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Posted

I mean 1sy hand can drag 7 yrs ...

 

1st hand put @ 30k OTR..

 

You down 5K, loan for 7 years, interest yearly is probably at 7-9%..

 

25k x 1.49 / 84 Months = $443 a month for 7% interest rate..

 

By the end of 4 years, left with 16k installment to clear..Probably haven break even depending on how the market value is by then.

 

$443 x 12 = $5316 yearly

1 year you have to

 

4 EO + Filter change on the average = Around $80 x 4 = $240

Road Tax = $160 before Discount..Latest discount at around 23% which works out to $123.20 half yearly which equals to $246.40 a year.

1 pair of tyres a year = $430

Insurance a year we put at $1200(Probably higher depending on age)

Chain + Sprocket a year = $300

Petrol = $150 monthly(Depends) = $1800 yearly

 

Let's not count in repairs, mods, parking, cashcard etc etc.

 

So conclusion,

 

$5316(Installment) + $240(EO + Filter) + $246(Road Tax) + $430(Tyres) + $1200(Insurance) + $300(Chain Sprocket) + $1800(Petrol) = $9532 Spend a year Min which works out to $794.30 to be put aside a month.

http://i69.photobucket.com/albums/i42/akrapovick4/thedoctor.jpg
Posted
1st hand put @ 30k OTR..

 

You down 5K, loan for 7 years, interest yearly is probably at 7-9%..

 

25k x 1.49 / 84 Months = $443 a month for 7% interest rate..

 

By the end of 4 years, left with 16k installment to clear..Probably haven break even depending on how the market value is by then.

 

$443 x 12 = $5316 yearly

1 year you have to

 

4 EO + Filter change on the average = Around $80 x 4 = $240

Road Tax = $160 before Discount..Latest discount at around 23% which works out to $123.20 half yearly which equals to $246.40 a year.

1 pair of tyres a year = $430

Insurance a year we put at $1200(Probably higher depending on age)

Chain + Sprocket a year = $300

Petrol = $150 monthly(Depends) = $1800 yearly

 

Let's not count in repairs, mods, parking, cashcard etc etc.

 

So conclusion,

 

$5316(Installment) + $240(EO + Filter) + $246(Road Tax) + $430(Tyres) + $1200(Insurance) + $300(Chain Sprocket) + $1800(Petrol) = $9532 Spend a year Min which works out to $794.30 to be put aside a month.

 

30k down 5k too little Liao la hahha , n interest rate for 1at had is 4% ma ... 2nd hand den 5% ... My petrol more den 150 lo nb 13km/l :(

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs605.snc4/58582_425759858089_606683089_4979174_1311643_n.jpg
Posted
30k down 5k too little Liao la hahha , n interest rate for 1at had is 4% ma ... 2nd hand den 5% ... My petrol more den 150 lo nb 13km/l :(

 

4% is dependent..Cos if you take a 7 years loan, den different rate applies...

 

If you take 4 or 5 years den of cos they would give u a 4% rate..

 

 

2nd hand is between 5-9%..This is the standard market practise as inform to me by a inside source from Singapore Motor Cycle Trade Association...

http://i69.photobucket.com/albums/i42/akrapovick4/thedoctor.jpg
Posted
4% is dependent..Cos if you take a 7 years loan, den different rate applies...

 

If you take 4 or 5 years den of cos they would give u a 4% rate..

 

 

2nd hand is between 5-9%..This is the standard market practise as inform to me by a inside source from Singapore Motor Cycle Trade Association...

 

Ohh I donno 6 or 7 yrs e rate so high sia .. And also 2nd hand I think depends on e amount loan , bigger Amt lower int lo . My rvf last time 6% lol

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs605.snc4/58582_425759858089_606683089_4979174_1311643_n.jpg
Posted
Gt 7 yrs Loan one ..

 

U need e plate no meh ? Anyway 07 priced at ard 16k de ba .. But with akra etc n no plate still ok ..

 

bo bian, unless he selling the plate seperately then it will be cheaper lor. cos plate bidding is at 2.5k. which is 18k - 2.5(plate) - 2k+ (akra y pipe) = 14k for stock the most?

Posted

How much are u going to down?? Your insurance hw much??

http://i69.photobucket.com/albums/i42/akrapovick4/thedoctor.jpg
Posted

Football on 4th Apr 2010, Sunday

 

Time: 1900 - 2100

Location: Pitch 5, The Cage @ Kallang

Price: $90 / No. of players

 

1. MC28

2. Marcus

3. w4m

4. FC

5. Max

6. Dave

7. Eddie

8. Eugene

9. Nelson - Man U VS Chelsea after dat!!

10.

http://i69.photobucket.com/albums/i42/akrapovick4/thedoctor.jpg
Posted
30k down 5k too little Liao la hahha , n interest rate for 1at had is 4% ma ... 2nd hand den 5% ... My petrol more den 150 lo nb 13km/l :(

 

 

13km/h ???

wa lose to altis in mileledge sia

How much are u going to down?? Your insurance hw much??

 

he young but he got money

so insurance no issue

even though its going to cost near 2k

 

so if he ride 2 years

he got 4k liao ..

 

if 3 years is 6k

 

wa 6k go holiday shiok shiok wan ...

 

but mc28 ,

if count tires la , repairs la .. etc ..

that is a lot of money

Posted

Thats why its best to buy a Suzuki Katana and ride forever and ever. Like me! Wise choice.. :thumb:

The goal is not to set a fastest lap, it is to eventually win the race.

