Beware of this bike shop!

[Jylan]

To all riders and buyers out there,

 

I had been a customer for already around 4yrs with this bike shop, but this is what happened.

 

1yr plus back, i got a bike from this bike shop on hire purchase. $170permth, and i miss paying 3mths installment. And what the bike shop did was sending lawyer letter straight to my house, and the late of interest fee was $1490+3mths = 2k. I didn't know it was a lawyer letter at first till i make a call then i know. So i got no choice but to pay those hidden cost.

 

Then just lastlast month on nov 2010 i did another late payment, the bike shop owner didn't say anything but just saying he bear the late interest fee.

Last month i was suppost to pay my installment on dec 2010 but i received my pay cheque on 31 dec which ocbc banks are not open, so i send a msg to the bike shop owner telling and notify him abt my suitition. But he nv reply, so today i did the paying of my installment. Then he reply, saying i got to pay late interest of $30. But for all this yrs he charge my late interest fee for $10 only, accept for the above case. But this time $30 and when i ask him why become $30 AND I don't know? He say because i long time nv do late payment, but on the nov i just did one and he didn't tell me abt the change of late payment fee at all, plus that day when i msg him he should let me know abt the change of late payment fee. But he didn't.

 

I'm not trying to get justice here or what, but just to share with people out there to be beware and think carefully before getting bike from this bike shop. Lots of hidden cost, you will only get to know the hidden cost when things happen.

Edited January 4, 2011 by Kushinagar

[Kutrax]

wah best ar you..

 

still can name the shop

[papabread79]

wah best ar you..

 

still can name the shop

bcoz he is daring. unlike u.

[ProFatSir]

This is the world of business.no mercy.when you do business than you know.

[Kutrax]

bcoz he is daring. unlike u.

 

http://www.hjo3.net/orly/gal1/orly_bush.jpg

[Seventh Son]

Nothing wrong from a business point of view. You would do the same too if you were the bike shop cos many are not paying their instalments on time. Dun point fingers at Bike Shops and why not ask yourself the reason YOU are constantly having late payments.

[ProFatSir]

Nothing wrong from a business point of view. You would do the same too if you were the bike shop cos many are not paying their instalments on time. Dun point fingers at Bike Shops and why not ask yourself the reason YOU are constantly having late payments.

 

Aiyo......so open say out the answer..later ppl pai seh how?

[Jylan]

what if u would be me, will u just pay up? as i stated clearly i only received my pay at the end of the month, and i even let the bike shop know. Not saying that i'm not going to pay.

[BlackBandit]

Nothing wrong from a business point of view. You would do the same too if you were the bike shop cos many are not paying their instalments on time. Dun point fingers at Bike Shops and why not ask yourself the reason YOU are constantly having late payments.

 

I concur!! If TS had paid his installments on time, there would be no problems. Anyway, once you have been served with a writ of summons from a law firm (for not paying 3 months installments), your credit-worthiness is suspect and creditors will be less lenient in future. Goes for all types of financial institutions.

[LollyPoP]

Which shop?

[ProFatSir]

what if u would be me, will u just pay up? as i stated clearly i only received my pay at the end of the month, and i even let the bike shop know. Not saying that i'm not going to pay.

 

your hire purchase agreement already stated which date to pay and all the funny charges are inside.

 

unless you really very very good with the shop(also must do as what you request),than you can request to pay your installment on every month beginning(5 or 7th).

[XiaoMeiz]

which shop? or location?

my own point of view is, firstly if instalments are paid on time or even 1 week earlier from due date, I believe you will be classified as "good" customers and no shops can "disturb" you. As for the sms issue, I guess the shop owner has NO obligation to reply you - they can charge you overdue interest if you are late so will it be better not to "reply" your sms?

[Andox]

Nxt time if buying a bike on hire purchase,pay 2 months instalment upfront so you will always have 1 month to be "late".

[rezz_shaz]

actually all charges are in the agreement....its not actually hidden just that we dont actually read them.

bike shops are not obligated to accept our reasons especially in ur case, its not the first time....sorry bro, but most bike shop will act in the same way if not worse

[tionghan]

if not happy.. pay full cash or take loan from another bike shop or bank lo.. but bank is worst i tell u .. no $ pay they seize your hse

[Constructicon]

Come on, no bikeshops will give a damn as to when our pay comes in. They only care that we pay the $$$ on the stipulated date.

Unless you got black and white stating otherwise, just pay as you are legally bound to.

 

I presume the date of installment is clearly stated on the hire purchase form.

 

Late payment = Fine.

The only issue at hand here is that the fine seems to either fluctuate or maybe TS is not aware.

 

Either way, there are countless posts of people complaining about bikes being towed away, and assorted stuff.

If cannot afford to buy a bike, then dont buy.

 

When we sign on the hire purchase form, we go by it. Simple as that.

[Dafanshu]

just pay 3 months ahead la, it only 170 a mth.. if you cant afford then u have serious finanical problem and should not own a vehicle

[LXY]

Which shop??

[ocel]

y dun u talk to the boss abt yr installment due date. maybe u can set it on the 5-10 of the month. at least there a time grace if yr pay gt delay...

[ProFatSir]

TS lost???

[Exu]

seriously i think this bike shop is quite nice to allow 3 mths of default payment.. if its for other shops.. 3 weeks they will have ur bike tolled!

[pyro13]

Well, its still ok to me.. Y did u msg d shop owner?? Y didnt u call?? U were already at fauly for paying late but dun have initiative to call??

[LoudnessFz]

enta..bodo!

[LoudnessFz]

--------------------------

[Maldini03]

To all riders and buyers out there,

 

I had been a customer for already around 4yrs with this bike shop, but this is what happened.

 

1yr plus back, i got a bike from this bike shop on hire purchase. $170permth, and i miss paying 3mths installment. And what the bike shop did was sending lawyer letter straight to my house, and the late of interest fee was $1490+3mths = 2k. I didn't know it was a lawyer letter at first till i make a call then i know. So i got no choice but to pay those hidden cost.

 

Then just lastlast month on nov 2010 i did another late payment, the bike shop owner didn't say anything but just saying he bear the late interest fee.

Last month i was suppost to pay my installment on dec 2010 but i received my pay cheque on 31 dec which ocbc banks are not open, so i send a msg to the bike shop owner telling and notify him abt my suitition. But he nv reply, so today i did the paying of my installment. Then he reply, saying i got to pay late interest of $30. But for all this yrs he charge my late interest fee for $10 only, accept for the above case. But this time $30 and when i ask him why become $30 AND I don't know? He say because i long time nv do late payment, but on the nov i just did one and he didn't tell me abt the change of late payment fee at all, plus that day when i msg him he should let me know abt the change of late payment fee. But he didn't.

 

I'm not trying to get justice here or what, but just to share with people out there to be beware and think carefully before getting bike from this bike shop. Lots of hidden cost, you will only get to know the hidden cost when things happen.

 

KNS.... you lousy and not happy dun come here and accuse the bike shop. 3month of instalment?

That very long time... motorbike shop call u, u dun ans?? ksiao ar