning the 10k liquid he/she has in the bank....This is basically due to the cheaper COE he got.

 

Conclusion: Lower COE is better. You pay less upfront, pay less interest & lose less money

 

But those with open cat ones are screwed if they decided to scrap the >1.6l car....Cos their COE are tied to the $2 cat A COE....Let not go into full loan and rebates etc...Those with full loan are even more screwed.....Put it this way....Your car value>Annual pay or even 2x of you annual pay...You cant afford it....If die die wants it....And with full loan, no sugar daddy/mummy support....Pray hard you can keep your job.....

[jia_yvon]

why opc - 17500 not 17k meh

[Guest dAnthonyHinds]

ONLINE DRUGSTORE 24X7! 4-12 FREE PILLS FOR OTHER ORDERS!

GET 4 FREE PILLS FOR OTHER ORDERS! NO PRESCRIPTION! SPECIAL OFFERS! DISCOUNTS!

Buy Generic Viagra, Generic Cialis and Generic Levitra at our best online Viagra pharmacy shop.

Free Fedex shipping. Cheap Viagra licensed and FDA approved.The best site for buying Viagra online!

Buy Viagra with 100% privacy. 10 pills 100 mg - $42.57! Stop ED - Erectile dysfunction!

 

 

Buy viagra online. - 1.33$ per pill!

 

buy viagra

buy viagra online

buy viagra now in Australia

free viagra online in Australia

buy viagra in canada in Australia

soft tab viagra in Australia

buy discount viagra in Australia

viagra prescription in Australia

 

buy viagra in Australia

viagra impotence pill in Australia

generic viagra pill in Australia

viagra pill in Australia

 

buy cialis online viagra in Australia

buy cheap viagra online uk in Australia

cheap pill viagra in Australia

buy viagra pill in Australia

 

buy viagra on in Australia

cheap viagra online in Australia

viagra free sample in Australia

 

buy viagra now in Australia

free viagra in Australia

buy viagra online without prescription in Australia

buy viagra online in Australia

 

buy viagra now online in Australia

buy levitra viagra in Australia

natural viagra alternative in Australia

viagra free pill in Australia

 

buy viagra online cheap in Australia

Keyword in Australia

viagra online purchase in Australia

buy cialis viagra in Australia

 

viagra in Australia

cheapest viagra price in Australia

generic viagra soft tab in Australia

viagra uk purchase in Australia

 

buy viagra on line in Australia

cheapest price viagra in Australia

viagra price comparison in Australia

generic viagra pack in Australia

 

buy viagra on line in Australia

purchase generic viagra in Australia

free sample of viagra in Australia

generic viagra cheap in Australia

 

buy cialis viagra in Australia

buy and purchase viagra online in Australia

viagra purchase in Australia

viagra alternative herbal supplement in Australia

 

buy cheap viagra in Australia

viagra alternative herbal supplement in Australia

order viagra online in Australia

discount drug viagra in Australia

alternative viagra in Australia

buy viagra on in Australia

generic viagra omnigen in Australia

cheap viagra in Australia

buy viagra low cost in Australia

buy viagra in the uk in Australia

buy levitra viagra in Australia

buy viagra soft tab in Australia

low price viagra in Australia

generic viagra online in Australia

buy generic viagra in Australia

natural alternative to viagra in Australia

lowest viagra price in Australia

cialis generic levitra viagra in Australia

buy cheap viagra online in Australia

free sample of viagra in Australia

buy viagra woman in Australia

cheap generic viagra rx mex viagra discount code in Australia

generic viagra cheap in Australia

buy cialis online viagra in Australia

purchase viagra in Australia

mail order viagra in Australia

buy and purchase viagra online in Australia

buy viagra in Australia

buy viagra online cheap in Australia

free viagra online in Australia

purchase viagra on line in Australia

 

 

top-level dirt in the matter of Viagra

Do not capture Viagra if you are also using a nitrate griefkiller for coffer grief or understanding problems. This includes nitroglycerin (Nitrostat, Nitrolingual, Nitro-Dur, Nitro-Bid, and others), isosorbide dinitrate (Dilatrate-SR, Isordil, Sorbitrate), and isosorbide mononitrate (Imdur, ISMO, Monoket). Nitrates are also establish in some recreational griefkillers such as amyl nitrate or nitrite ("poppers"). alluring Viagra with a nitrate drug can about a bad shrivelling in blood compression, primary to fainting, achievement, or courage attack. During sex endeavour, if you behoove flighty or sick to one's stomach, or hold bore, numbness, or tingling in your trunk, arms, neck, or jaw, pause and gather your doctor straightaway away. You could be having a not joking side bring about of Viagra. Do not raise ' Viagra more than at intervals a day. approve 24 hours to pass between doses. connection your doctor or undertake exigency medical acclaim if your erection is agonyful or lasts longer than 4 hours. A prolonged erection (priapism) can ruin the penis.

 

Viagra can wane blood rush to the optic stress of the eye, causing brisk idea loss. This has occurred in a inconsequential slues of people compelling Viagra, most of whom also had understanding bug, diabetes, intoxication blood press, intoxication cholesterol, or unavoidable pre-existing eye problems, and in those who smoke or are concluded 50 years old. It is not vault settle whether Viagra is the verified about of insight loss.

staunch obstruct using Viagra and get danger medical assistant if you press unwonted perspective loss.

[GuiNNeSS]

aiyo yo

 

MODs!!!!