Review on DirectAsiaOnline Insurance

[zax]

Hi guys, how do you find this insurnace?

[dwg]

Rates are competitive and everything is transparent and pretty much everything you need is available online. Never had a problem with them. Ditched NTUC for a few years now and no regrets.

[cabb]

seems like cheaper when asked for a quote. will be swtiching over to this insurance soon.! hahaha!!!

[4th_Espada]

Cheap and hassle free actually.

[opel96680]

Using direct asia insurance for past few year.no problem.cheap n gd

[Captjohn]

They are cheap and good if nothing happens..........have not been using them but heard from a claim is a bit difficult.....

[wait4me]

bo tai chi that time is good

when have tai chi that time see how u sweat

 

qutoefrom a car driver..

[kinwei]

Actually if you purchase 3rd party or 3rd party fire and theft, you should just get the one that can quote you the cheapest. Because you can't claim yourselves anyway. Only 3rd party claim you. Why you should care whether they process the claim fast or not.

 

If let say for fire and theft self claim, regardless of all insurance companies, all will take a long time also. But of course do compare the excess, whether cover sub rider, theft claim percentage.

 

Maybe for comprehensive insurance, then you can consider others.

[Captjohn]

bo tai chi that time is good

when have tai chi that time see how u sweat

 

qutoefrom a car driver..

 

This is actually what my fren said....lol

[altya]

Actually if you purchase 3rd party or 3rd party fire and theft, you should just get the one that can quote you the cheapest. Because you can't claim yourselves anyway. Only 3rd party claim you. Why you should care whether they process the claim fast or not.

 

If let say for fire and theft self claim, regardless of all insurance companies, all will take a long time also. But of course do compare the excess, whether cover sub rider, theft claim percentage.

 

Maybe for comprehensive insurance, then you can consider others.

 

Second this, specially for 3rd party only, just get e cheapest lo!

[faizal_25]

Is the insurance worth it for class 2 bike???

 

Sent from my GT-I9300 using Tapatalk 2

[leong77]

Guys, u guys are very wrong. 3rd party is very important. The insurer can refused the 3rd party claim if u breached the policy conditions. It came out in the news before. One driver failed to declare a sports skirting and his insurer refused to pay 3rd party damages. In the end he has to pay himself. Cheap does not always mean good. Ask your friends from insurance industry, they will give u more info.

[drift]

Guys, u guys are very wrong. 3rd party is very important. The insurer can refused the 3rd party claim if u breached the policy conditions. It came out in the news before. One driver failed to declare a sports skirting and his insurer refused to pay 3rd party damages. In the end he has to pay himself. Cheap does not always mean good. Ask your friends from insurance industry, they will give u more info.

 

really? wow so suay! The question in this thread now is, whether anyone has done any claims or was claimed against his directasia 3rd party insurance.

[NisMo7]

I've just renewed mine with directasia, I supposed if the bike is not illegally modified then should not worry about TP claims. But it is really cheap and fast. Imagine the CI normally reaches the insurer after 2 months whereas this is immediate with the pdf, hardcopy reaches my mailbox in less than 3 working day, not so bad. As for claims, touch wood, nobody hope to do that. Just ride safe and be alert.

[foccacia]

NTUC income also provide online quotation. usually i try NTUC or directasia. anymore companies offer online quotation?

[skyblueblue]

i tried directasia. NTUC still cheaper for just 3rd party only in my case

 

Direct asia $212

[foccacia]

i tried directasia. NTUC still cheaper for just 3rd party only in my case

 

Direct asia $212

 

but i think the access is different cost

[skyblueblue]

but i think the access is different cost

 

just check no excess for ntuc in my case. i only paid $131 after the -5% for having another policy with them.

[skyblueblue]

NTUC income also provide online quotation. usually i try NTUC or directasia. anymore companies offer online quotation?

 

u can try here. never tried thou

 

http://onemotorsg.com/drivesafe/motorcycle-insurance/

[kinwei]

Yes, I just bought Direct Asia for my bike. Just have to take note of the do and don'ts. It quite transparent on their website. Just read and if you can accept their terms and conditions, then go get it. If not, you can always buy another insurance.

 

I think most of the riders here are more concerned about the illegal modification clauses. I think there's a lot of gray area here. Because even for LTA, they also did not state anything about bikes modification in their website. Mainly for cars only. So if your bike is stock, you are safe. If not, then go find another insurance companies to be safe. If not wrong, some other insurance companies also have this clauses.

 

I am looking at my ex NTUC insurance. They did not state this inside. They just say the vehicle must be roadworthy at all times. However if your modification disrupted the roadworthiness, then maybe they will void your insurance also.

 

SO buy at your own risk.

[wicked]

So far so good for me. The best quote I got for Fire & Theft.