Posted
Thats why its best to buy a Suzuki Katana and ride forever and ever. Like me! Wise choice.. :thumb:

 

u are different

u saving yr money to build yr portugese egg tart empire

Posted

he young but he got money

so insurance no issue

even though its going to cost near 2k

 

so if he ride 2 years

he got 4k liao ..

 

if 3 years is 6k

 

wa 6k go holiday shiok shiok wan ...

 

but mc28 ,

if count tires la , repairs la .. etc ..

that is a lot of money

 

It's like this one mahx...

 

Everybody can afford the monthly installment but what they never see is the up keeping of the bike + some other unforeseen stuff like breakdown, coil burn, rect gone, valve clearance etc etc..

http://i69.photobucket.com/albums/i42/akrapovick4/thedoctor.jpg
Posted
It's like this one mahx...

 

Everybody can afford the monthly installment but what they never see is the up keeping of the bike + some other unforeseen stuff like breakdown, coil burn, rect gone, valve clearance etc etc..

 

u very bad leh

always discourage discourage ...

 

 

u must encourage them ...

they have dreams u know ..

dun spoil them ...

 

let them fufill their destiny , their dreams , the power ,

the envy ....

and lastly , oooooohhhhhhhhh and ahhhhhhhhhhh from their chai when they pillion them ....

 

 

 

that itself is all WORTH IT..

 

 

so to all those upgrading ...

dun listen to MC28 ,

 

money can be earn , but the ohhhhhhhhh and ahhhhhhhhhhhhhhh and waaaaaaaaaaaa

from the ppls face .. is PRICELESS

Posted
u very bad leh

always discourage discourage ...

 

 

u must encourage them ...

they have dreams u know ..

dun spoil them ...

 

let them fufill their destiny , their dreams , the power ,

the envy ....

and lastly , oooooohhhhhhhhh and ahhhhhhhhhhh from their chai when they pillion them ....

 

 

 

that itself is all WORTH IT..

 

 

so to all those upgrading ...

dun listen to MC28 ,

 

money can be earn , but the ohhhhhhhhh and ahhhhhhhhhhhhhhh and waaaaaaaaaaaa

from the ppls face .. is PRICELESS

 

Bad old man....

 

Very Bad !!!!!

 

 

 

 

 

 

 

 

But i like...Reverse Psychology :angel:

http://i69.photobucket.com/albums/i42/akrapovick4/thedoctor.jpg
Posted
bo bian, unless he selling the plate seperately then it will be cheaper lor. cos plate bidding is at 2.5k. which is 18k - 2.5(plate) - 2k+ (akra y pipe) = 14k for stock the most?

Not lidat count one la hahaha , shop eat in r108 stock ard 16k my fren maybe sellin cos he changin phantom . I help u ask him how ..

13km/h ???

wa lose to altis in mileledge sia

 

 

he young but he got money

so insurance no issue

even though its going to cost near 2k

 

so if he ride 2 years

he got 4k liao ..

 

if 3 years is 6k

 

wa 6k go holiday shiok shiok wan ...

 

but mc28 ,

if count tires la , repairs la .. etc ..

that is a lot of money

 

Same as my bro civic lo, his Ard 13-14

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs605.snc4/58582_425759858089_606683089_4979174_1311643_n.jpg
Posted
u very bad leh

always discourage discourage ...

 

 

u must encourage them ...

they have dreams u know ..

dun spoil them ...

 

let them fufill their destiny , their dreams , the power ,

the envy ....

and lastly , oooooohhhhhhhhh and ahhhhhhhhhhh from their chai when they pillion them ....

 

 

 

that itself is all WORTH IT..

 

 

so to all those upgrading ...

dun listen to MC28 ,

 

money can be earn , but the ohhhhhhhhh and ahhhhhhhhhhhhhhh and waaaaaaaaaaaa

from the ppls face .. is PRICELESS

 

Lol y I nv feel so when pillion cai ? wen they jitao hug u stick to u starting u would feel song but once move off will GAO wei le lol .

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs605.snc4/58582_425759858089_606683089_4979174_1311643_n.jpg
Posted

Ask u all , if I turn on my bike n TOTALLY no led at all even pole light. Still can push start?

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs605.snc4/58582_425759858089_606683089_4979174_1311643_n.jpg
Posted
Ask u all , if I turn on my bike n TOTALLY no led at all even pole light. Still can push start?

 

er last time my bike

got led light also cannot push start ...

Posted

Is it?? I tot gt dim led cn le .. Now mine totally like off mode :(

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs605.snc4/58582_425759858089_606683089_4979174_1311643_n.jpg
Posted

mine that time also died ...

but got light ..

a lot of ppl at my block help me push ...

 

 

also cannot start

 

u wan a beeter soultion ...

ask see who got sombong cable , help u jump start

Posted
mine that time also died ...

but got light ..

a lot of ppl at my block help me push ...

 

 

also cannot start

 

u wan a beeter soultion ...

ask see who got sombong cable , help u jump start

 

Bike to bike? Or car?? Tat time gt sound when u attempt?

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs605.snc4/58582_425759858089_606683089_4979174_1311643_n.jpg
Posted
u are different

u saving yr money to build yr portugese egg tart empire

 

Thats true. Once I make it, I'll buy u and Mr MC28 one of them cars from danzi's sig. Ok?

The goal is not to set a fastest lap, it is to eventually win the race.

Posted
Bike to bike? Or car?? Tat time gt sound when u attempt?

 

car to bike also can ..

 

attempt what ??

Posted
Thats true. Once I make it, I'll buy u and Mr MC28 one of them cars from danzi's sig. Ok?

 

u buy me those car in danzi siggy ??

er dun wan la , u buy for me i also will sell away...

 

no money pay road tax and insurance...

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