[HELP] Bikeshop fine because of quotation with other bikeshop

[danielling1981]

How to get $$ for bike with lower interest?

 

Anyway if you full cash for a bike will they make you pay extra?

 

If they wan me pay extra then i walk away lo. mostly 1st hand bikes allow full cash no extra. Its e 2nd hand deals tat insist loan from them. So i buy from direct owners lo. But condition is a risk. But buy from shop also hear scary stories isnt it? Not much difference in terms of risk of poor condition bike.

 

For getting low interest loans, basically credit cards, banks, loan facilities all will offer lower interest. In fact some loans can be interest free as long as u pay up with a time frame.

 

So eg u earn 3k/mth. U wan to buy a 14k bike. Maybe u ve 6k cash. So u need like 8k loan. If u discipline enough set aside 1k per mth u can pay back in 8mth lo. So suffer a bit, pay back 2k a mth 3 mth settle.

 

Or loan from facilities then loan from a few frens maybe 4 so 2k each to pay back e loan. Then work out a installment plan with frenz. But this will require a lot of trust and also discipline. ^^

 

if u ve a credit card, sometime they will call u to offer cash loan. This r usually interest free for a period of time. But after e free period is up, e interest is higher than bike shops, be warned!!

[ludacris10]

Sorry for not commenting as I'm still advising and asking him regd this issue. Could be the early settlement issue but he said he was just quoting prices around and he got fined by the bikeshop.

[RaidoN]

Just go back to the shop and ask.