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[Discussion] Insurance Matters


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tq bro, but the sad thing is, sun im gonna work. so its very hard for mi to go out late late on sat night. onli 2night i can go out till late late 2gether with my gf coz 2moro is my off day. LOL.

 

sat again? my bedok rider/driver also gt outing on sat evening n i turn them down as well.. lol.

 

bros, possible to meet up on next week fri night ? coz from next week onward, my off day shift to sat so tt i can go out late late on fri night. cya guys. tq

 

 

Fri nite i'm ok.. MS maybe the following week we go picnic at dam?

:cool:
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my ex used to drive one...hate it..so damn leh chey when you got passengers. the front passenger must unbuckle seat belt for the back passengers to get down.

 

i nag him till he tak boleh tahan go change jaguar. lol...

 

lol arboh call coupe... i and jia know this trouble the best

:cool:
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juz got a getz 1.1 opc. insurance from ntuc cost me $2288

 

 

 

that price based on driving experience less than 2 yrs and below 27.

 

Wha that's quite a lot of diff between p-plater and experienced drivers.. I got my regular plate Getz 1.1L last year ins only $1.6k.. >2yr driving and 28years old.. Under AIG

Riot-Bike Co.

 

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Fri nite i'm ok.. MS maybe the following week we go picnic at dam?

 

Need to conduct training overseas... Maybe we can have a potluck at the dam when I come back. Use this time to learn a new dish... :lol:

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when u coming back?

 

I will be very packed from Oct16 to Nov10. Business trips, seminars, entertainment. Both local and

overseas... :hungry: :cheers: :thirsty: :puke: :deal: So weekends are my recuperation days.

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Wha that's quite a lot of diff between p-plater and experienced drivers.. I got my regular plate Getz 1.1L last year ins only $1.6k.. >2yr driving and 28years old.. Under AIG

 

this year almost all the insurance premium went up already,AXA i was quoted $3k for my getz.. last year i wanted to buy opc getz, my insurance only $1.6k less than a year experience..

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my ex used to drive one...hate it..so damn leh chey when you got passengers. the front passenger must unbuckle seat belt for the back passengers to get down.

 

i nag him till he tak boleh tahan go change jaguar. lol...

 

wah, u nag nag onli he cant take it n change car ? ur sales so tok gong ar ?

aniway, no choice, coupe like tt one wat. onli way is dun fetch ppl behind lo

jaguar XE 2.0 ??? tts cheap now in the market.. 1 yr lose around 7k plus a bit nia. should be cheaper than rx8 in term of depreciation.

rare 2000cc with v6 engine, smooth pick up n great. spare parts should be cheaper than bmw n audi.

http://www.speedtest.net/result/341058511.png

 

dats y. i computer hero
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lol arboh call coupe... i and jia know this trouble the best

 

haha. ya lo.. arbo call coupe. LOL.

but i seldom face this pro la.. most of the time oni 2 ppl inside my car.

if gt more ppl, i dun really find it a headache, coz u onli need go come out n let the behind get down..ok wat. haha:)

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  • 6 months later...

Hey all. What are the available local insurance company? Don't mind listing down.. Was intend to enquire with these company and have their quote on the premium before commiting into a 4 wheeler. Anyway was intending to get a 1.1M Hyundai Getz.

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  • 1 month later...
  • 1 month later...

6yrs exp, 0% ncd and 26 yrs old = 2.7K

avante 1.6

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Does it make sense that the insurance u pay for ur car costs more than ur life insurance premium? And the payout is lower! What a load of crap.

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嘴讲兰派爽! The World would be a better place if karma exists.

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Does it make sense that the insurance u pay for ur car costs more than ur life insurance premium? And the payout is lower! What a load of crap.

 

I just paid for my car insurance.... approximately 2 hours ago... SGD$1.68K

What payout are we talking about for motor insurance?

 

It's indeed a cart fully loaded with rubbish. Thanks to the inflated claims made by errant workshops.

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I just paid for my car insurance.... approximately 2 hours ago... SGD$1.68K

What payout are we talking about for motor insurance?

 

It's indeed a cart fully loaded with rubbish. Thanks to the inflated claims made by errant workshops.

 

thats kinda ex, but shouldn't blame it on workshop alone. Moreover they combine private and commercial vehicles together to gauge the rates -.-"

 

So this is the overall "underwriting" in insurance company that claim they're "losing" money. (Wth do we pay for when bus claim insurance, they have tema-sai to backup)

:cool:
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my dad's name

 

54 years old 10% NCD

 

AXA quote 1.8k

 

SHC capital quote less than 1k

05.04 - 08.04: Honda Wave S (FV)

08.04 - 05.09: Honda Version S (FP)

09.08 - 08.10: Honda ESi 4dr (SBV)

04.11 - 02.12: Ducati 749 (FY)

05.09 - 07.14: Honda Wave X (FBD)

07.14 - 09.15: Yamaha Tmax 530 (FBH)

11.13 - 09.15: Honda City (SGA)

 

09.15 - Current: Honda Jazz (SKV)

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my dad's name

 

54 years old 10% NCD

 

AXA quote 1.8k

 

SHC capital quote less than 1k

 

 

What is SHC capital?

*人 在 江 湖 *敲 锣 打 鼓 *

嘴讲兰派爽! The World would be a better place if karma exists.

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thats kinda ex, but shouldn't blame it on workshop alone. Moreover they combine private and commercial vehicles together to gauge the rates -.-"

 

So this is the overall "underwriting" in insurance company that claim they're "losing" money. (Wth do we pay for when bus claim insurance, they have tema-sai to backup)

 

I was quite disappointed when Financial Alliance (#10-00 Spring Singapore) called me and told me that the motor insurance provider Allianz decided to increase my premium to 1.9K+ despite having a black and white valid quotation that states 1.6K+

 

F.A asked if I am still keen to go on for the insurance. But I declined with a firm stance. Even if I were to fight and Allianz gives me free insurance, I will still reject them. Very sensible choice in my opinion.

 

I immediately accepted the quote AIG offered a month ago to extend my current insurance with them. At very low 1.9K.

 

I was extremely cautious when I dealt with F.A. The representative asked for cash or cheque which I refused. And insisted on credit card. Eventually managed to get to pay by credit card. Fortunately... In case there were any negligence that resulted in any loss, all I did was to quickly cancel off my old card and my bank said they will issue me with a brand new card with new numbers in 1 week's time. Fortunately... lesson learnt with little cost. To bar Allianz and Financial Alliance in all my future needs. Together with NTUC. :cool:

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What is SHC capital?

 

shc capital is an insurance company

 

http://www.shccapital.com.sg/

 

it is one of the participating under the Certificate of Merit thingy

05.04 - 08.04: Honda Wave S (FV)

08.04 - 05.09: Honda Version S (FP)

09.08 - 08.10: Honda ESi 4dr (SBV)

04.11 - 02.12: Ducati 749 (FY)

05.09 - 07.14: Honda Wave X (FBD)

07.14 - 09.15: Yamaha Tmax 530 (FBH)

11.13 - 09.15: Honda City (SGA)

 

09.15 - Current: Honda Jazz (SKV)

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Why do we always play into people's hand? We shld all just get the lowest quote, insure 3rd party if you have to. Now if everybody loan jialat jialat just to buy a car, of cos all kana squeeze balls pay insurer's asking price, not consumers'.

So now insurers play backside rite, okaaayyyy, buy car dont buy so expensive lah, reduce your loan to 3 yrs or buy whatever is affordable. Buy all the cars with lowest premium, shrink demand, in the end car importer will have oversupply, and they will squeeze balls and have to reduce selling price liao. Once cars prices go down, loans will be more sustainable, but still standby your lowest quotes and cars with lowest premiums. Insurers in the end have to reduce all their quotes to gain the volume, becos nobody is interested in high premiums cars anymore.

 

Heck, lets all ride bikes instead, lagi best.

*人 在 江 湖 *敲 锣 打 鼓 *

嘴讲兰派爽! The World would be a better place if karma exists.

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